First Bancorp (FBNC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 107.12M | 106.2M | 102.49M | 96.68M | 92.88M | 88.84M | 83.04M | 81.07M | 79.23M | 82.48M | 84.7M | 86.98M | 92.49M | 84.37M | 85.33M | 78.27M | 76.88M | 73.84M | 58.55M | 58.76M |
| NII Growth % | 15.32% | 19.54% | 23.42% | 19.25% | 17.23% | 7.71% | -1.96% | -6.8% | -14.33% | -2.24% | -0.74% | 11.13% | 20.3% | 14.26% | 45.74% | 33.21% | 39.18% | 31.85% | 6.98% | 11.66% |
| Net Interest Margin % | 0.83% | 0.84% | 0.8% | 0.77% | 0.75% | 0.73% | 0.68% | 0.67% | 0.66% | 0.68% | 0.71% | 0.72% | 0.75% | 0.79% | 0.81% | 0.74% | 0.72% | 0.7% | 0.69% | 0.72% |
| Interest Income | 142.39M | 143.63M | 144.2M | 136.74M | 132.66M | 132.4M | 131.41M | 128.78M | 126.57M | 126.57M | 123.85M | 121.16M | 117.17M | 93.11M | 88.29M | 80.45M | 79.11M | 76.22M | 60.55M | 61.14M |
| Interest Expense | 35.27M | 37.44M | 41.71M | 40.06M | 39.78M | 43.55M | 48.37M | 47.71M | 47.34M | 44.09M | 39.15M | 34.18M | 24.69M | 8.74M | 2.96M | 2.18M | 2.23M | 2.37M | 2M | 2.38M |
| Loan Loss Provision | 3.08M | 0 | 0 | 2.21M | 1.12M | 507K | 14.2M | 541K | 1.2M | 2.95M | 0 | 2.36M | 12.5M | 5M | 5.4M | 0 | 2M | 13.44M | -351K | 1.94M |
| Non-Interest Income | 15.18M | -22.3M | -16.32M | 12.77M | 11.74M | -25.05M | 11.83M | 14.65M | 11.52M | 9.4M | 13.88M | 14.23M | 13.54M | 14.56M | 16.91M | 17.26M | 19.33M | 15.04M | 16.49M | 21.55M |
| Non-Interest Income % | 9.63% | -18.38% | -12.76% | 8.54% | 8.13% | -23.33% | 8.26% | 10.21% | 8.34% | 6.92% | 10.08% | 10.51% | 10.36% | 13.52% | 16.08% | 17.67% | 19.64% | 16.48% | 21.4% | 26.06% |
| Total Revenue | 157.57M | 121.33M | 127.88M | 149.51M | 144.4M | 107.35M | 143.24M | 143.42M | 138.09M | 135.98M | 137.73M | 135.4M | 130.71M | 107.67M | 105.2M | 97.71M | 98.44M | 91.26M | 77.04M | 82.69M |
| Revenue Growth % | 9.12% | 13.03% | -10.72% | 4.24% | 4.57% | -21.05% | 4% | 5.93% | 5.65% | 26.29% | 30.92% | 38.57% | 32.78% | 17.99% | 36.55% | 18.17% | 25.37% | 15.43% | -3.76% | -1.33% |
| Non-Interest Expense | 60.22M | 62.22M | 60.21M | 57.41M | 56.73M | 56.41M | 58.1M | 58.29M | 57.77M | 51.25M | 60.92M | 61.59M | 74.17M | 45.66M | 48.7M | 49.4M | 51.55M | 62.77M | 40.79M | 41.16M |
| Efficiency Ratio | 38.22% | 51.28% | 47.08% | 38.4% | 39.29% | 52.55% | 40.56% | 40.64% | 41.83% | 37.69% | 44.23% | 45.49% | 56.75% | 42.4% | 46.29% | 50.56% | 52.36% | 68.79% | 52.95% | 49.78% |
| Operating Income | 58.99M | 21.68M | 25.96M | 49.82M | 46.78M | 6.88M | 22.57M | 36.88M | 31.78M | 37.69M | 37.66M | 37.27M | 19.34M | 48.27M | 48.15M | 46.14M | 42.66M | 12.67M | 34.6M | 37.21M |
| Operating Margin % | 37.44% | 17.87% | 20.3% | 33.32% | 32.39% | 6.41% | 15.76% | 25.72% | 23.02% | 27.72% | 27.34% | 27.52% | 14.8% | 44.83% | 45.77% | 47.22% | 43.34% | 13.88% | 44.91% | 45% |
| Operating Income Growth % | 26.12% | 215.16% | 15% | 35.08% | 47.17% | -81.75% | -40.06% | -1.03% | 64.3% | -21.92% | -21.79% | -19.23% | -54.66% | 281% | 39.16% | 23.99% | 19.03% | -57.89% | 16.78% | 80.47% |
| Pretax Income | 58.99M | 16.95M | 25.96M | 49.82M | 46.78M | 6.88M | 22.57M | 36.88M | 31.78M | 37.69M | 37.66M | 37.27M | 19.34M | 48.27M | 48.15M | 46.14M | 42.66M | 12.67M | 34.6M | 37.21M |
| Pretax Margin % | 37.44% | 13.97% | 20.3% | 33.32% | 32.39% | 6.41% | 15.76% | 25.72% | 23.02% | 27.72% | 27.34% | 27.52% | 14.8% | 44.83% | 45.77% | 47.22% | 43.34% | 13.88% | 44.91% | 45% |
| Income Tax | 12.33M | 1.23M | 5.59M | 11.26M | 10.37M | 3.33M | 3.89M | 8.17M | 6.51M | 8.02M | 7.76M | 7.86M | 4.18M | 9.84M | 10.2M | 9.55M | 8.7M | 2.15M | 6.96M | 7.92M |
| Effective Tax Rate % | 20.91% | 7.27% | 21.55% | 22.59% | 22.17% | 48.37% | 17.24% | 22.16% | 20.49% | 21.27% | 20.61% | 21.1% | 21.63% | 20.38% | 21.18% | 20.7% | 20.38% | 16.95% | 20.1% | 21.3% |
| Net Income | 46.66M | 15.71M | 20.36M | 38.57M | 36.41M | 3.55M | 18.68M | 28.71M | 25.27M | 29.67M | 29.89M | 29.4M | 15.16M | 38.43M | 37.95M | 36.59M | 33.97M | 10.52M | 27.64M | 29.29M |
| Net Margin % | 29.61% | 12.95% | 15.92% | 25.8% | 25.21% | 3.31% | 13.04% | 20.02% | 18.3% | 21.82% | 21.7% | 21.72% | 11.6% | 35.7% | 36.07% | 37.44% | 34.51% | 11.53% | 35.88% | 35.42% |
| Net Income Growth % | 28.16% | 342.5% | 9.01% | 34.32% | 44.06% | -88.03% | -37.51% | -2.35% | 66.69% | -22.79% | -21.23% | -19.63% | -55.37% | 265.26% | 37.28% | 24.93% | 20.48% | -55.51% | 18.65% | 79.09% |
| Net Income (Continuing) | 46.66M | 15.71M | 20.36M | 38.57M | 36.41M | 3.55M | 18.68M | 28.71M | 25.27M | 29.67M | 29.89M | 29.4M | 15.16M | 38.43M | 37.95M | 36.59M | 33.97M | 10.52M | 27.64M | 29.29M |
| EPS (Diluted) | 1.13 | 0.38 | 0.49 | 0.93 | 0.88 | 0.09 | 0.45 | 0.70 | 0.61 | 0.72 | 0.73 | 0.71 | 0.37 | 1.08 | 1.06 | 1.03 | 0.95 | 0.30 | 0.97 | 1.03 |
| EPS Growth % | 28.41% | 343.41% | 8.89% | 32.86% | 44.26% | -88.1% | -38.36% | -1.41% | 64.86% | -33.33% | -31.13% | -31.07% | -61.05% | 260% | 9.28% | 0% | -4.04% | -63.86% | 19.75% | 83.93% |
| EPS (Basic) | 1.13 | 0.38 | 0.49 | 0.93 | 0.88 | 0.09 | 0.45 | 0.70 | 0.61 | 0.72 | 0.73 | 0.72 | 0.37 | 1.08 | 1.06 | 1.03 | 0.95 | 0.30 | 0.97 | 1.03 |
| Diluted Shares Outstanding | 41.35M | 41.35M | 41.48M | 41.44M | 41.41M | 41.42M | 41.37M | 41.26M | 41.25M | 41.21M | 41.2M | 41.13M | 41.11M | 35.62M | 35.7M | 35.64M | 35.64M | 35.63M | 28.52M | 28.49M |