EFSC trades 5.1% below Wall Street's consensus target of $69.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes EFSC achieves its forward estimates and maintains a stable P/E multiple of 11.8x. This scenario reflects the blended consensus of 9 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 7, 2026, Enterprise Financial Services Corp (EFSC) has a Wall Street consensus price target of $69.00, based on estimates from 9 covering analysts. With the stock currently trading at $65.68, this represents a potential upside of +5.1%. The company has a market capitalization of $2.40B.
Analyst price targets range from a low of $67.00 to a high of $72.00, representing a 7% spread in expectations. The median target of $68.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 7 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, EFSC trades at a trailing P/E of 12.4x and forward P/E of 11.8x. The forward PEG ratio of 0.85 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +2.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $72.59, with bear and bull scenarios of $45.73 and $95.64 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
IBCPIndependent Bank Corporation | $740M | $35.90 | $38.00 | +5.8% | Hold | 10.1x | 7 |
FFINFirst Financial Bankshares, Inc. | $5.0B | $34.75 | $39.25 | +12.9% | Hold | 17.1x | 15 |
CVBFCVB Financial Corp. | $3.1B | $22.76 | $26.00 | +14.2% | Hold | 15.8x | 16 |
SFBSServisFirst Bancshares, Inc. | $4.8B | $87.80 | $91.00 | +3.6% | Buy | 13.7x | 6 |
BOKFBOK Financial Corporation | $8.5B | $140.12 | $132.00 | -5.8% | Hold | 13.6x | 21 |
UMBFUMB Financial Corporation | $11.0B | $144.41 | $152.71 | +5.7% | Buy | 11.2x | 18 |
TCBKTriCo Bancshares | $1.8B | $54.96 | $57.33 | +4.3% | Buy | 13.0x | 12 |
BANFBancFirst Corporation | $3.8B | $114.30 | $125.00 | +9.4% | Hold | 15.6x | 3 |
HOMBHome Bancshares, Inc. | $5.8B | $28.74 | $31.50 | +9.6% | Hold | 11.6x | 19 |
FBIZFirst Business Financial Services, Inc. | $537M | $64.36 | $67.00 | +4.1% | Buy | 10.3x | 10 |
Quick answers to the most common questions about buying EFSC stock.
The consensus price target for EFSC is $69, close to the current price of $65.68 (5.1% implied move). Based on 9 analyst estimates, the stock appears fairly valued near current levels.
EFSC has a consensus rating of "Buy" based on 9 Wall Street analysts. The rating breakdown is predominantly bullish, with 7 Buy/Strong Buy ratings. The consensus 12-month price target of $69 implies 5.1% upside from current levels.
With a forward P/E of 11.8215x, EFSC trades at a relatively low valuation. The consensus target of $69 implies 5.1% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $72 for EFSC, while the most conservative target is $67. The consensus of $69 represents the median expectation. Our quantitative valuation model projects a bull case target of $96 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
EFSC is moderately covered, with 9 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month EFSC stock forecast based on 9 Wall Street analysts shows a consensus price target of $69, with estimates ranging from $67 (bear case) to $72 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $73, with bear/bull scenarios of $46/$96.
Our quantitative valuation model calculates EFSC's fair value at $73 (base case), with a bear case of $46 and bull case of $96. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
EFSC trades at a forward P/E ratio of 11.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 12.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
EFSC appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $69 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
EFSC analyst price targets range from $67 to $72, a 7% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $69 consensus represents the middle ground. Our model's $46-$96 range provides an independent fundamental perspective.
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