8-K Announcements
6Material company update
May 19, 2026·SEC
Material company update
May 6, 2026·SEC
Material company update
May 1, 2026·SEC
FB Bancorp, Inc. Common Stock(FBLA)Earnings, Financials & Key Ratios
FBLA•NASDAQ•Banking & Credit
$15.06
218.9× P/E·Price updated Jul 6, 2026
AboutFB Bancorp, Inc. operates as the bank holding company for Fidelity Bank, a Louisiana-chartered mutual savings bank. The bank primarily engages in accepting deposits from the general public and investing those deposits, along with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in its primary market areas. It also originates residential construction loans, commercial real estate loans, commercial loans, home equity loans and lines of credit, and consumer loans.Show more
- Net Interest Income$48M+3.3%
- Total Revenue$70M-19.0%
- Net Income$1M+120.2%
- Return on Equity0.39%+115.2%
- Net Interest Margin3.82%+0.5%
- Efficiency Ratio65.01%-21.7%
- ROA0.1%+119.1%
- Equity / Assets25.05%-6.3%
- Book Value per Share17.28-9.9%
FBLA Price & Volume
FB Bancorp, Inc. Common Stock (FBLA) stock price & volume — 10-year historical chart
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Stagnant Asset Growth Masks Operational Margin Volatility
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Contracting
Profitability:Strained
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Excessive liquidity deployment risk
Key Thesis Takeaways
- FB Bancorp faces significant headwinds as it struggles to translate a robust 0.24 equity-to-assets ratio into meaningful earnings, evidenced by a 2026Q1 net income of only $119,000.
- The bank's heavy reliance on volatile mortgage banking activities, which saw fee income as a percentage of revenue drop to -2.5% in 2025Q4, creates an unstable revenue profile.
- Investors should monitor whether the bank can pivot from its current strategy of aggressive $14.3 million share buybacks toward core loan growth to improve its suppressed net interest margin of 0.9%.
Verdict Logic
the bank's inability to generate consistent returns is highlighted by a TTM P/E of 222.38 and a net margin of only 1.80%, suggesting that capital is currently underutilized.
FBLA Growth Metrics
FB Bancorp, Inc. Common Stock (FBLA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-0.8%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-15.95%
TTM114.19%
EPS CAGR
10 Years-
5 Years-
3 Years-16.93%
TTM110.37%
Return on Capital
10 Years0.25%
5 Years0.25%
3 Years0.01%
Last Year1.16%
FBLA Recent Earnings
FB Bancorp, Inc. Common Stock (FBLA) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
May 14, 2026Metric
Actual
Est
EPS
$0.03
—
Rev
$17M
—
Q2 2026
May 11, 2026Metric
Actual
Est
EPS
$0.01
—
Rev
$17M
—
Q2 2026
May 6, 2026Metric
Actual
Est
EPS
$0.01
—
Rev
$17M
—
Q2 2026
Mar 16, 2026Metric
Actual
Est
EPS
$0.08
—
Rev
$3M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 14, 2026 | $0.03 | $17M |
| Q2 2026 | May 11, 2026 | $0.01 | $17M |
| Q2 2026 | May 6, 2026 | $0.01 | $17M |
| Q2 2026 | Mar 16, 2026 | $0.08 | $3M |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for FB Bancorp, Inc. Common Stock (FBLA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $15.06 | $243.39M | 218.90 | -19.02% | 1.8% | 0.39% | — | |
| $23.10 | $222.78M | 15.82 | -9.41% | 16.49% | 8% | — | |
| $27.68 | $382.93M | 8.52 | -1.55% | 28.51% | 12.62% | — | |
| $12.10 | $522.22M | 18.33 | 10.7% | 8.56% | 4.56% | — | |
| $50.16 | $2.61B | 15.06 | 10.36% | 19.66% | 9.83% | — | |
| $29.64 | $267.97M | 15.12 | 27.11% | 18.05% | 11.51% | — |
Compare FBLA vs Peers
FB Bancorp, Inc. Common Stock (FBLA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FBLA SEC Filings & Documents
FB Bancorp, Inc. Common Stock (FBLA) SEC filings — annual & quarterly reports (10-K, 10-Q)
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FBLA Frequently Asked Questions
FB Bancorp, Inc. Common Stock (FBLA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is FB Bancorp, Inc. Common Stock growing?
FB Bancorp, Inc. Common Stock (FBLA) saw revenue decline by 19.0% over the past year.
Is FBLA profitable?
Yes, FB Bancorp, Inc. Common Stock (FBLA) is profitable, generating $0.7M in net income for fiscal year 2025 (1.8% net margin).
Dividend & Returns
What is FBLA's return on equity?
FB Bancorp, Inc. Common Stock (FBLA) has a return on equity (ROE) of 0.4%. This is below average, suggesting room for improvement.
Industry Metrics
What is FB Bancorp, Inc. Common Stock's net interest margin?
FB Bancorp, Inc. Common Stock (FBLA) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.
What is FB Bancorp, Inc. Common Stock's efficiency ratio?
FB Bancorp, Inc. Common Stock (FBLA) has an efficiency ratio of 65.0%. This is higher than peers, suggesting room for cost optimization.