CNFinance Holdings Limited (CNF) Earnings History
Net Loss10 years of earnings data (2016–2025) · Currently unprofitable on a TTM basis
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CNFinance Holdings Limited (CNF) Earnings Overview
As of July 6, 2026, CNFinance Holdings Limited (CNF) reported trailing twelve-month net income of -$51M, reflecting -12229.1% year-over-year growth. The company earned $-150.19 per diluted share over the past four quarters, with a net profit margin of -73.1%.
Looking at the long-term picture, CNF's historical earnings data spans multiple years. The company achieved its highest annual net income of $861M in fiscal 2018.
CNFinance Holdings Limited is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including QFIN ($5.97B net income, 31.0% margin), FINV ($2.54B net income, 18.7% margin), LX ($1.61B net income, 12.8% margin), CNF has room to improve margins relative to the peer group. Compare CNF vs QFIN →
CNF Earnings vs Peers
Earnings metrics vs comparable public companies
CNF Historical Earnings Data (2016–2025)
10 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$458M | -1311.0% | -$70M | $-1334.20 | -73.1% | -11.2% |
| 2024 | $38M | -77.0% | $48M | $11.00 | 2.4% | 3.0% |
| 2023 | $165M | +21.6% | $206M | $440.00 | 9.0% | 11.2% |
| 2022 | $135M | +107.6% | $173M | $360.00 | 7.3% | 9.4% |
| 2021 | $65M | -43.2% | $94M | $19.00 | 4.8% | 6.8% |
| 2020 | $115M | -78.5% | $163M | $32.00 | 6.3% | 8.9% |
| 2019 | $535M | -37.9% | $721M | $144.00 | 17.2% | 23.2% |
| 2018 | $861M | +61.6% | $1.16B | $248.00 | 20.1% | 27.0% |
| 2017 | $533M | +126.2% | $809M | $160.00 | 15.6% | 23.7% |
| 2016 | $235M | - | $288M | $76.00 | 18.0% | 22.1% |
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CNF — Frequently Asked Questions
Quick answers to the most common questions about buying CNF stock.
What is CNF earnings per share (EPS)?
CNF trailing twelve-month (TTM) diluted EPS is $-150.19, reflecting -12229.1% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2016 to 2025 is available in the table on this page.
What is CNFinance Holdings Limited's net income?
CNFinance Holdings Limited (CNF) trailing twelve-month net income is $-51M as of 2025. Earnings declined -12229.1% year-over-year.
Is CNF profitable?
CNF is not currently profitable on a TTM basis, reporting a net loss of $-51M. Net margin is -73.1%. Investors should monitor for a return to profitability.
What is CNF's earnings growth rate?
CNF compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2016 to 2025.
What are CNF's profit margins?
CNFinance Holdings Limited net profit margin is -73.1%, operating margin is -11.2%, and gross margin is +87.0%. Below-average margins reflect competitive or cost pressures. Return on Equity is -12.0%.
Is CNF growing earnings?
CNF earnings are declining — EPS fell -12229.1% year-over-year. TTM net income dropped to $-51M. This contrasts with the 5-year CAGR of N/A.
What was CNF's best earnings year?
CNFinance Holdings Limited's highest annual net income on record is $861M, achieved in fiscal year 2018. Earnings history on this page spans 2016 to 2025 and includes all annual and quarterly figures.
What were CNF's earnings last quarter?
CNF's most recent reported quarter was Q2 2025. Net income was $-20M with diluted EPS of $-60.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.