ConnectOne Bancorp, Inc. (CNOB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 108.8M | 106.59M | 102.02M | 78.88M | 64.87M | 63.75M | 59.84M | 60.22M | 59.17M | 60.91M | 61.45M | 62.9M | 66.19M | 77.3M | 77.72M | 75.3M | 70.14M | 70.25M | 68M | 62.75M |
| NII Growth % | 67.73% | 67.2% | 70.49% | 30.99% | 9.62% | 4.67% | -2.62% | -4.25% | -10.59% | -21.2% | -20.94% | -16.47% | -5.64% | 10.03% | 14.3% | 20.01% | 15.17% | 15.18% | 13.1% | 3.97% |
| Net Interest Margin % | 0.77% | 0.76% | 0.73% | 0.57% | 0.66% | 0.65% | 0.62% | 0.62% | 0.6% | 0.62% | 0.63% | 0.65% | 0.66% | 0.8% | 0.82% | 0.85% | 0.84% | 0.86% | 0.86% | 0.81% |
| Interest Income | 184.4M | 186.34M | 187.71M | 146.03M | 123.9M | 127.07M | 129.19M | 128.79M | 128.48M | 128.04M | 122.78M | 120.38M | 115.2M | 111.76M | 96.54M | 85.06M | 78.73M | 78.83M | 76.78M | 72.79M |
| Interest Expense | 75.59M | 79.75M | 85.69M | 67.15M | 59.03M | 63.32M | 69.36M | 68.57M | 69.31M | 67.14M | 61.33M | 57.48M | 49.01M | 34.46M | 18.82M | 9.77M | 8.58M | 8.58M | 8.78M | 10.04M |
| Loan Loss Provision | 5.2M | 2.3M | 5.5M | 35.7M | 3.5M | 3.5M | 3.8M | 2.5M | 4M | 2.7M | 1.5M | 3M | 1M | 3.3M | 10M | 3M | 1.45M | 815K | 1.1M | -1.65M |
| Non-Interest Income | 2.55M | 2.47M | 19.41M | 5.18M | 5.34M | 4.7M | 5.79M | 5.62M | 4.97M | 5.12M | 4.47M | 4.38M | 3.69M | 4.22M | 3.76M | 3.65M | 3.27M | 3.98M | 4.26M | 4.74M |
| Non-Interest Income % | 1.36% | 1.31% | 9.37% | 3.43% | 4.13% | 3.57% | 4.29% | 4.18% | 3.73% | 3.85% | 3.51% | 3.51% | 3.1% | 3.64% | 3.75% | 4.11% | 3.99% | 4.81% | 5.26% | 6.11% |
| Total Revenue | 186.94M | 188.81M | 207.12M | 151.22M | 129.24M | 131.78M | 134.98M | 134.41M | 133.46M | 133.17M | 127.25M | 124.76M | 118.89M | 115.98M | 100.3M | 88.72M | 82M | 82.82M | 81.04M | 77.52M |
| Revenue Growth % | 44.65% | 43.28% | 53.44% | 12.51% | -3.16% | -1.04% | 6.08% | 7.73% | 12.25% | 14.82% | 26.86% | 40.63% | 45% | 40.04% | 23.77% | 14.44% | 8.79% | 4.79% | 0.42% | -6.93% |
| Non-Interest Expense | 53.62M | 53.4M | 58.67M | 73.65M | 39.3M | 38.5M | 38.64M | 37.59M | 37.06M | 37.84M | 35.78M | 35.45M | 34.87M | 33.31M | 32.14M | 31.7M | 29.23M | 28.08M | 28.18M | 26.26M |
| Efficiency Ratio | 28.68% | 28.28% | 28.33% | 48.7% | 30.41% | 29.21% | 28.63% | 27.97% | 27.77% | 28.42% | 28.12% | 28.41% | 29.33% | 28.72% | 32.05% | 35.74% | 35.65% | 33.91% | 34.78% | 33.87% |
| Operating Income | 52.53M | 53.37M | 57.25M | -25.28M | 27.4M | 26.46M | 23.18M | 25.74M | 23.08M | 25.49M | 28.64M | 28.83M | 34.01M | 44.91M | 39.34M | 44.25M | 42.73M | 45.34M | 42.98M | 42.87M |
| Operating Margin % | 28.1% | 28.27% | 27.64% | -16.72% | 21.2% | 20.08% | 17.18% | 19.15% | 17.3% | 19.14% | 22.5% | 23.11% | 28.6% | 38.72% | 39.22% | 49.88% | 52.12% | 54.75% | 53.03% | 55.3% |
| Operating Income Growth % | 91.7% | 101.72% | 146.96% | -198.2% | 18.71% | 3.81% | -19.04% | -10.71% | -32.12% | -43.24% | -27.21% | -34.84% | -20.42% | -0.96% | -8.46% | 3.21% | -2.59% | 35.7% | 32.02% | 147.12% |
| Pretax Income | 52.53M | 53.37M | 57.25M | -25.28M | 27.4M | 26.46M | 23.18M | 25.74M | 23.08M | 25.49M | 28.64M | 28.83M | 34.01M | 44.91M | 39.34M | 44.25M | 42.73M | 45.34M | 42.98M | 42.87M |
| Pretax Margin % | 28.1% | 28.27% | 27.64% | -16.72% | 21.2% | 20.08% | 17.18% | 19.15% | 17.3% | 19.14% | 22.5% | 23.11% | 28.6% | 38.72% | 39.22% | 49.88% | 52.12% | 54.75% | 53.03% | 55.3% |
| Income Tax | 14.71M | 13.85M | 16.28M | -4.99M | 7.16M | 6.09M | 6.02M | 6.69M | 5.88M | 6.21M | 7.23M | 7.44M | 9.08M | 12.35M | 10.43M | 11.89M | 11.35M | 12.3M | 10.88M | 10.65M |
| Effective Tax Rate % | 28% | 25.95% | 28.43% | 19.73% | 26.13% | 23% | 25.98% | 25.98% | 25.46% | 24.38% | 25.24% | 25.8% | 26.69% | 27.5% | 26.5% | 26.87% | 26.56% | 27.13% | 25.32% | 24.85% |
| Net Income | 37.82M | 39.52M | 40.98M | -20.29M | 20.24M | 20.37M | 17.16M | 19.06M | 17.2M | 19.27M | 21.41M | 21.39M | 24.93M | 32.56M | 28.91M | 32.36M | 31.38M | 33.04M | 32.1M | 32.22M |
| Net Margin % | 20.23% | 20.93% | 19.78% | -13.42% | 15.66% | 15.46% | 12.71% | 14.18% | 12.89% | 14.47% | 16.82% | 17.15% | 20.97% | 28.07% | 28.83% | 36.47% | 38.27% | 39.89% | 39.61% | 41.56% |
| Net Income Growth % | 86.85% | 93.99% | 138.77% | -206.49% | 17.65% | 5.7% | -19.83% | -10.93% | -30.98% | -40.8% | -25.97% | -33.88% | -20.56% | -1.46% | -9.91% | 0.43% | -4.9% | 28.85% | 29.5% | 117.23% |
| Net Income (Continuing) | 37.82M | 39.52M | 40.98M | -20.29M | 20.24M | 20.37M | 17.16M | 19.06M | 17.2M | 19.27M | 21.41M | 21.39M | 24.93M | 32.56M | 28.91M | 32.36M | 31.38M | 33.04M | 32.1M | 32.22M |
| EPS (Diluted) | 0.75 | 0.75 | 0.91 | -0.52 | 0.49 | 0.49 | 0.41 | 0.46 | 0.41 | 0.46 | 0.51 | 0.51 | 0.59 | 0.79 | 0.70 | 0.78 | 0.75 | 0.79 | 0.80 | 0.81 |
| EPS Growth % | 53.06% | 53.06% | 121.95% | -213.04% | 19.51% | 6.52% | -19.61% | -9.8% | -30.51% | -41.77% | -27.14% | -34.62% | -21.33% | 0% | -12.5% | -3.7% | -8.54% | 23.44% | 29.03% | 118.92% |
| EPS (Basic) | 0.75 | 0.76 | 1.07 | -0.57 | 0.49 | 0.49 | 0.41 | 0.46 | 0.41 | 0.46 | 0.51 | 0.51 | 0.60 | 0.79 | 0.70 | 0.78 | 0.76 | 0.79 | 0.81 | 0.81 |
| Diluted Shares Outstanding | 50.41M | 50.41M | 42.17M | 42.17M | 38.51M | 38.52M | 38.52M | 38.45M | 38.51M | 38.65M | 38.83M | 39.02M | 39.3M | 39.38M | 39.34M | 39.47M | 39.73M | 41.82M | 39.87M | 39.87M |