Latest Ratios: P/E Ratio 9.6x · EV/EBITDA 11.4x · ROE 53.2%. (2016–2025 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $894M | $1.0B | $733M | $408M | $466M | $456M | $1.0B | $885M | $71M | — | — |
| Enterprise Value | $801M | $927M | $634M | $372M | $442M | $429M | $989M | $839M | $29M | — | — |
| P/E Ratio → | 9.61 | 10.27 | 22.72 | — | — | — | — | — | — | — | — |
| P/S Ratio | 1.29 | 1.47 | 1.46 | 1.42 | 1.15 | 1.09 | 2.94 | 3.56 | 0.43 | — | — |
| P/B Ratio | 4.01 | 4.28 | 5.41 | 5.05 | 4.34 | 5.35 | 14.38 | 17.09 | 1.64 | — | — |
| P/FCF | 9.90 | 11.29 | 11.73 | — | — | 105.27 | 149.10 | 615.31 | — | — | — |
| P/OCF | 9.37 | 10.69 | 11.00 | — | — | 63.36 | 95.68 | 200.50 | — | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.34 | 1.27 | 1.29 | 1.09 | 1.02 | 2.85 | 3.37 | 0.18 | — | — |
| EV / EBITDA | 11.38 | 13.16 | 16.94 | — | — | — | — | — | — | — | — |
| EV / EBIT | 12.03 | 14.99 | 19.97 | — | — | — | — | — | — | — | — |
| EV / FCF | — | 10.26 | 10.15 | — | — | 99.12 | 144.40 | 583.29 | — | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.2% | 97.2% | 95.8% | 92.2% | 94.1% | 94.3% | 93.8% | 93.6% | 92.9% | 93.9% | 95.2% |
| Operating Margin | 9.6% | 9.6% | 6.3% | -18.1% | -6.1% | -5.2% | -3.4% | -3.2% | -8.5% | -3.7% | -0.3% |
| Net Profit Margin | 14.3% | 14.3% | 6.4% | -17.8% | -6.0% | -4.6% | -3.2% | -2.9% | -8.4% | -4.0% | -0.8% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 53.2% | 53.2% | 29.7% | -54.4% | -25.4% | -24.9% | -18.3% | -15.0% | -31.9% | — | — |
| ROA | 37.0% | 37.0% | 20.0% | -38.4% | -16.3% | -14.3% | -10.2% | -9.1% | -32.0% | -20.8% | -3.3% |
| ROIC | 54.8% | 54.8% | 58.1% | -60.8% | -26.3% | -33.8% | -39.4% | -166.2% | — | — | — |
| ROCE | 35.3% | 35.3% | 29.0% | -54.1% | -23.9% | -24.6% | -17.3% | -16.6% | -55.8% | -47.6% | -2.9% |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.01 | 0.01 | 0.03 | 0.03 | 0.06 | 0.10 | 0.15 | — | — | — | — |
| Debt / EBITDA | 0.04 | 0.04 | 0.10 | — | — | — | — | — | — | — | 3.98 |
| Net Debt / Equity | — | -0.39 | -0.73 | -0.44 | -0.23 | -0.31 | -0.45 | -0.89 | -0.96 | — | — |
| Net Debt / EBITDA | -1.32 | -1.32 | -2.63 | — | — | — | — | — | — | — | -8.08 |
| Debt / FCF | — | -1.03 | -1.58 | — | — | -6.15 | -4.70 | -32.03 | — | — | -1.89 |
| Interest Coverage | — | — | — | — | — | — | — | — | -69.91 | -12.27 | -0.81 |
Net cash position: cash ($95M) exceeds total debt ($3M)
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 2.94 | 2.94 | 2.36 | 2.31 | 1.78 | 1.79 | 2.08 | 2.22 | 2.83 | 1.18 | 1.79 |
| Quick Ratio | 2.94 | 2.94 | 2.36 | 2.31 | 1.78 | 1.79 | 2.08 | 2.22 | 2.83 | 1.18 | 1.79 |
| Cash Ratio | 1.09 | 1.09 | 1.41 | 1.27 | 0.68 | 0.74 | 0.92 | 1.20 | 1.95 | 0.16 | 0.88 |
| Asset Turnover | — | 2.12 | 2.38 | 2.60 | 2.58 | 2.91 | 2.69 | 2.73 | 2.48 | 6.15 | 4.35 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | 46.96 | 32.36 | 38.96 | 39.20 | 52.52 | 47.26 | 39.01 | 42.48 | 36.32 |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 10.4% | 9.7% | 4.4% | — | — | — | — | — | — | — | — |
| FCF Yield | 10.1% | 8.9% | 8.5% | — | — | 0.9% | 0.7% | 0.2% | — | — | — |
| Buyback Yield | 2.4% | 2.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 2.4% | 2.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Shares Outstanding | — | $38M | $37M | $33M | $32M | $29M | $27M | $26M | $17M | $21M | $21M |
Regulatory TCPA compliance exposure
According to recent market data, EverQuote trades at a TTM P/E of 8.82, which appears to discount the volatility of the insurance underwriting cycle while potentially underestimating the long-term earnings power of the company's proprietary lead-generation marketplace relative to its historical valuation averages.
The current P/E multiple suggests that investors are pricing in a normalization of carrier advertising spend rather than aggressive long-term structural growth. This valuation warrants caution, as the forward P/E of 11.04 implies that the market expects a moderation in earnings growth as the initial recovery phase of the insurance cycle matures.
Based on reported financial statements, EverQuote's ROIC has demonstrated significant volatility, peaking at 45.9% in 2025Q3 before settling at 9.9% in 2026Q1, a trend that highlights the company's sensitivity to fluctuations in traffic acquisition costs and the resulting impact on operational returns.
The wide variance in ROIC suggests that the company's ability to compound capital is heavily dependent on the efficiency of its bidding platform during periods of high carrier demand. Investors should monitor whether the company can maintain double-digit returns on capital as the competitive landscape for insurance leads becomes increasingly crowded.
As indicated by the company's reported figures, the asset turnover ratio has fluctuated between 0.50 and 0.85 over the last ten quarters, reflecting the inherent difficulty in managing a high-variable cost model where revenue is tightly coupled with external advertising platform pricing.
The lack of consistent improvement in asset turnover suggests that the company's growth is primarily driven by increased marketing spend rather than internal operational efficiencies. The high DPO levels observed in recent quarters may indicate that the company is leveraging its payment terms with suppliers to preserve cash, which warrants further investigation into potential liquidity constraints.
Data from recent filings suggests that the commonly cited 97.8% gross margin is a misleading metric for EverQuote, as it excludes the critical Traffic Acquisition Costs that function as the true cost of goods sold for this transactional lead-generation business model.
Analysts should instead focus on the Variable Marketing Margin, which provides a more accurate representation of the company's underlying unit economics and its ability to generate profit after accounting for the cost of acquiring consumer traffic. Relying on gross margin alone obscures the significant operational leverage required to maintain profitability in a highly competitive digital advertising environment.
Includes 30+ ratios · 10 years · Updated daily
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying EVER stock.
EverQuote, Inc.'s current P/E ratio is 9.6x. The historical average is 16.5x.
EverQuote, Inc.'s current EV/EBITDA is 11.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.1x.
EverQuote, Inc.'s return on equity (ROE) is 53.2%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is -10.9%.
Based on historical data, EverQuote, Inc. is trading at a P/E of 9.6x. Compare with industry peers and growth rates for a complete picture.
EverQuote, Inc. has 97.2% gross margin and 9.6% operating margin.
EverQuote, Inc.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.