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CGBDCarlyle Secured Lending, Inc.
$10.89$757M
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  4. Financial Ratios

Carlyle Secured Lending, Inc. (CGBD) Financial Ratios

Latest Ratios: P/E Ratio 10.8x · EV/EBITDA 12.8x · ROE 6.8%. (2013–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CGBD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$757M$862M$1.0B$842M$823M$817M$579M$805M$775M$1.1B—
Enterprise Value$2.2B$2.3B$2.0B$1.8B$1.9B$1.8B$1.5B$1.9B$1.6B$1.9B—
P/E Ratio →10.7812.3711.359.129.605.10127.1413.1219.6812.60—
P/S Ratio3.834.366.044.885.934.1110.946.679.069.59—
P/B Ratio0.640.741.120.920.900.860.640.840.400.55—
P/FCF——9.713.6511.5111.781.90—26.93——
P/OCF——9.713.6511.5111.781.90—26.93——

P/E links to full P/E history page with 30-year chart

CGBD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—11.8811.6310.2013.599.2528.5416.1219.2716.84—
EV / EBITDA12.7713.3721.2718.6021.5411.41204.0831.5341.9122.07—
EV / EBIT13.1714.6921.2718.6021.5411.41204.0831.5341.9122.07—
EV / FCF——18.717.6426.3626.504.95—57.26——

CGBD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin70.9%70.9%59.2%58.5%68.3%84.5%32.3%58.1%55.8%77.9%81.2%
Operating Margin86.2%86.2%54.7%54.8%63.1%81.1%14.0%51.1%46.0%76.3%79.7%
Net Profit Margin35.4%35.4%53.0%53.4%61.8%80.7%12.9%50.8%45.7%76.1%79.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.8%6.8%9.8%10.1%9.2%17.3%0.7%4.2%2.0%5.0%7.0%
ROA3.0%3.0%4.6%4.6%4.2%8.1%0.3%2.9%1.9%4.8%5.4%
ROIC5.6%5.6%3.7%3.7%3.3%6.2%0.3%1.8%1.0%2.6%3.3%
ROCE7.4%7.4%4.8%4.8%4.4%8.2%0.4%2.9%2.0%4.9%5.5%

CGBD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.311.311.071.071.171.101.091.230.500.430.49
Debt / EBITDA8.728.7210.5510.3512.326.48132.9319.0824.429.879.91
Net Debt / Equity—1.271.041.011.161.081.031.190.450.420.46
Net Debt / EBITDA8.468.4610.239.7112.136.34125.8718.4822.209.499.36
Debt / FCF——9.003.9914.8514.723.05—30.33——
Interest Coverage1.821.821.341.321.995.240.211.221.043.454.25

CGBD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.530.532.672.181.614.843.331.550.480.401.08
Quick Ratio0.530.532.672.181.614.843.331.550.480.401.08
Cash Ratio0.530.530.841.290.550.982.260.951.940.711.63
Asset Turnover—0.070.090.090.070.100.030.060.040.050.06
Inventory Turnover———————————
Days Sales Outstanding———————————

CGBD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield13.8%——————————
Payout Ratio148.7%148.7%1.4%100.8%——1413.8%174.6%238.5%90.3%87.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield9.3%8.1%8.8%11.0%10.4%19.6%0.8%7.6%5.1%7.9%—
FCF Yield——10.3%27.4%8.7%8.5%52.7%—3.7%——
Buyback Yield1.8%——————————
Total Shareholder Yield15.7%——————————
Shares Outstanding—$69M$56M$56M$57M$60M$56M$60M$63M$53M$34M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Portfolio Valuation Model Sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Credit Uncertainty

According to current market data, CGBD trades at a P/B ratio of 0.64, which, when compared to the broader BDC peer group, suggests that investors are pricing in significant skepticism regarding the underlying net asset value and the long-term sustainability of the current 13.9% dividend yield.

The forward P/E of 7.92 implies a market expectation of earnings contraction or high risk, contrasting sharply with the higher multiples afforded to more stable, platform-backed peers. This valuation gap warrants further investigation into whether the market is correctly identifying potential credit impairments within the Level 3 asset portfolio.

Capital Returns Decaying Under Pressure

Based on reported financial statements, CGBD's ROIC has trended downward from 1.2% in 2024Q1 to 0.4% in 2026Q1, indicating a persistent decay in the firm's ability to generate efficient returns on its invested capital base relative to its historical performance.

This decline suggests that the company's shift toward first-lien senior secured debt may be sacrificing yield without providing a commensurate improvement in risk-adjusted returns. Investors should monitor whether this trend reflects a structural inability to deploy capital effectively in a competitive middle-market lending environment.

Leverage Reliance Masks Structural Fragility

As reported in recent SEC filings, CGBD's debt-to-equity ratio has consistently hovered above 1.0x, reaching 1.24 in 2026Q1, which highlights a persistent reliance on external financing that appears increasingly precarious given the firm's recent net losses and volatile interest coverage ratios.

The interest coverage ratio of 0.83 in 2026Q1 suggests that debt service is becoming less comfortable, potentially limiting the firm's financial flexibility. This leverage profile warrants careful scrutiny, as it appears to be supporting dividend payouts rather than fueling productive asset growth.

Liquidity Buffers Exhibit Erratic Volatility

Based on quarterly data, CGBD's current ratio has experienced extreme fluctuations, dropping from a peak of 4.62 in 2025Q2 to 1.27 in 2026Q1, which suggests that the firm's short-term liquidity position is highly sensitive to the timing of asset liquidations and cash inflows.

Such volatility in liquidity metrics may indicate an over-reliance on specific, non-recurring cash events to meet short-term obligations. This instability appears to be a structural risk that could leave the company vulnerable under conditions of market stress or reduced access to wholesale funding.

Misapplied Metrics Obscure True Earnings

The P/E ratio is frequently misapplied to CGBD, as it fails to account for the non-cash nature of PIK income and the inherent subjectivity of Level 3 asset valuations, which can artificially inflate reported earnings while masking underlying credit deterioration within the loan portfolio.

Analysts should instead prioritize Net Investment Income (NII) adjusted for non-cash accruals and monitor the non-accrual rate as a more accurate reflection of earning power. Relying on standard P/E multiples likely obscures the true economic reality of the firm's dividend sustainability and asset quality.

Download Financial Ratios Data

Includes 30+ ratios · 13 years · Updated daily

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CGBD — Frequently Asked Questions

Quick answers to the most common questions about buying CGBD stock.

What is Carlyle Secured Lending, Inc.'s P/E ratio?

Carlyle Secured Lending, Inc.'s current P/E ratio is 10.8x. The historical average is 24.5x. This places it at the 33th percentile of its historical range.

What is Carlyle Secured Lending, Inc.'s EV/EBITDA?

Carlyle Secured Lending, Inc.'s current EV/EBITDA is 12.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 22.7x.

What is Carlyle Secured Lending, Inc.'s ROE?

Carlyle Secured Lending, Inc.'s return on equity (ROE) is 6.8%. The historical average is 6.0%.

Is CGBD stock overvalued?

Based on historical data, Carlyle Secured Lending, Inc. is trading at a P/E of 10.8x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Carlyle Secured Lending, Inc.'s dividend yield?

Carlyle Secured Lending, Inc.'s current dividend yield is 13.84% with a payout ratio of 148.7%.

What are Carlyle Secured Lending, Inc.'s profit margins?

Carlyle Secured Lending, Inc. has 70.9% gross margin and 86.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Carlyle Secured Lending, Inc. have?

Carlyle Secured Lending, Inc.'s Debt/EBITDA ratio is 8.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.