Colony Bankcorp, Inc. (CBAN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 29.2M | 25.86M | 22.7M | 22.39M | 20.95M | 20.47M | 18.54M | 18.41M | 18.65M | 18.87M | 19.62M | 19.18M | 20.57M | 21.4M | 20.9M | 19.18M | 19.19M | 19.02M | 17.87M | 15.07M |
| NII Growth % | 39.38% | 26.34% | 22.43% | 21.6% | 12.32% | 8.47% | -5.5% | -4.02% | -9.31% | -11.8% | -6.11% | 0.01% | 7.19% | 12.5% | 16.96% | 27.28% | 34.34% | 25.55% | 29.03% | 11.28% |
| Net Interest Margin % | 0.78% | 0.69% | 0.72% | 0.72% | 0.66% | 0.66% | 0.6% | 0.61% | 0.62% | 0.62% | 0.63% | 0.62% | 0.69% | 0.73% | 0.74% | 0.7% | 0.71% | 0.71% | 0.71% | 0.86% |
| Interest Income | 44.89M | 40.7M | 36.89M | 36.84M | 35.52M | 35.99M | 34.6M | 33.34M | 33.31M | 33.2M | 32.58M | 30.76M | 28.37M | 26.38M | 23.73M | 21.18M | 20.24M | 20.2M | 19.02M | 16.04M |
| Interest Expense | 15.69M | 14.84M | 14.19M | 14.45M | 14.57M | 15.52M | 16.06M | 14.93M | 14.66M | 14.33M | 12.96M | 11.58M | 7.8M | 4.98M | 2.83M | 2M | 1.05M | 1.18M | 1.16M | 967K |
| Loan Loss Provision | 1.75M | 0 | 900K | 450K | 1.5M | 650K | 750K | 650K | 1M | 1.5M | 1M | 200K | 900K | 900K | 1.32M | 1.1M | 50K | 51K | 150K | 0 |
| Non-Interest Income | 7.42M | 11.05M | 10.09M | 10.1M | 9.04M | 10.31M | 10.08M | 9.5M | 9.49M | 9.3M | 9.72M | 8.95M | 7.66M | 7.69M | 8.15M | 10.04M | 9.15M | 10.82M | 9.44M | 7.75M |
| Non-Interest Income % | 14.18% | 21.35% | 21.48% | 21.52% | 20.29% | 22.27% | 22.56% | 22.17% | 22.17% | 21.89% | 22.98% | 22.54% | 21.26% | 22.57% | 25.56% | 32.16% | 31.14% | 34.87% | 33.16% | 32.59% |
| Total Revenue | 52.31M | 51.75M | 46.98M | 46.93M | 44.57M | 46.3M | 44.69M | 42.83M | 42.8M | 42.51M | 42.3M | 39.72M | 36.03M | 34.07M | 31.87M | 31.23M | 29.39M | 31.02M | 28.46M | 23.79M |
| Revenue Growth % | 17.36% | 11.76% | 5.14% | 9.57% | 4.14% | 8.92% | 5.65% | 7.85% | 18.78% | 24.77% | 32.7% | 27.17% | 22.59% | 9.84% | 11.98% | 31.29% | 22.7% | 29.85% | 23.24% | 16.69% |
| Non-Interest Expense | 24.4M | 25.71M | 24.61M | 22M | 20.22M | 21.27M | 20.84M | 20.33M | 20.4M | 19.59M | 20.88M | 21.43M | 21.16M | 21.83M | 21.37M | 24.48M | 21.8M | 24.51M | 21.21M | 17.46M |
| Efficiency Ratio | 46.65% | 49.68% | 52.38% | 46.88% | 45.37% | 45.94% | 46.63% | 47.46% | 47.66% | 46.08% | 49.37% | 53.96% | 58.74% | 64.07% | 67.04% | 78.37% | 74.19% | 79.03% | 74.52% | 73.42% |
| Operating Income | 10.47M | 11.2M | 7.28M | 10.03M | 8.28M | 8.86M | 7.04M | 6.93M | 6.74M | 7.09M | 7.46M | 6.5M | 6.16M | 6.36M | 6.36M | 3.65M | 6.49M | 5.28M | 5.95M | 5.36M |
| Operating Margin % | 20.02% | 21.65% | 15.49% | 21.37% | 18.57% | 19.13% | 15.75% | 16.17% | 15.76% | 16.68% | 17.63% | 16.37% | 17.1% | 18.67% | 19.94% | 11.68% | 22.07% | 17.01% | 20.89% | 22.51% |
| Operating Income Growth % | 26.54% | 26.46% | 3.41% | 44.8% | 22.7% | 24.92% | -5.63% | 6.54% | 9.45% | 11.49% | 17.32% | 78.16% | -4.98% | 20.59% | 6.93% | -31.86% | -1.4% | -10.7% | 49.26% | 90.64% |
| Pretax Income | 10.47M | 9.55M | 7.28M | 10.03M | 8.28M | 8.86M | 7.04M | 6.93M | 6.74M | 7.09M | 7.46M | 6.5M | 6.16M | 6.36M | 6.36M | 3.65M | 6.49M | 5.28M | 5.95M | 5.36M |
| Pretax Margin % | 20.02% | 18.46% | 15.49% | 21.37% | 18.57% | 19.13% | 15.75% | 16.17% | 15.76% | 16.68% | 17.63% | 16.37% | 17.1% | 18.67% | 19.94% | 11.68% | 22.07% | 17.01% | 20.89% | 22.51% |
| Income Tax | 2.27M | 1.71M | 1.46M | 2.05M | 1.66M | 1.43M | 1.41M | 1.45M | 1.41M | 1.49M | 1.65M | 1.2M | 1.12M | 810K | 1.1M | 234K | 1.16M | 1.12M | 362K | 1.36M |
| Effective Tax Rate % | 21.65% | 17.9% | 20.05% | 20.45% | 20.08% | 16.11% | 20.02% | 20.96% | 20.92% | 21.07% | 22.18% | 18.44% | 18.16% | 12.73% | 17.38% | 6.41% | 17.9% | 21.16% | 6.09% | 25.36% |
| Net Income | 8.2M | 7.84M | 5.82M | 7.98M | 6.61M | 7.43M | 5.63M | 5.47M | 5.33M | 5.6M | 5.8M | 5.3M | 5.04M | 5.55M | 5.25M | 3.42M | 5.32M | 4.16M | 5.58M | 4M |
| Net Margin % | 15.68% | 15.16% | 12.39% | 17% | 14.84% | 16.05% | 12.6% | 12.78% | 12.46% | 13.17% | 13.72% | 13.35% | 14% | 16.29% | 16.48% | 10.93% | 18.12% | 13.41% | 19.61% | 16.8% |
| Net Income Growth % | 24.06% | 5.53% | 3.38% | 45.74% | 24% | 32.76% | -3.02% | 3.24% | 5.75% | 0.85% | 10.51% | 55.26% | -5.28% | 33.47% | -5.93% | -14.56% | 8.23% | -15.11% | 80.15% | 80.53% |
| Net Income (Continuing) | 8.2M | 7.84M | 5.82M | 7.98M | 6.61M | 7.43M | 5.63M | 5.47M | 5.33M | 5.6M | 5.8M | 5.3M | 5.04M | 5.55M | 5.25M | 3.42M | 5.32M | 4.16M | 5.58M | 4M |
| EPS (Diluted) | 0.39 | 0.42 | 0.33 | 0.46 | 0.38 | 0.42 | 0.32 | 0.31 | 0.30 | 0.32 | 0.33 | 0.30 | 0.29 | 0.31 | 0.30 | 0.19 | 0.34 | 0.30 | 0.45 | 0.42 |
| EPS Growth % | 2.63% | 0% | 3.13% | 48.39% | 26.67% | 31.25% | -3.03% | 3.33% | 3.45% | 3.23% | 10% | 57.89% | -14.71% | 3.33% | -33.33% | -54.76% | -34.62% | -42.31% | 36.36% | 82.61% |
| EPS (Basic) | 0.39 | 0.42 | 0.33 | 0.46 | 0.38 | 0.42 | 0.32 | 0.31 | 0.30 | 0.32 | 0.33 | 0.30 | 0.29 | 0.31 | 0.30 | 0.19 | 0.34 | 0.30 | 0.45 | 0.42 |
| Diluted Shares Outstanding | 21.22M | 18.73M | 17.47M | 17.48M | 17.51M | 17.57M | 17.59M | 17.55M | 17.56M | 17.57M | 17.57M | 17.58M | 17.6M | 17.63M | 17.65M | 17.59M | 15.88M | 13.67M | 12.34M | 9.5M |