Civista Bancshares, Inc.(CIVB)Earnings, Financials & Key RatiosCivista Bancshares, Inc. (CIVB) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the bank shows consistent revenue growth and a strengthened capital base of $552.2 million in equity, the stagnant net interest margin of 0.9% and rising efficiency ratio of 52.4% suggest limited near-term profitability upside.
Civista Bancshares, Inc. (CIVB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Civista Bancshares, Inc. (CIVB) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.74vs $0.56+32.1% | $47Mvs $46M+3.8% |
| Q2 2026 | Mar 6, 2026 | $0.61 | $66M |
| Q1 2026 | Jan 29, 2026 | $0.75vs $0.61+23.0% | $46Mvs $45M+2.2% |
| Q4 2025 | Oct 23, 2025 | $0.68vs $0.61+11.5% | $43Mvs $45M-5.1% |
Recent stock market news and headlines for Civista Bancshares, Inc. (CIVB)
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Civista Bancshares (CIVB) have what it takes?
SANDUSKY, Ohio, June 15, 2026 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that it will issue its second quarter 2026 financial results prior to market open on Thursday, July 23, 2026. Civista Bancshares, Inc. will also host a conference call and webcast at 1:00 p.m.
Key metrics vs top competitors for Civista Bancshares, Inc. (CIVB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $27.93 | $580.48M | 10.58 | 5.4% | 18.13% | 9.92% | 2.42% | |
| $42.53 | $200.36M | 12.85 | 5.93% | 16.05% | 9.29% | — | |
| $29.64 | $267.97M | 15.12 | 27.11% | 18.05% | 11.51% | — | |
| $28.91 | $371.49M | 14.03 | 18.96% | 14.29% | 8.79% | — | |
| $34.63 | $3.63B | 13.02 | 2.75% | 20.93% | 10.23% | — | |
| $12.10 | $522.22M | 18.33 | 10.7% | 8.56% | 4.56% | — |
Civista Bancshares, Inc. (CIVB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Civista Bancshares, Inc. (CIVB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jun 15, 2026·SEC
Jun 1, 2026·SEC
May 19, 2026·SEC
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Civista Bancshares, Inc. (CIVB) stock FAQ — growth, dividends, profitability & financials explained
Civista Bancshares, Inc. (CIVB) grew revenue by 5.4% over the past year. This is steady growth.
Yes, Civista Bancshares, Inc. (CIVB) is profitable, generating $51.0M in net income for fiscal year 2025 (18.1% net margin).
Yes, Civista Bancshares, Inc. (CIVB) pays a dividend with a yield of 2.42%. This makes it attractive for income-focused investors.
Civista Bancshares, Inc. (CIVB) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.
Civista Bancshares, Inc. (CIVB) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Civista Bancshares, Inc. (CIVB) has an efficiency ratio of 44.7%. This is excellent, indicating strong cost control.
