Capital City Bank Group, Inc. (CCBG) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 42.82M | 43.36M | 43.56M | 43.18M | 41.55M | 41.1M | 40.21M | 39.27M | 38.35M | 39.17M | 39.28M | 40.14M | 40.4M | 38.1M | 33.41M | 28.53M | 24.99M | 24.71M | 27.67M | 25.98M |
| NII Growth % | 3.06% | 5.49% | 8.32% | 9.97% | 8.32% | 4.94% | 2.37% | -2.16% | -5.06% | 2.79% | 17.59% | 40.69% | 61.65% | 54.2% | 20.72% | 9.81% | 2.02% | -1.05% | 10.15% | 2.05% |
| Net Interest Margin % | 0.96% | 0.99% | 1.01% | 0.98% | 0.93% | 0.95% | 0.95% | 0.93% | 0.9% | 0.91% | 0.95% | 0.91% | 0.92% | 0.84% | 0.77% | 0.66% | 0.58% | 0.58% | 0.68% | 0.65% |
| Interest Income | 51.02M | 51.72M | 51.43M | 51.46M | 49.78M | 49.74M | 49.33M | 48.77M | 46.82M | 46.18M | 45.62M | 45.07M | 43.93M | 41.23M | 35.36M | 29.52M | 25.73M | 25.55M | 28.52M | 26.84M |
| Interest Expense | 8.2M | 8.36M | 7.87M | 8.28M | 8.23M | 8.64M | 9.12M | 9.5M | 8.46M | 7.01M | 6.47M | 5.07M | 3.53M | 3.12M | 2.04M | 987K | 742K | 838K | 848K | 856K |
| Loan Loss Provision | -7.49M | 0 | 1.88M | 620K | 768K | 701K | 1.21M | 1.2M | 920K | 2.02M | 2.39M | 2.2M | 3.1M | 3.52M | 2.15M | 1.69M | 32K | 0 | 0 | -571K |
| Non-Interest Income | 11.73M | 20.1M | 19.86M | 17.52M | 17.44M | 16.38M | 17.25M | 17.67M | 16.26M | 15.66M | 14.99M | 18.23M | 16.02M | 19.6M | 16.81M | 18.81M | 19.18M | 23.22M | 24.8M | 26.47M |
| Non-Interest Income % | 18.69% | 27.99% | 27.85% | 25.4% | 25.94% | 24.77% | 25.91% | 26.59% | 25.78% | 25.33% | 24.73% | 28.79% | 26.72% | 32.23% | 32.22% | 38.93% | 42.7% | 47.61% | 46.51% | 49.66% |
| Total Revenue | 62.75M | 71.82M | 71.29M | 68.98M | 67.22M | 66.12M | 66.58M | 66.43M | 63.08M | 61.84M | 60.61M | 63.3M | 59.94M | 60.83M | 52.17M | 48.33M | 44.91M | 48.77M | 53.32M | 53.31M |
| Revenue Growth % | -6.65% | 8.61% | 7.07% | 3.84% | 6.56% | 6.92% | 9.86% | 4.95% | 5.24% | 1.67% | 16.16% | 30.98% | 33.47% | 24.74% | -2.15% | -9.34% | -18.75% | -4.09% | -10.54% | -6% |
| Non-Interest Expense | 41.37M | 42.87M | 40.44M | 40.05M | 36.23M | 39.4M | 40.66M | 38.5M | 38.34M | 38.46M | 37.23M | 38.41M | 35.93M | 40.92M | 35.92M | 36.4M | 34.89M | 38.75M | 37.93M | 42.12M |
| Efficiency Ratio | 65.93% | 59.69% | 56.73% | 58.05% | 53.9% | 59.59% | 61.07% | 57.96% | 60.77% | 62.19% | 61.43% | 60.68% | 59.95% | 67.27% | 68.85% | 75.31% | 77.68% | 79.47% | 71.13% | 79.02% |
| Operating Income | 20.66M | 20.6M | 21.09M | 20.04M | 21.98M | 17.38M | 15.6M | 17.23M | 15.36M | 14.35M | 14.51M | 17.62M | 17.38M | 13.27M | 12.06M | 9.25M | 9.25M | 9.18M | 14.54M | 10.9M |
| Operating Margin % | 32.93% | 28.68% | 29.59% | 29.05% | 32.71% | 26.28% | 23.43% | 25.94% | 24.35% | 23.2% | 23.94% | 27.84% | 29% | 21.81% | 23.12% | 19.14% | 20.59% | 18.82% | 27.28% | 20.45% |
| Operating Income Growth % | -6% | 18.5% | 35.22% | 16.31% | 43.12% | 21.16% | 7.49% | -2.22% | -11.64% | 8.12% | 20.31% | 90.49% | 87.96% | 44.59% | -17.07% | -15.14% | -37.63% | -28.35% | -21.12% | -33.32% |
| Pretax Income | 20.66M | 18.6M | 21.09M | 20.04M | 21.98M | 17.38M | 15.6M | 17.23M | 15.36M | 14.35M | 14.51M | 17.62M | 17.38M | 13.27M | 12.06M | 9.25M | 9.25M | 9.18M | 14.54M | 10.9M |
| Pretax Margin % | 32.93% | 25.9% | 29.59% | 29.05% | 32.71% | 26.28% | 23.43% | 25.94% | 24.35% | 23.2% | 23.94% | 27.84% | 29% | 21.81% | 23.12% | 19.14% | 20.59% | 18.82% | 27.28% | 20.45% |
| Income Tax | 4.85M | 4.9M | 5.14M | 5M | 5.13M | 4.22M | 2.98M | 3.19M | 3.54M | 2.91M | 3M | 3.42M | 3.71M | 2.6M | 2.49M | 1.69M | 1.72M | 2.04M | 2.95M | 2.06M |
| Effective Tax Rate % | 23.46% | 26.32% | 24.38% | 24.93% | 23.32% | 24.28% | 19.11% | 18.51% | 23.02% | 20.28% | 20.7% | 19.39% | 21.34% | 19.59% | 20.67% | 18.21% | 18.6% | 22.23% | 20.28% | 18.89% |
| Net Income | 15.82M | 13.71M | 15.95M | 15.04M | 16.86M | 13.09M | 13.12M | 14.15M | 12.56M | 11.72M | 12.65M | 14.17M | 13.71M | 11.66M | 9.61M | 7.26M | 6.94M | 6.37M | 10.09M | 7.43M |
| Net Margin % | 25.21% | 19.08% | 22.37% | 21.81% | 25.08% | 19.8% | 19.7% | 21.3% | 19.91% | 18.95% | 20.88% | 22.39% | 22.87% | 19.17% | 18.41% | 15.02% | 15.45% | 13.07% | 18.93% | 13.93% |
| Net Income Growth % | -6.18% | 4.7% | 21.59% | 6.32% | 34.25% | 11.7% | 3.66% | -0.17% | -8.4% | 0.47% | 31.75% | 95.23% | 97.59% | 83.05% | -4.82% | -2.25% | -27.01% | -17.74% | -2.94% | -18.8% |
| Net Income (Continuing) | 15.82M | 13.71M | 15.95M | 15.04M | 16.86M | 13.16M | 12.62M | 14.04M | 11.82M | 11.44M | 11.51M | 14.21M | 13.67M | 10.67M | 9.57M | 7.57M | 7.53M | 7.14M | 11.6M | 8.84M |
| EPS (Diluted) | 0.92 | 0.80 | 0.93 | 0.88 | 0.99 | 0.77 | 0.77 | 0.83 | 0.74 | 0.69 | 0.74 | 0.83 | 0.80 | 0.69 | 0.57 | 0.43 | 0.41 | 0.38 | 0.60 | 0.44 |
| EPS Growth % | -7.07% | 3.9% | 20.78% | 6.02% | 33.78% | 11.59% | 4.05% | 0% | -7.5% | 0% | 29.82% | 93.02% | 95.12% | 81.58% | -5% | -2.27% | -31.67% | -17.39% | -3.23% | -20% |
| EPS (Basic) | 0.92 | 0.80 | 0.93 | 0.88 | 0.99 | 0.77 | 0.77 | 0.84 | 0.74 | 0.69 | 0.75 | 0.83 | 0.81 | 0.69 | 0.57 | 0.43 | 0.41 | 0.38 | 0.60 | 0.44 |
| Diluted Shares Outstanding | 17.15M | 17.14M | 17.11M | 17.09M | 17.04M | 16.97M | 16.98M | 16.96M | 16.97M | 17M | 17.02M | 17.04M | 17.05M | 16.99M | 17M | 16.97M | 16.95M | 16.91M | 16.91M | 16.89M |