Byline Bancorp, Inc. (BY) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 54.55M | 58.65M | 38.35M | 16.27M | 27.06M | 52.88M | 19.79M | 40.15M | 62.34M | -4.97M | 78.56M | 43.34M | 49.13M | 34.7M | 32.74M | 60.12M | 92.77M | 28.32M | -21.73M | 52.83M |
| Operating CF Growth % | 101.6% | 10.89% | 93.74% | -59.48% | -56.59% | 1164.94% | -74.81% | -7.36% | 26.87% | -114.31% | 139.96% | -27.92% | -47.03% | 22.53% | 250.7% | 13.81% | 518.45% | -73.27% | 46.02% | 202.65% |
| Net Income | 37.58M | 34.52M | 37.2M | 30.08M | 28.25M | 30.32M | 30.33M | 29.67M | 30.44M | 29.6M | 28.22M | 26.11M | 23.95M | 22.7M | 22.66M | 20.28M | 22.31M | 17.19M | 25.31M | 28.49M |
| Depreciation & Amortization | 1.13M | 1.14M | 1.14M | 1.11M | 1.16M | 1.2M | 1.25M | 1.27M | 1.31M | 1.34M | 1.26M | 951K | 981K | 1.01M | 1.04M | 1.07M | 1.16M | 1.39M | 1.46M | 1.59M |
| Deferred Taxes | -740K | 5.79M | 3.46M | -1.12M | -369K | -7.08M | -775K | 5.8M | -501K | 26.77M | -56K | -6K | -134K | 23.36M | -58K | 1.37M | 897K | -4.17M | 158K | 2.25M |
| Other Non-Cash Items | -38.42M | 6.61M | -2.64M | 25.71M | -67.77M | 1.12M | 21.82M | 5.88M | -47.54M | 1.85M | 6.74M | 22.92M | -2.77M | 13.67M | -2.9M | 36.56M | 13.03M | 51.06M | -64.17M | 40.17M |
| Working Capital Changes | 52.81M | 7.99M | -3.12M | -41.89M | 63.78M | 25.02M | -34.72M | -4.32M | 76.79M | -66.33M | 40.7M | -8.34M | 25.6M | -27.36M | 10.81M | -720K | 54.1M | -38.23M | 14.44M | -20.75M |
| Cash from Investing | -229.51M | 42.5M | -31.93M | -16.2M | -217.96M | -188K | -46.53M | -137.55M | -146.65M | -99.03M | -135.13M | -21.18M | -80.9M | -138.01M | -80.82M | -358.22M | -242.8M | 12.48M | -83.12M | 186.38M |
| Purchase of Investments | -313.81M | -31.35M | 0 | -3.02M | -148.25M | -35.5M | -107.71M | -102.53M | -106.62M | -64.36M | -109.94M | -9.94M | -1.28M | -9.65M | -19.87M | -22.27M | -52.29M | -130.96M | -23.98M | -3.5M |
| Sale/Maturity of Investments | 54.02M | 152.5M | 82.81M | 66.88M | 55.33M | 75.32M | 45.53M | 93.19M | 61.27M | 28.63M | 199.41M | 24.67M | 25.05M | 30.45M | 43.84M | 62.73M | 53.58M | 94.02M | 81.56M | 195.75M |
| Net Investment Activity | -259.78M | 121.15M | 82.81M | 63.85M | -92.92M | 39.82M | -62.18M | -9.35M | -45.35M | -35.73M | 89.46M | 14.73M | 23.77M | 20.79M | 23.97M | 40.45M | 1.29M | -36.93M | 57.58M | 192.25M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 30.73M | -78.13M | -114.36M | -78.96M | -123.03M | -37.91M | 16.3M | -127.47M | -100.79M | -62.29M | -223.28M | -34.65M | -104.38M | -158.5M | -104.14M | -396.93M | -243.17M | 49.89M | -140.07M | -5.21M |
| Cash from Financing | 224.23M | -211.07M | 34.25M | -203.03M | 49.08M | 57.84M | -251.13M | 191.02M | 495.02M | -98.75M | 165.27M | 13.82M | 136.62M | 66.37M | 122.47M | 286.42M | 145.68M | -25.75M | 145.03M | -249.66M |
| Dividends Paid | -5.36M | -4.51M | -4.51M | -4.78M | -4.37M | -3.93M | -3.92M | -4.12M | -3.89M | -3.88M | -4.05M | -3.33M | -3.32M | -3.32M | -3.31M | -3.42M | -3.54M | -3.54M | -3.54M | -2.49M |
| Share Repurchases | -9.81M | -9.75M | -193K | -13.1M | -687K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.16M | -5.53M | -7.59M | 0 | -10.41M | -12.09M |
| Stock Issued | 120K | 723K | 137K | 1.03M | 13K | 1.32M | 2.32M | 878K | 0 | 842K | 347K | 602K | 0 | 579K | 0 | 457K | 470K | 409K | 572K | 135K |
| Net Stock Activity | -9.69M | -9.03M | -56K | -12.07M | -674K | 1.32M | 2.32M | 878K | 0 | 842K | 347K | 602K | 0 | 579K | -4.16M | -5.07M | -7.12M | 409K | -9.84M | -11.96M |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K |
| Other Financing | 154.53M | -142.47M | 24.86M | -16.19M | 90.79M | -42.89M | 152.14M | -4.07M | 166.82M | 224.7M | 74.32M | 101.55M | 117.53M | 44.11M | 224.94M | -120.08M | 376.78M | -1.22M | 64.23M | 64.78M |
| Net Change in Cash | 49.27M | -109.92M | 40.67M | -202.96M | -141.82M | 110.54M | -277.86M | 93.62M | 410.7M | -202.75M | 108.7M | 35.97M | 104.86M | -36.94M | 74.39M | -11.68M | -4.35M | 15.05M | 40.18M | -10.44M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 149.09M | 259.02M | 218.35M | 421.31M | 563.14M | 452.6M | 730.46M | 636.84M | 226.14M | 428.89M | 320.19M | 284.21M | 179.35M | 216.29M | 141.9M | 153.58M | 157.93M | 142.88M | 102.7M | 113.14M |
| Cash at End | 198.37M | 149.09M | 259.02M | 218.35M | 421.31M | 563.14M | 452.6M | 730.46M | 636.84M | 226.14M | 428.89M | 320.19M | 284.21M | 179.35M | 216.29M | 141.9M | 153.58M | 157.93M | 142.88M | 102.7M |
| Interest Paid | 43.58M | 45.37M | 47.15M | 53.09M | 51.36M | 50.25M | 64.74M | 49.69M | 52.72M | 46.33M | 35.77M | 27.05M | 19.48M | 15.4M | 8.66M | 5.53M | 1.58M | 4.15M | 1.99M | 4.34M |
| Income Taxes Paid | 332K | 0 | 0 | 0 | 0 | 9.27M | 2.25M | 568K | 406K | 5.89M | 3.32M | 2.72M | 309K | 604K | 12.89M | 14.89M | 269K | 9.3M | 14.46M | 10.88M |
| Free Cash Flow | 54.09M | 58.13M | 37.97M | 15.18M | 25.05M | 50.78M | 19.14M | 39.41M | 61.82M | -5.97M | 77.25M | 42.08M | 48.85M | 34.4M | 32.08M | 58.38M | 91.84M | 27.85M | -22.35M | 52.17M |
| FCF Growth % | 115.97% | 14.46% | 98.31% | -61.49% | -59.49% | 950.53% | -75.22% | -6.33% | 26.55% | -117.36% | 140.77% | -27.92% | -46.81% | 23.52% | 243.54% | 11.9% | 532.39% | -73.78% | 45.47% | 224.15% |