Central Plains Bancshares, Inc. Common Stock (CPBI) Earnings History
Profitable5 years of earnings data (2021–2025) · Positive TTM net income
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Central Plains Bancshares, Inc. Common Stock (CPBI) Earnings Overview
As of July 8, 2026, Central Plains Bancshares, Inc. Common Stock (CPBI) reported trailing twelve-month net income of $4M, reflecting +9.4% year-over-year growth. The company earned $1.02 per diluted share over the past four quarters, with a net profit margin of 13.2%.
Looking at the long-term picture, CPBI's historical earnings data spans multiple years. The company achieved its highest annual net income of $4M in fiscal 2025, representing a new all-time high.
Central Plains Bancshares, Inc. Common Stock maintains positive profitability with a gross margin of 69.5%, operating margin of 16.5%, and net margin of 13.2%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including FFIN ($264M net income, 30.7% margin), MBWM ($92M net income, 23.9% margin), CZWI ($15M net income, 16.0% margin), CPBI has room to improve margins relative to the peer group. Compare CPBI vs FFIN →
CPBI Earnings vs Peers
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CPBI Historical Earnings Data (2021–2025)
5 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $4M | +9.5% | $5M | $1.05 | 13.2% | 16.5% |
| 2024 | $4M | -2.8% | $5M | $0.96 | 13.4% | 16.6% |
| 2023 | $4M | +128.4% | $5M | $1.09 | 15.8% | 19.5% |
| 2022 | $2M | -47.7% | $2M | $0.40 | 8.9% | 10.7% |
| 2021 | $3M | - | $4M | $0.86 | 20.1% | 23.9% |
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CPBI — Frequently Asked Questions
Quick answers to the most common questions about buying CPBI stock.
What is CPBI earnings per share (EPS)?
CPBI trailing twelve-month (TTM) diluted EPS is $1.02, reflecting +9.4% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2021 to 2025 is available in the table on this page.
What is Central Plains Bancshares, Inc. Common Stock's net income?
Central Plains Bancshares, Inc. Common Stock (CPBI) trailing twelve-month net income is $4M as of 2025. Earnings grew +9.4% year-over-year. Central Plains Bancshares, Inc. Common Stock has been profitable for 5 consecutive years.
Is CPBI profitable?
Yes, CPBI is profitable with a TTM net income of $4M and a net profit margin of +13.2%. Central Plains Bancshares, Inc. Common Stock has generated profits for 5 consecutive years.
What is CPBI's earnings growth rate?
CPBI compound annual EPS growth rates (CAGR): 1-Year: +9.4%, 3-Year: +37.9%, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2021 to 2025.
What are CPBI's profit margins?
Central Plains Bancshares, Inc. Common Stock net profit margin is +13.2%, operating margin is +16.5%, and gross margin is +69.5%. Margins are within a typical range for the sector. Return on Equity is +4.6%.
Is CPBI growing earnings?
CPBI is growing earnings steadily. YoY EPS growth of +9.4% is consistent with the 5-year CAGR of N/A. TTM net income is $4M.
What was CPBI's best earnings year?
Central Plains Bancshares, Inc. Common Stock's highest annual net income on record is $4M, achieved in fiscal year 2025. Earnings history on this page spans 2021 to 2025 and includes all annual and quarterly figures.
What were CPBI's earnings last quarter?
CPBI's most recent reported quarter was Q4 2025. Net income was $955000.00 with diluted EPS of $0.24. For a full breakdown of all quarters, see the quarterly earnings table on this page.