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CRD-ACrawford & Company
$11.34$558M
Overview & Verdict
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CRD-A logoCrawford & Company(CRD-A)Earnings, Financials & Key Ratios

CRD-A•NYSE•Insurance & Managed Care
$11.26
28.9× P/E·Price updated Jul 6, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryClaims and cost containment services
AboutCrawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, and internationally. The company's Crawford Loss Adjusting provides claims management services to insurance companies and self-insured entities risk including property, public liability, automobile, and marine insurances. Its Crawford TPA Solutions segment provides claims and risk management services for corporations in the self-insured or commercially-insured marketplace; desktop claim adjusting and claims evaluation services; initial loss reporting services for claimants; and loss mitigation and risk management information services, as well as administers loss funds established to pay claims. This segment also offers third party administration for workers' compensation, auto and liability, disability absence and medical management, and accident and health products. The company's Crawford Platform Solutions segment offers insurance through service lines, such as Contractor Connection and Networks, including losses caused by natural disasters, such as fires, hailstorms, hurricanes, earthquakes, floods, as well as man-made disasters, such as oil spills, and chemical releases. It also provides customer-centric solutions for various loss types comprising high-frequency and low-complexity claims to large complex repairs; and outsourced contractor management services to personal and commercial insurance carriers and consumer markets. The company was founded in 1941 and is headquartered in Atlanta, Georgia.Show more
  • Revenue$1.31B-2.0%
  • Combined Ratio94.2%-0.8%
  • Net Income$20M-26.2%
  • Return on Equity12.01%-33.3%
  • Medical Cost Ratio75.5%+4.0%
  • Operating Margin5.8%+14.6%
  • Net Margin1.49%-24.7%
  • ROA2.5%-24.5%
  • Equity / Assets22.43%+15.9%

CRD-A Price & Volume

Crawford & Company (CRD-A) stock price & volume — 10-year historical chart

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Stagnant Revenue Growth Amid Persistent Margin Volatility

Investment Thesis • Updated 2026Q1

VerdictNeutral
Growth:Mixed
Profitability:Strained
Financial:Adequate
Cash Flow:Mixed
Primary Risk:High Operating Margin Sensitivity

Key Thesis Takeaways

  • Crawford & Company faces a challenging outlook characterized by stagnant top-line growth, evidenced by a 1.0% revenue contraction in 2026Q1, and significant sensitivity to operational costs.
  • The firm's reliance on a high-volume, low-margin service model, reflected in a 96.0% combined ratio, leaves little room for error in managing its substantial $243.4 million quarterly claims burden.
  • Investors should monitor the sustainability of dividend distributions, which have persisted despite erratic operating cash flows and a constrained equity base of $176.3 million.

Verdict Logic

while the forward P/E of 13.04 suggests a more reasonable valuation, the firm's 1.49% net margin and inconsistent cash flow generation warrant caution regarding long-term operational stability.

CRD-A Growth Metrics

Crawford & Company (CRD-A) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years0.57%
5 Years5.28%
3 Years2.2%
TTM-3.95%

Profit CAGR

10 Years-
5 Years-7.05%
3 Years-
TTM-41.35%

EPS CAGR

10 Years-
5 Years-6.3%
3 Years-
TTM-40.12%

Return on Capital

10 Years13.09%
5 Years12.43%
3 Years14.59%
Last Year15.9%

CRD-A Recent Earnings

Crawford & Company (CRD-A) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
May 4, 2026
Metric
Actual
Est
EPS
$0.16-22.6%
$0.21
Rev
$310M+0.4%
$308M
Q2 2026
Mar 2, 2026
Metric
Actual
Est
EPS
$0.15-33.8%
$0.23
Rev
$309M-7.2%
$333M
Q4 2025
Nov 3, 2025
Metric
Actual
Est
EPS
$0.25+54.9%
$0.16
Rev
$322M-3.1%
$333M
Q3 2025
Aug 4, 2025
Metric
Actual
Est
EPS
$0.25-6.4%
$0.27
Rev
$335M-4.5%
$350M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 4, 2026
$0.16vs $0.21-22.6%
$310Mvs $308M+0.4%
Q2 2026Mar 2, 2026
$0.15vs $0.23-33.8%
$309Mvs $333M-7.2%
Q4 2025Nov 3, 2025
$0.25vs $0.16+54.9%
$322Mvs $333M-3.1%
Q3 2025Aug 4, 2025
$0.25vs $0.27-6.4%
$335Mvs $350M-4.5%
Based on last 12 quarters of dataView full earnings history →

Latest CRD-A News

Recent stock market news and headlines for Crawford & Company (CRD-A)

Business Wire·Jun 23, 2026
Crawford & Company Appoints Regional Director for the Middle East and Strengthens UAE Team

LONDON--(BUSINESS WIRE)--Crawford & Company® (NYSE: CRD-A and CRD-B), a leading independent provider of claims management and outsourcing solutions, today announced the upcoming retirement of Vic Noble, regional director, Middle East, and a leadership transition in its Middle East operations, alongside new senior appointments in the United Arab Emirates. After a distinguished career spanning more than 45 years in the loss adjusting industry, Vic Noble will retire from Crawford at the end of.

Peers Comparison

Key metrics vs top competitors for Crawford & Company (CRD-A)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CRD-A logoCRD-ACrawford & CompanyCurrent
$11.26$554.27M28.87-2%1.49%12.01%2.54%
EIG logoEIGEmployers Holdings, Inc.
$51.06$1.19B113.47-2.55%0.95%0.83%—
PLMR logoPLMRPalomar Holdings, Inc.
$142.13$3.77B19.8258.16%20.15%21.74%—
JRVR logoJRVRJames River Group Holdings, Ltd.
$4.49$206.4M5.68-2.83%4.34%4.72%—
MCY logoMCYMercury General Corporation
$111.12$6.15B11.379.44%13.68%36.48%—
HLNE logoHLNEHamilton Lane Incorporated
$82.46$4.58B13.936.46%32.83%20.15%—

Compare CRD-A vs Peers

Crawford & Company (CRD-A) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs EIG

Most directly comparable listed peer for CRD-A.

Scale Benchmark

vs MMC

Larger-name benchmark to compare CRD-A against a more recognizable public peer.

Peer Set

Compare Top 5

vs EIG, PLMR, JRVR, MCY

CRD-A SEC Filings & Documents

Crawford & Company (CRD-A) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 4, 2026·SEC

Material company update

Mar 31, 2026·SEC

Material company update

Mar 23, 2026·SEC

10-K Annual Reports

4
FY 2026

Mar 2, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Mar 4, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 4, 2026·SEC

FY 2025

Nov 3, 2025·SEC

FY 2025

Aug 4, 2025·SEC

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CRD-A Frequently Asked Questions

Crawford & Company (CRD-A) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Crawford & Company growing?

Crawford & Company (CRD-A) saw revenue decline by 2.0% over the past year.

Is CRD-A profitable?

Yes, Crawford & Company (CRD-A) is profitable, generating $17.9M in net income for fiscal year 2025 (1.5% net margin).

Dividend & Returns
Does CRD-A pay dividends?

Yes, Crawford & Company (CRD-A) pays a dividend with a yield of 2.54%. This makes it attractive for income-focused investors.

What is CRD-A's return on equity?

Crawford & Company (CRD-A) has a return on equity (ROE) of 12.0%. This is reasonable for most industries.

Industry Metrics
What is Crawford & Company's combined ratio?

Crawford & Company (CRD-A) has a combined ratio of 94.2%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in CRD-A back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →