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Eagle Bancorp, Inc.(EGBN)Earnings, Financials & Key Ratios
EGBN•NASDAQ•Banking & Credit
$26.72
Price updated Jul 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutEagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; and other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and individuals, as well as investors. As of December 31, 2021, it operated seventeen banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 6 in Northern Virginia. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.Show more
- Net Interest Income$270M-6.5%
- Total Revenue$634M-10.4%
- Net Income-$128M-172.2%
- Return on Equity-10.82%-187.5%
- Net Interest Margin2.57%-0.9%
- Efficiency Ratio30.06%-22.6%
- ROA-1.18%-186.9%
- Equity / Assets10.87%-1.3%
- Book Value per Share37.74-7.2%
EGBN Price & Volume
Eagle Bancorp, Inc. (EGBN) stock price & volume — 10-year historical chart
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Persistent Credit Stress Challenges Eagle Bancorp Recovery
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Contracting
Profitability:Negative
Financial:Vulnerable
Cash Flow:Deteriorating
Primary Risk:CRE asset quality deterioration
Key Thesis Takeaways
- Eagle Bancorp faces a difficult path to profitability as it navigates significant asset quality deterioration and a contracting net interest income base, which fell to $63.7 million in 2026Q1.
- The bank's reliance on liquidating its $9.2 billion securities portfolio to manage liquidity needs, combined with extreme provisioning volatility that reached $139.9 million in 2025Q2, suggests ongoing structural instability.
- Investors should monitor the bank's ability to stabilize its equity base, which has declined to $1.1 billion, as it attempts to navigate a challenging regional economic environment.
Verdict Logic
the bank's return on equity has struggled to reach 1.3% in 2026Q1 following multiple quarters of significant net losses, indicating that fundamental recovery remains highly uncertain.
EGBN Growth Metrics
Eagle Bancorp, Inc. (EGBN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.48%
5 Years7.8%
3 Years12.26%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-155.45%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-151.84%
Return on Capital
10 Years10.49%
5 Years6.37%
3 Years1.31%
Last Year-2.85%
EGBN Recent Earnings
Eagle Bancorp, Inc. (EGBN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (45%)●Beat Revenue 10/12 qtrs (91%)
Q2 2026Latest
Apr 22, 2026Metric
Actual
Est
EPS
$0.48+71.4%
$0.28
Rev
$76M+1.2%
$75M
Q2 2026
Mar 9, 2026Metric
Actual
Est
EPS
$0.25
—
Rev
$162M
—
Q1 2026
Jan 21, 2026Metric
Actual
Est
EPS
$0.25+308.3%
$0.12
Rev
$80M+9.4%
$74M
Q4 2025
Oct 22, 2025Metric
Actual
Est
EPS
$2.22-640.0%
$0.30
Rev
$71M+1.1%
$70M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.48vs $0.28+71.4% | $76Mvs $75M+1.2% |
| Q2 2026 | Mar 9, 2026 | $0.25 | $162M |
| Q1 2026 | Jan 21, 2026 | $0.25vs $0.12+308.3% | $80Mvs $74M+9.4% |
| Q4 2025 | Oct 22, 2025 | $2.22vs $0.30-640.0% | $71Mvs $70M+1.1% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Eagle Bancorp, Inc. (EGBN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $26.72 | $814.84M | -6.35 | -10.35% | -20.19% | -10.82% | 1.9% | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $43.96 | $283.4M | 11.66 | 6.6% | 20.89% | 12.7% | — | |
| $57.40 | $457.66M | 12.90 | 6.13% | 18.69% | 13.31% | — | |
| $24.06 | $171.21M | 13.67 | -1.44% | 12.96% | 7.98% | — | |
| $14.84 | $619.78M | 749.49 | -26.69% | 1.79% | 0.68% | — |
Compare EGBN vs Peers
Eagle Bancorp, Inc. (EGBN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
EGBN SEC Filings & Documents
Eagle Bancorp, Inc. (EGBN) SEC filings — annual & quarterly reports (10-K, 10-Q)
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EGBN Frequently Asked Questions
Eagle Bancorp, Inc. (EGBN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Eagle Bancorp, Inc. growing?
Eagle Bancorp, Inc. (EGBN) saw revenue decline by 10.4% over the past year.
Is EGBN profitable?
Eagle Bancorp, Inc. (EGBN) reported a net loss of $115.0M for fiscal year 2025.
Dividend & Returns
Does EGBN pay dividends?
Yes, Eagle Bancorp, Inc. (EGBN) pays a dividend with a yield of 1.90%. This makes it attractive for income-focused investors.
What is EGBN's return on equity?
Eagle Bancorp, Inc. (EGBN) has a return on equity (ROE) of -10.8%. Negative ROE indicates the company is unprofitable.
Industry Metrics
What is Eagle Bancorp, Inc.'s net interest margin?
Eagle Bancorp, Inc. (EGBN) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
What is Eagle Bancorp, Inc.'s efficiency ratio?
Eagle Bancorp, Inc. (EGBN) has an efficiency ratio of 30.1%. This is excellent, indicating strong cost control.