CNB Financial Corporation (CCNE) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 73.32M | 74.28M | 67.04M | 52.1M | 48.33M | 48.95M | 47.39M | 45.63M | 45.13M | 47.59M | 47.12M | 47.09M | 47.55M | 48.9M | 49.79M | 46.27M | 41.35M | 42.02M | 40.26M | 38.26M |
| NII Growth % | 51.71% | 51.76% | 41.47% | 14.19% | 7.09% | 2.84% | 0.57% | -3.12% | -5.09% | -2.66% | -5.36% | 1.79% | 15.01% | 16.35% | 23.68% | 20.93% | 6.08% | 5.11% | 16.69% | 28.49% |
| Net Interest Margin % | 0.86% | 0.88% | 0.81% | 0.82% | 0.77% | 0.79% | 0.79% | 0.78% | 0.78% | 0.83% | 0.82% | 0.83% | 0.85% | 0.89% | 0.94% | 0.87% | 0.78% | 0.79% | 0.77% | 0.74% |
| Interest Income | 112.04M | 115.55M | 108.56M | 85.67M | 82.28M | 83.58M | 83.14M | 80.56M | 77.82M | 79.11M | 75.52M | 72.33M | 66.55M | 60.51M | 55.3M | 49.74M | 44.98M | 46.33M | 45.45M | 43.53M |
| Interest Expense | 38.72M | 41.27M | 41.52M | 33.57M | 33.95M | 34.63M | 35.75M | 34.94M | 32.68M | 31.51M | 28.28M | 25.07M | 19M | 11.61M | 5.39M | 3.44M | 3.64M | 4.27M | 5.15M | 5.22M |
| Loan Loss Provision | 0 | -15.49M | 18.46M | 4.34M | 1.56M | 2.93M | 2.38M | 2.59M | 1.32M | 1.24M | 1.06M | 2.4M | 1.29M | 2.95M | 1.09M | 2.9M | 1.64M | 814K | 1.1M | 1.97M |
| Non-Interest Income | 0 | -3.08M | 9.35M | 7.85M | 7.45M | 9.1M | 9.88M | 8.08M | 7.87M | 8.48M | 6.66M | 6.72M | 6.64M | 9.63M | 6.76M | 6.89M | 9.9M | 7.9M | 7.69M | 6.45M |
| Non-Interest Income % | 0% | -2.74% | 7.93% | 8.39% | 8.3% | 9.81% | 10.62% | 9.11% | 9.18% | 9.68% | 8.1% | 8.5% | 9.07% | 13.73% | 10.89% | 12.17% | 18.03% | 14.57% | 14.47% | 12.9% |
| Total Revenue | 112.04M | 112.47M | 117.91M | 93.53M | 89.73M | 92.67M | 93.02M | 88.64M | 85.68M | 87.59M | 82.17M | 79.05M | 73.19M | 70.14M | 62.06M | 56.63M | 54.88M | 54.23M | 53.13M | 49.98M |
| Revenue Growth % | 24.87% | 21.36% | 26.77% | 5.51% | 4.72% | 5.81% | 13.2% | 12.13% | 17.06% | 24.88% | 32.42% | 39.59% | 33.37% | 29.33% | 16.79% | 13.31% | 5.83% | 1.04% | 9.94% | 10.01% |
| Non-Interest Expense | 50.19M | 44.9M | 48.86M | 38.36M | 39.88M | 36.48M | 37.59M | 35.11M | 36.24M | 37.69M | 35.71M | 34.42M | 32.5M | 35.71M | 34.9M | 31.35M | 30.86M | 31.45M | 28.47M | 25.56M |
| Efficiency Ratio | 44.79% | 39.93% | 41.44% | 41.02% | 44.44% | 39.36% | 40.41% | 39.61% | 42.3% | 43.04% | 43.45% | 43.54% | 44.4% | 50.91% | 56.24% | 55.36% | 56.24% | 57.98% | 53.58% | 51.14% |
| Operating Income | 23.14M | 41.79M | 9.08M | 17.25M | 14.34M | 18.63M | 17.29M | 16M | 15.43M | 17.14M | 17.13M | 17.16M | 20.4M | 19.87M | 20.68M | 18.93M | 18.74M | 17.7M | 18.41M | 17.23M |
| Operating Margin % | 20.65% | 37.16% | 7.7% | 18.44% | 15.99% | 20.1% | 18.59% | 18.05% | 18.01% | 19.57% | 20.85% | 21.71% | 27.87% | 28.33% | 33.32% | 33.43% | 34.14% | 32.64% | 34.65% | 34.48% |
| Operating Income Growth % | 61.31% | 124.31% | -47.48% | 7.8% | -7.06% | 8.7% | 0.96% | -6.75% | -24.35% | -13.74% | -17.16% | -9.36% | 8.89% | 12.23% | 12.31% | 9.88% | 7.47% | 81.08% | 88.47% | 72.16% |
| Pretax Income | 33.14M | 41.79M | 9.08M | 17.25M | 14.34M | 18.63M | 17.29M | 16M | 15.43M | 17.14M | 17.13M | 17.16M | 20.4M | 19.87M | 20.68M | 18.93M | 18.74M | 17.7M | 18.41M | 17.23M |
| Pretax Margin % | 29.58% | 37.16% | 7.7% | 18.44% | 15.99% | 20.1% | 18.59% | 18.05% | 18.01% | 19.57% | 20.85% | 21.71% | 27.87% | 28.33% | 33.32% | 33.43% | 34.14% | 32.64% | 34.65% | 34.48% |
| Income Tax | 6.1M | 8.14M | 2.04M | 3.29M | 2.86M | 3.57M | 3.34M | 3.04M | 2.83M | 3.16M | 3.4M | 3.33M | 3.91M | 3.99M | 4.05M | 3.5M | 3.49M | 3.08M | 3.5M | 3.24M |
| Effective Tax Rate % | 18.41% | 19.48% | 22.43% | 19.1% | 19.96% | 19.14% | 19.31% | 19.03% | 18.36% | 18.45% | 19.86% | 19.42% | 19.18% | 20.08% | 19.59% | 18.46% | 18.63% | 17.37% | 19.03% | 18.8% |
| Net Income | 27.04M | 33.65M | 7.04M | 13.96M | 11.48M | 15.06M | 13.95M | 12.96M | 12.6M | 13.98M | 13.73M | 13.83M | 16.49M | 15.88M | 16.63M | 15.44M | 15.24M | 14.63M | 14.91M | 13.99M |
| Net Margin % | 24.13% | 29.92% | 5.97% | 14.92% | 12.8% | 16.25% | 15% | 14.62% | 14.71% | 15.96% | 16.71% | 17.49% | 22.53% | 22.64% | 26.79% | 27.26% | 27.78% | 26.97% | 28.06% | 27.99% |
| Net Income Growth % | 135.48% | 123.37% | -49.51% | 7.71% | -8.88% | 7.78% | 1.65% | -6.29% | -23.59% | -11.98% | -17.43% | -10.44% | 8.16% | 8.55% | 11.52% | 10.35% | 7.5% | 85.62% | 92.08% | 70.26% |
| Net Income (Continuing) | 27.04M | 33.65M | 7.04M | 13.96M | 11.48M | 15.06M | 13.95M | 12.96M | 12.6M | 13.98M | 13.73M | 13.83M | 16.49M | 15.88M | 16.63M | 15.44M | 15.24M | 14.63M | 14.91M | 13.99M |
| EPS (Diluted) | 0.88 | 1.10 | 0.20 | 0.62 | 0.49 | 0.66 | 0.61 | 0.56 | 0.55 | 0.62 | 0.60 | 0.61 | 0.73 | 0.70 | 0.74 | 0.85 | 0.84 | 0.80 | 0.82 | 0.76 |
| EPS Growth % | 79.59% | 66.67% | -67.21% | 10.71% | -10.91% | 6.45% | 1.67% | -8.2% | -24.66% | -11.43% | -18.92% | -28.24% | -13.1% | -12.5% | -9.76% | 11.84% | 7.69% | 100% | 78.26% | 40.74% |
| EPS (Basic) | 0.88 | 1.11 | 0.22 | 0.62 | 0.50 | 0.66 | 0.61 | 0.57 | 0.55 | 0.62 | 0.61 | 0.61 | 0.73 | 0.70 | 0.74 | 0.85 | 0.84 | 0.80 | 0.82 | 0.76 |
| Diluted Shares Outstanding | 29.44M | 29.4M | 23.08M | 20.93M | 20.93M | 20.91M | 20.91M | 20.89M | 20.89M | 20.9M | 20.9M | 20.96M | 21.08M | 21.09M | 21.12M | 16.82M | 16.84M | 16.86M | 16.83M | 16.82M |