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CARGCarGurus, Inc.
$34.92$3.4B
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  4. Financial Ratios

CarGurus, Inc. (CARG) Financial Ratios

Latest Ratios: P/E Ratio 22.5x · EV/EBITDA 14.9x · ROE 34.0%. (2015–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CARG Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$3.4B$3.7B$3.9B$2.8B$1.8B$3.9B$3.6B$4.0B$3.8B$3.2B—
Enterprise Value$3.4B$3.7B$3.8B$2.7B$1.4B$3.8B$3.5B$4.0B$3.8B$3.2B—
P/E Ratio →22.5324.74182.70127.169.28—46.6695.0859.18249.83—
P/S Ratio3.593.954.343.021.084.146.556.788.4210.24—
P/B Ratio9.039.927.174.472.335.809.6715.5419.7025.55—
P/FCF11.6712.8421.5333.117.5246.6824.2171.4086.42177.17—
P/OCF11.4212.5715.2022.157.0140.0923.0556.9173.93126.33—

P/E links to full P/E history page with 30-year chart

CARG EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—3.954.222.910.843.976.336.798.349.97—
EV / EBITDA14.8816.3797.2732.828.4419.0033.3894.93118.74165.60—
EV / EBIT17.3518.3025.5081.5812.5025.3035.72116.55148.68199.03—
EV / FCF—12.8520.9231.955.8344.7723.4071.5785.63172.38—

CARG Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin89.0%89.0%82.6%71.3%39.7%69.1%92.3%93.8%94.5%94.4%95.2%
Operating Margin20.7%20.7%1.5%3.6%6.6%15.6%17.7%5.8%5.1%4.8%4.3%
Net Profit Margin16.6%16.6%2.3%3.4%11.7%11.5%14.1%7.2%14.4%4.2%3.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE34.0%34.0%3.6%4.5%26.7%20.7%24.6%18.7%40.6%13.8%10.7%
ROA21.0%21.0%2.4%3.4%20.9%15.2%17.3%12.7%29.3%9.5%7.3%
ROIC36.2%36.2%2.1%5.5%18.4%28.8%28.2%12.1%17.5%30.7%41.3%
ROCE30.1%30.1%1.7%4.0%13.7%24.8%25.9%13.1%13.7%14.9%12.9%

CARG Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.510.510.360.320.090.100.190.27———
Debt / EBITDA0.840.844.972.400.400.360.671.65———
Net Debt / Equity—0.00-0.21-0.16-0.52-0.24-0.320.04-0.18-0.69-0.46
Net Debt / EBITDA0.000.00-2.87-1.20-2.44-0.81-1.150.23-1.09-4.60-2.77
Debt / FCF—0.00-0.62-1.16-1.69-1.91-0.810.17-0.79-4.79-2.31
Interest Coverage—————————547.10329.65

CARG Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.812.814.203.405.653.304.992.973.073.662.94
Quick Ratio2.812.814.203.395.593.184.992.972.813.662.94
Cash Ratio1.891.893.272.714.761.894.362.332.483.212.56
Asset Turnover—1.421.080.991.791.021.101.501.691.791.97
Inventory Turnover——459.88793.92188.8514.96——1.54——
Days Sales Outstanding—16.3018.0615.9510.3272.6412.0713.7110.9414.4912.26

CARG Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.4%4.0%0.5%0.8%10.8%—2.1%1.1%1.7%0.4%—
FCF Yield8.6%7.8%4.6%3.0%13.3%2.1%4.1%1.4%1.2%0.6%—
Buyback Yield10.4%9.5%3.8%7.6%0.8%0.0%0.0%0.0%0.7%0.0%—
Total Shareholder Yield10.4%9.5%3.8%7.6%0.8%0.0%0.0%0.0%0.7%0.0%—
Shares Outstanding—$97M$106M$114M$128M$117M$114M$113M$113M$108M$107M

Key Metrics

Growth RegimeStable
ProfitabilityModerate
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Traffic acquisition cost volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Cyclical Caution

According to current market data, CarGurus trades at a forward P/E of 13.15, which suggests investors are pricing in a moderate growth trajectory while remaining wary of the cyclical volatility inherent in the broader automotive marketplace and the company's wholesale segment integration.

The current valuation multiple appears to discount the company relative to pure-play SaaS peers, likely due to the market's perception of its exposure to used-vehicle price fluctuations. Investors should monitor whether the expansion of transaction-based revenue streams justifies a re-rating toward higher-multiple marketplace platforms as the business model matures.

Capital Efficiency Trends Show Recovery

Based on reported figures, the company's ROIC has recovered to 12.2% in 2026Q1 from the negative territory observed in 2024, indicating that management is successfully navigating the capital-intensive integration of its wholesale platform while maintaining the high-margin efficiency of its core digital marketplace.

The improvement in return on invested capital suggests that the initial friction from the CarOffer acquisition is subsiding, allowing the firm to better leverage its asset-light infrastructure. Analysts should watch if this trend continues, as sustained double-digit returns are essential to validating the company's strategic pivot toward a closed-loop transaction ecosystem.

Working Capital Dynamics Remain Stable

As reported in financial statements, the company maintains a consistent DSO of 16 days, which highlights the effectiveness of its subscription-based billing model in ensuring predictable cash inflows despite the inherent complexities of managing a dual-segment revenue structure across marketplace and wholesale operations.

The stability in receivables management suggests that the company retains strong leverage over its dealer base, as the platform remains a critical lead-generation tool. This efficiency is a key differentiator compared to peers that may struggle with longer collection cycles in more fragmented or transaction-heavy automotive service models.

Conservative Leverage Supports Strategic Flexibility

Based on the latest quarterly data, the debt-to-equity ratio of 0.79 indicates a disciplined approach to capital structure, providing the firm with significant financial flexibility to navigate potential macro-economic headwinds without the immediate pressure of aggressive debt service obligations or restrictive covenant constraints.

The current leverage profile appears well-aligned with the company's cash-generative capacity, allowing for continued investment in platform development and share repurchases. Investors should monitor whether future capital allocation shifts toward larger acquisitions, which could alter this conservative stance and introduce new balance sheet risks.

Misapplication of Traditional Dealership Metrics

Market participants frequently misapply traditional inventory-based dealership metrics to CarGurus, failing to recognize that the company's asset-light digital marketplace model renders inventory turnover ratios largely irrelevant to its core profitability and long-term value creation potential compared to physical auto retailers.

Evaluating this business through the lens of inventory-heavy peers obscures the high-margin, recurring nature of its subscription revenue. Analysts should instead prioritize metrics like Average Revenue Per Dealer and Monthly Unique Users, which more accurately capture the health of the platform's network effect and its competitive moat.

Download Financial Ratios Data

Includes 30+ ratios · 11 years · Updated daily

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CARG — Frequently Asked Questions

Quick answers to the most common questions about buying CARG stock.

What is CarGurus, Inc.'s P/E ratio?

CarGurus, Inc.'s current P/E ratio is 22.5x. The historical average is 77.8x. This places it at the 14th percentile of its historical range.

What is CarGurus, Inc.'s EV/EBITDA?

CarGurus, Inc.'s current EV/EBITDA is 14.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 43.2x.

What is CarGurus, Inc.'s ROE?

CarGurus, Inc.'s return on equity (ROE) is 34.0%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 17.7%.

Is CARG stock overvalued?

Based on historical data, CarGurus, Inc. is trading at a P/E of 22.5x. This is at the 14th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are CarGurus, Inc.'s profit margins?

CarGurus, Inc. has 89.0% gross margin and 20.7% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does CarGurus, Inc. have?

CarGurus, Inc.'s Debt/EBITDA ratio is 0.8x, indicating low leverage. A ratio below 2x is generally considered financially healthy.