Essent Group Ltd. (ESNT) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Assets | 7.57B | 7.44B | 7.35B | 7.22B | 7.2B | 7.11B | 7.13B | 6.69B | 6.56B | 6.43B | 6.09B | 5.98B | 5.93B | 5.72B | 5.56B | 5.52B | 5.59B | 5.72B | 5.59B | 5.52B |
| Asset Growth % | 5.07% | 4.63% | 3.16% | 7.89% | 9.74% | 10.66% | 16.94% | 11.86% | 10.75% | 12.28% | 9.67% | 8.37% | 6.11% | 0.03% | -0.58% | -0.01% | 4.77% | 9.98% | 9.45% | 12.69% |
| Total Investment Assets | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Long-Term Investments | 6.44B | 382.51M | 370.07M | 359.82M | 321.86M | 5.88B | 5.95B | 5.45B | 5.37B | 277.23M | 5B | 5.02B | 4.95B | -4.48B | 4.58B | 4.62B | 4.66B | 0 | 0 | 0 |
| Short-Term Investments | 0 | 6.1B | 6.09B | 5.97B | 5.88B | 5.88B | 5.95B | 5.45B | 5.37B | 0 | 5B | 5.02B | 4.95B | 252.03M | 331.14M | 355.63M | 517.36M | 4.96B | 309.78M | 372.32M |
| Total Current Assets | 272.38M | 6.84B | 6.77B | 6.65B | 6.67B | 0 | 0 | 0 | 0 | 205.05M | 0 | 0 | 0 | 390.67M | 4.72B | 484.76M | 766.38M | 5.09B | 423.37M | 567.59M |
| Cash & Equivalents | 128.26M | 123.05M | 91.41M | 92.12M | 208.07M | 131.48M | 109.31M | 197.4M | 164.25M | 141.79M | 96.78M | 68.1M | 68.63M | 81.24M | 79.47M | 77.85M | 203.84M | 81.49M | 65.83M | 142.14M |
| Receivables | 144.12M | 98.64M | 96.68M | 98.28M | 95.42M | 55.56M | 54.39M | 56.97M | 68.93M | 63.27M | 68.33M | 62.69M | 61.28M | 57.4M | 59.07M | 51.28M | 45.17M | 46.16M | 47.76M | 53.13M |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | -6.55B | -6.61B | -6.2B | -6.07B | 0 | -5.62B | -5.6B | -5.5B | 0 | 3.85B | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 77.8M | 87.7M | 87.69M | 88.09M | 88.87M | 79.56M | 69.91M | 70.26M | 72.27M | 72.83M | 64.27M | 0 | 0 | 13.93M | 10.41M | 10.81M | 11.15M | 15.09M | 13.31M | 14.07M |
| Goodwill | 77.8M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 87.7M | 87.69M | 88.09M | 88.87M | 0 | 0 | 0 | 0 | 72.83M | 0 | 0 | 0 | 13.93M | 10.41M | 10.81M | 11.15M | 15.09M | 13.31M | 14.07M |
| PP&E (Net) | 48.3M | 49.19M | 49.96M | 42.43M | 43.21M | 41.87M | 41.22M | 42.91M | 43.75M | 41.3M | 40.71M | 31.32M | 18.51M | 19.57M | 19.78M | 20.57M | 20.31M | 11.92M | 12.48M | 12.99M |
| Other Assets | -6.44B | 82.4M | 75.87M | 75.92M | 77.57M | -6B | -6.06B | -5.57B | -5.49B | 3.64B | -5.1B | -5.05B | -4.97B | 4.38B | -4.6B | -10.81M | -4.67B | 4.92B | 0 | 0 |
| Total Liabilities | 1.87B | 1.68B | 1.61B | 1.55B | 1.55B | 1.51B | 1.49B | 1.31B | 1.34B | 1.32B | 1.29B | 1.25B | 1.28B | 1.26B | 1.26B | 1.25B | 1.37B | 1.49B | 1.42B | 1.44B |
| Total Debt | 495.64M | 495.3M | 494.96M | 494.63M | 494.29M | 493.96M | 493.67M | 422.45M | 422.18M | 421.92M | 421.66M | 421.39M | 421.13M | 420.86M | 420.6M | 420.34M | 420.07M | 419.82M | 322.61M | 322.32M |
| Net Debt | 367.38M | 372.25M | 403.55M | 402.51M | 286.23M | 362.48M | 384.37M | 225.05M | 257.93M | 280.13M | 324.88M | 353.29M | 352.5M | 339.62M | 341.13M | 342.48M | 216.23M | 338.33M | 256.79M | 180.18M |
| Long-Term Debt | 495.64M | 495.3M | 494.96M | 494.63M | 494.29M | 493.96M | 493.67M | 0 | 0 | 421.92M | 0 | 0 | 0 | 420.86M | 420.6M | 420.34M | 420.07M | 419.82M | 322.61M | 322.32M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 422.45M | 422.18M | 0 | 421.66M | 421.39M | 421.13M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 513.42M | 1.19B | 931.91M | 894.33M | 879.83M | 0 | 0 | 0 | 0 | 500.25M | 0 | 0 | 0 | 418.46M | 405.91M | 391.91M | 360.81M | 419.82M | 348.29M | 332.89M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 91.73M | 96.58M | 102.38M | 108.41M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 513.42M | 912.17M | 835.33M | 791.95M | 771.42M | -176.75M | -171.87M | -543.94M | -569.32M | 361.18M | -567.43M | -550.76M | -521.9M | 314M | 286.35M | 289.6M | 232.58M | 320.07M | 223.37M | 203.79M |
| Deferred Taxes | 452.55M | 465.35M | 438.19M | 427.2M | 414.77M | 392.43M | 410.76M | 381.39M | 368.95M | 0 | 329.72M | 328.34M | 383.12M | 356.81M | 340.63M | 348.37M | 359.92M | 373.65M | 356.83M | 343.1M |
| Other Liabilities | 925.08M | -465.35M | -252.03M | -268.45M | -243.49M | -886.39M | -904.43M | -381.39M | -368.95M | 431.56M | -329.72M | -328.34M | -383.12M | 65.35M | 516.16M | 88.49M | 650.35M | -373.65M | 393.8M | 438.66M |
| Total Equity | 5.7B | 5.76B | 5.74B | 5.67B | 5.66B | 5.6B | 5.64B | 5.38B | 5.23B | 5.1B | 4.81B | 4.73B | 4.65B | 4.46B | 4.29B | 4.27B | 4.22B | 4.24B | 4.17B | 4.08B |
| Equity Growth % | 0.66% | 2.73% | 1.74% | 5.45% | 8.29% | 9.82% | 17.32% | 13.66% | 12.42% | 14.35% | 11.96% | 10.8% | 10.29% | 5.34% | 3.03% | 4.58% | 7.5% | 9.67% | 11.25% | 12.74% |
| Shareholders Equity | 5.7B | 5.76B | 5.74B | 5.67B | 5.66B | 5.6B | 5.64B | 5.38B | 5.23B | 5.1B | 4.81B | 4.73B | 4.65B | 4.46B | 4.29B | 4.27B | 4.22B | 4.24B | 4.17B | 4.08B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 5.4B | 5.26B | 5.13B | 5B | 4.83B | 4.69B | 4.55B | 4.41B | 4.23B | 4.08B | 3.93B | 3.78B | 3.64B | 3.49B | 3.37B | 3.22B | 3.01B | 2.75B | 2.59B | 2.41B |
| Common Stock | 1.4M | 1.43M | 1.46M | 1.49M | 1.54M | 1.57M | 1.59M | 1.6M | 1.6M | 1.6M | 1.6M | 1.6M | 1.61M | 1.61M | 1.61M | 1.61M | 1.62M | 1.64M | 1.66M | 1.69M |
| Accumulated OCI | -375.87M | -151.99M | -165.43M | -215.67M | -232.25M | -303.98M | -190.28M | -307.64M | -302.26M | -280.5M | -436.38M | -360.13M | -324.04M | -382.79M | -423.58M | -286.57M | -152.3M | 50.71M | 78.51M | 115.43M |
| Return on Equity (ROE) | 3% | 2.7% | 2.88% | 3.45% | 3.12% | 2.99% | 3.2% | 3.84% | 3.52% | 3.54% | 3.73% | 3.67% | 3.75% | 3.37% | 4.16% | 5.46% | 6.49% | 4.31% | 4.98% | 3.99% |
| Return on Assets (ROA) | 2.29% | 2.1% | 2.25% | 2.71% | 2.45% | 2.36% | 2.55% | 3.07% | 2.8% | 2.8% | 2.95% | 2.89% | 2.93% | 2.61% | 3.21% | 4.17% | 4.85% | 3.2% | 3.7% | 2.94% |
| Equity / Assets | 75.25% | 77.36% | 78.06% | 78.57% | 78.55% | 78.8% | 79.15% | 80.38% | 79.61% | 79.4% | 78.89% | 79.11% | 78.43% | 77.96% | 77.28% | 77.38% | 75.46% | 74.03% | 74.57% | 73.98% |
| Debt / Equity | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.08x | 0.08x | 0.08x | 0.09x | 0.09x | 0.09x | 0.09x | 0.10x | 0.10x | 0.10x | 0.10x | 0.08x | 0.08x |
| Book Value per Share | 60.23 | 59.55 | 56.73 | 56.13 | 54.44 | 52.81 | 52.94 | 50.38 | 48.95 | 47.77 | 44.92 | 44.20 | 43.21 | 41.54 | 40.01 | 39.82 | 38.82 | 38.50 | 37.42 | 36.32 |
| Tangible BV per Share | 59.41 | 58.65 | 55.87 | 55.26 | 53.59 | 52.81 | 52.94 | 50.38 | 48.95 | 47.08 | 44.92 | 44.20 | 43.21 | 41.41 | 39.91 | 39.72 | 38.71 | 38.36 | 37.30 | 36.20 |