Latest Ratios: P/E Ratio 13.0x · EV/EBITDA 8.4x · ROE 23.0%. (2011–2025 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.8B | $1.9B | $2.2B | $2.7B | $2.2B | $3.6B | $2.9B | $2.5B | $2.1B | $995M | $1.3B |
| Enterprise Value | $2.6B | $2.7B | $2.9B | $3.4B | $2.5B | $3.9B | $3.2B | $2.9B | $2.6B | $1.6B | $1.9B |
| P/E Ratio → | 13.00 | 13.22 | 19.96 | 33.83 | 9.39 | 22.62 | 27.50 | 24.14 | 24.74 | 17.96 | 17.57 |
| P/S Ratio | 1.89 | 2.01 | 2.66 | 3.88 | 3.63 | 6.18 | 5.63 | 5.13 | 4.71 | 2.44 | 3.39 |
| P/B Ratio | 2.58 | 2.62 | 4.33 | 4.24 | 4.73 | 7.74 | 8.39 | 9.21 | 9.91 | 6.72 | 12.22 |
| P/FCF | 13.01 | 13.83 | 13.09 | 21.34 | 16.34 | 24.82 | 19.09 | 20.83 | 16.25 | 8.86 | 10.51 |
| P/OCF | 7.76 | 8.26 | 8.64 | 12.76 | 10.21 | 15.94 | 14.43 | 13.90 | 12.37 | 6.82 | 7.87 |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 2.90 | 3.48 | 4.87 | 4.05 | 6.55 | 6.25 | 6.04 | 5.74 | 3.83 | 4.92 |
| EV / EBITDA | 8.38 | 8.75 | 10.02 | 14.73 | 10.62 | 14.22 | 15.00 | 13.86 | 13.84 | 10.38 | 11.50 |
| EV / EBIT | 13.87 | 12.12 | 15.13 | 28.77 | 8.56 | 18.89 | 21.44 | 20.25 | 20.15 | 17.32 | 17.75 |
| EV / FCF | — | 19.91 | 17.13 | 26.82 | 18.24 | 26.32 | 21.22 | 24.53 | 19.82 | 13.89 | 15.24 |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.7% | 49.7% | 51.9% | 51.5% | 52.7% | 57.6% | 55.6% | 56.2% | 56.6% | 50.7% | 54.9% |
| Operating Margin | 20.0% | 20.0% | 19.6% | 19.6% | 25.5% | 33.3% | 27.7% | 29.6% | 27.6% | 21.1% | 27.5% |
| Net Profit Margin | 15.2% | 15.2% | 13.3% | 11.5% | 38.6% | 27.3% | 20.5% | 21.2% | 19.0% | 13.5% | 19.3% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 23.0% | 23.0% | 19.5% | 14.4% | 50.6% | 39.7% | 34.0% | 42.5% | 47.5% | 43.0% | 68.1% |
| ROA | 6.9% | 6.9% | 5.7% | 5.0% | 21.0% | 14.5% | 10.0% | 10.7% | 9.4% | 6.2% | 8.5% |
| ROIC | 10.2% | 10.2% | 9.8% | 9.9% | 16.5% | 21.8% | 15.4% | 15.5% | 13.4% | 9.1% | 11.1% |
| ROCE | 10.5% | 10.5% | 9.9% | 10.1% | 16.4% | 20.6% | 15.8% | 17.4% | 16.2% | 11.4% | 14.0% |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.58 | 1.58 | 1.86 | 1.55 | 0.94 | 1.03 | 1.53 | 2.05 | 2.50 | 4.16 | 5.99 |
| Debt / EBITDA | 3.66 | 3.66 | 3.29 | 4.29 | 1.89 | 1.79 | 2.46 | 2.61 | 2.86 | 4.10 | 3.88 |
| Net Debt / Equity | — | 1.15 | 1.33 | 1.09 | 0.55 | 0.47 | 0.94 | 1.64 | 2.17 | 3.82 | 5.51 |
| Net Debt / EBITDA | 2.67 | 2.67 | 2.36 | 3.01 | 1.11 | 0.81 | 1.51 | 2.09 | 2.49 | 3.76 | 3.57 |
| Debt / FCF | — | 6.08 | 4.04 | 5.47 | 1.91 | 1.50 | 2.13 | 3.70 | 3.56 | 5.03 | 4.73 |
| Interest Coverage | 3.26 | 3.26 | 2.60 | 3.64 | 11.81 | 8.97 | 5.94 | 5.05 | 4.30 | 3.02 | 4.39 |
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 2.07 | 2.07 | 1.89 | 1.88 | 1.87 | 2.85 | 2.35 | 1.91 | 1.58 | 1.15 | 1.23 |
| Quick Ratio | 2.07 | 2.07 | 1.89 | 1.88 | 1.87 | 2.61 | 2.35 | 1.64 | 1.37 | 1.00 | 1.09 |
| Cash Ratio | 1.07 | 1.07 | 0.98 | 0.99 | 0.89 | 1.74 | 1.32 | 0.77 | 0.51 | 0.34 | 0.40 |
| Asset Turnover | — | 0.42 | 0.46 | 0.34 | 0.55 | 0.52 | 0.48 | 0.48 | 0.49 | 0.45 | 0.44 |
| Inventory Turnover | — | — | — | — | — | 6.59 | — | 5.44 | 6.79 | 9.35 | 10.14 |
| Days Sales Outstanding | — | 70.73 | 64.68 | 73.82 | 69.15 | 72.63 | 72.04 | 82.48 | 82.05 | 76.09 | 74.18 |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.7% | 0.7% | 0.6% | 0.5% | 0.6% | 0.4% | 0.5% | 0.6% | 0.3% | 2.2% | 2.2% |
| Payout Ratio | 9.0% | 9.0% | 11.4% | 16.3% | 5.8% | 8.9% | 13.8% | 13.9% | 8.4% | 39.5% | 39.6% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 7.7% | 7.6% | 5.0% | 3.0% | 10.7% | 4.4% | 3.6% | 4.1% | 4.0% | 5.6% | 5.7% |
| FCF Yield | 7.7% | 7.2% | 7.6% | 4.7% | 6.1% | 4.0% | 5.2% | 4.8% | 6.2% | 11.3% | 9.5% |
| Buyback Yield | 3.9% | 3.7% | 3.7% | 1.3% | 4.3% | 0.7% | 0.3% | 1.3% | 0.5% | 0.8% | 3.0% |
| Total Shareholder Yield | 4.6% | 4.4% | 4.2% | 1.8% | 4.9% | 1.1% | 0.8% | 1.8% | 0.8% | 3.0% | 5.3% |
| Shares Outstanding | — | $64M | $65M | $66M | $69M | $73M | $73M | $73M | $74M | $73M | $74M |
Integration and geographic concentration
According to current market data, EVTC trades at a forward P/E of 6.99, which appears to discount the company's growth prospects significantly compared to historical averages and broader software peers, suggesting investors remain skeptical of the long-term success of the recent Latin American expansion strategy.
The valuation gap between the TTM P/E of 12.44 and the forward multiple implies that the market is pricing in a contraction in earnings or a failure to realize synergies from the Sinqia acquisition. This discount warrants investigation, as it may misjudge the durability of the core Puerto Rican payment infrastructure.
Based on reported quarterly figures, ROIC has trended downward to 2.1% in 2026Q1, indicating that the company is struggling to generate adequate returns on its invested capital as it pivots toward a more capital-intensive software model in the competitive Brazilian market.
The decline in ROIC from 3.3% in 2025Q2 suggests that the recent inorganic growth strategy is diluting the company's historical ability to compound capital. Investors should monitor whether this is a temporary integration drag or a permanent shift in the company's underlying economic engine.
As reported in financial statements, the company's DSO has remained elevated near 65 days, which, when combined with recent volatility in cash conversion, suggests that the firm is facing increasing difficulty in managing its receivables as it integrates diverse business lines across multiple jurisdictions.
The lack of consistent improvement in the cash conversion cycle indicates that the company's operational efficiency is being challenged by its expanded geographic footprint. This trend may imply that the firm is granting more lenient payment terms to secure market share in new regions.
According to recent quarterly data, the interest coverage ratio has compressed to 2.57x in 2026Q1, signaling that the company's ability to service its debt obligations is becoming less comfortable as it carries a significant debt load to fund its aggressive acquisition-led growth strategy.
The D/EBITDA ratio of 13.62 suggests that the company's leverage profile is highly sensitive to fluctuations in operating performance. This level of indebtedness limits management's flexibility and increases the risk profile should the core payment business face any unforeseen regulatory or economic headwinds.
The P/E ratio is frequently misapplied to EVTC because it obscures the significant non-cash amortization charges resulting from frequent acquisitions, which artificially depress GAAP earnings and fail to capture the underlying cash-generative capacity of the company's dominant payment network infrastructure.
Analysts should prioritize EV/EBITDA or P/FCF to better assess the company's true earning power, as these metrics normalize for the accounting noise inherent in the firm's M&A-heavy strategy. Relying solely on P/E may lead to an inaccurate assessment of the company's valuation relative to its peers.
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Quick answers to the most common questions about buying EVTC stock.
EVERTEC, Inc.'s current P/E ratio is 13.0x. The historical average is 21.2x. This places it at the 8th percentile of its historical range.
EVERTEC, Inc.'s current EV/EBITDA is 8.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.8x.
EVERTEC, Inc.'s return on equity (ROE) is 23.0%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 34.8%.
Based on historical data, EVERTEC, Inc. is trading at a P/E of 13.0x. This is at the 8th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
EVERTEC, Inc.'s current dividend yield is 0.69% with a payout ratio of 9.0%.
EVERTEC, Inc. has 49.7% gross margin and 20.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
EVERTEC, Inc.'s Debt/EBITDA ratio is 3.7x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.