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CNHCNH Industrial N.V.
$10.87$13.5B
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  3. CNH
  4. Financial Ratios

CNH Industrial N.V. (CNH) Financial Ratios

Latest Ratios: P/E Ratio 26.5x · EV/EBITDA 10.9x · ROE 6.5%. (2004–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CNH Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$13.5B$11.5B$14.3B$16.4B$21.9B$26.4B$17.6B$14.9B$12.5B$18.3B$11.8B
Enterprise Value$37.3B$35.3B$38.2B$39.7B$40.7B$52.6B$46.8B$45.8B$42.4B$50.3B$42.4B
P/E Ratio →26.5122.4911.447.2110.7815.30—10.4811.8167.00—
P/S Ratio0.750.640.720.670.931.361.190.530.420.660.47
P/B Ratio1.741.471.842.023.143.863.502.422.464.302.65
P/FCF6.765.7818.26——8.373.75—19.2329.0819.99
P/OCF5.314.547.2518.1339.276.483.188.164.916.394.34

P/E links to full P/E history page with 30-year chart

CNH EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.951.931.611.732.703.171.631.431.821.69
EV / EBITDA10.9110.348.597.218.3213.7019.7210.109.0911.8413.34
EV / EBIT13.3712.6712.479.8212.1721.5097.3913.7912.7417.3541.79
EV / FCF—17.7148.91——16.6310.00—65.0279.8171.66

CNH Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin31.4%31.4%32.7%31.8%29.6%27.7%24.5%22.5%21.8%21.2%20.1%
Operating Margin15.4%15.4%19.4%20.0%18.5%16.9%12.4%11.8%11.2%10.5%7.6%
Net Profit Margin2.8%2.8%6.3%9.2%8.6%8.8%-3.3%5.1%3.6%1.0%-1.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.5%6.5%15.7%30.1%29.3%29.0%-8.8%25.3%22.8%6.2%-5.4%
ROA1.2%1.2%2.8%5.3%4.6%3.5%-1.0%3.0%2.3%0.6%-0.5%
ROIC6.6%6.6%9.1%13.0%11.1%7.4%3.9%6.9%7.0%6.1%4.1%
ROCE8.3%8.3%13.5%15.8%13.3%9.3%4.7%8.8%8.8%7.5%4.9%

CNH Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity3.453.453.503.393.324.557.575.816.848.787.96
Debt / EBITDA7.917.916.105.014.748.1216.017.897.488.8011.19
Net Debt / Equity—3.043.092.862.703.815.825.025.867.516.84
Net Debt / EBITDA6.966.965.384.233.856.8112.326.816.407.529.62
Debt / FCF—11.9330.66——8.266.25—45.8050.7351.67
Interest Coverage1.801.801.903.014.554.450.734.164.103.280.99

CNH Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio7.757.752.162.025.272.213.553.733.483.404.29
Quick Ratio6.606.601.841.714.411.972.932.922.752.743.51
Cash Ratio0.800.800.220.250.780.280.900.560.550.560.70
Asset Turnover—0.420.460.530.600.390.300.590.640.570.55
Inventory Turnover2.672.672.803.043.453.341.853.073.453.383.53
Days Sales Outstanding—474.45430.18366.11305.77291.49468.33257.95240.35267.42280.50

CNH Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield2.4%2.9%4.3%3.3%1.9%0.7%0.0%1.9%1.9%0.9%1.7%
Payout Ratio65.3%65.3%48.7%23.6%20.8%10.9%—19.9%22.8%61.8%—

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield3.8%4.4%8.7%13.9%9.3%6.5%—9.5%8.5%1.5%—
FCF Yield14.8%17.3%5.5%——12.0%26.6%—5.2%3.4%5.0%
Buyback Yield0.0%0.0%4.9%4.0%0.7%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield2.4%2.9%9.2%7.2%2.6%0.7%0.0%1.9%1.9%0.9%1.7%
Shares Outstanding—$1.3B$1.3B$1.4B$1.4B$1.4B$1.4B$1.4B$1.4B$1.4B$1.4B

Key Metrics

Growth RegimeContracting
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Cyclical demand and leverage

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Cyclical Headwinds

Based on current market data, CNH trades at a P/E of 26.90, which appears to price in significant cyclical recovery potential despite the company's recent revenue contraction of 8.76% YoY, suggesting investors are currently discounting the firm's earnings power relative to its historical averages and industry peers.

The current P/E multiple suggests that the market is looking past the immediate trough in agricultural demand, yet the forward P/E of 27.22 indicates that analysts expect earnings pressure to persist in the near term. This valuation gap compared to higher-margin peers like Deere suggests that CNH is viewed as a higher-risk, lower-quality play on the agricultural cycle.

Capital Efficiency Decaying Under Pressure

As reported in financial statements, CNH's ROIC has trended downward from 3.2% in 2023Q4 to a marginal 2.1% in 2026Q1, indicating that the company is struggling to generate returns on its invested capital that exceed its cost of capital during this cyclical downturn.

The persistent decay in ROIC highlights the difficulty of maintaining manufacturing efficiency when capacity utilization is low. Investors should monitor whether the company's recent restructuring efforts can stabilize these returns, or if the current capital base remains too bloated for the prevailing demand environment.

Working Capital Bloat Impairs Liquidity

According to the latest quarterly data, the cash conversion cycle has remained elevated, with days sales outstanding reaching 543 days in 2026Q1, signaling that the company is facing significant challenges in converting its inventory and receivables into cash during the current agricultural machinery down-cycle.

The extended DSO and DIO figures suggest that CNH is likely forced to offer more generous credit terms to dealers to move inventory, which directly pressures cash flow. This inefficiency appears structural rather than temporary, as the company struggles to balance dealer inventory levels with softening retail demand.

Misleading Reliance on P/E Multiples

The P/E ratio is frequently misapplied to CNH because it fails to account for the significant earnings volatility introduced by the consolidated captive finance arm, which obscures the true operational performance of the industrial manufacturing business during periods of high interest rate sensitivity.

Analysts should instead focus on EV/EBITDA or P/FCF to better isolate the industrial segment's cash-generating ability from the finance arm's interest-rate-dependent earnings. Relying on P/E risks misinterpreting the company's valuation by ignoring the non-operating charges and interest expenses that currently distort the net income line.

Download Financial Ratios Data

Includes 30+ ratios · 22 years · Updated daily

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CNH — Frequently Asked Questions

Quick answers to the most common questions about buying CNH stock.

What is CNH Industrial N.V.'s P/E ratio?

CNH Industrial N.V.'s current P/E ratio is 26.5x. The historical average is 22.8x. This places it at the 72th percentile of its historical range.

What is CNH Industrial N.V.'s EV/EBITDA?

CNH Industrial N.V.'s current EV/EBITDA is 10.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.7x.

What is CNH Industrial N.V.'s ROE?

CNH Industrial N.V.'s return on equity (ROE) is 6.5%. The historical average is 11.1%.

Is CNH stock overvalued?

Based on historical data, CNH Industrial N.V. is trading at a P/E of 26.5x. This is at the 72th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is CNH Industrial N.V.'s dividend yield?

CNH Industrial N.V.'s current dividend yield is 2.45% with a payout ratio of 65.3%.

What are CNH Industrial N.V.'s profit margins?

CNH Industrial N.V. has 31.4% gross margin and 15.4% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does CNH Industrial N.V. have?

CNH Industrial N.V.'s Debt/EBITDA ratio is 7.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.