Bogota Financial Corp. (BSBK) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 4.43M | 4.29M | 3.89M | 3.69M | 3.59M | 2.5M | 2.66M | 2.74M | 2.65M | 2.94M | 3.22M | 4.29M | 4.52M | 6.04M | 6.21M | 5.71M | 5.12M | 4.85M | 5.08M | 4.77M |
| NII Growth % | 23.19% | 71.63% | 46.54% | 34.66% | 35.53% | -14.94% | -17.41% | -36.09% | -41.41% | -51.36% | -48.18% | -24.75% | -11.68% | 24.6% | 22.33% | 19.49% | 11.87% | 33.41% | 41.22% | 45.3% |
| Net Interest Margin % | 0.5% | 0.47% | 0.42% | 0.4% | 0.39% | 0.26% | 0.27% | 0.28% | 0.28% | 0.31% | 0.35% | 0.46% | 0.48% | 0.64% | 0.66% | 0.65% | 0.6% | 0.58% | 0.61% | 0.58% |
| Interest Income | 10.49M | 10.95M | 10.63M | 10.51M | 10.92M | 10.59M | 10.62M | 10.47M | 10.06M | 9.57M | 9.29M | 9.41M | 9.02M | 8.98M | 8.18M | 6.91M | 6.28M | 6.11M | 6.49M | 6.2M |
| Interest Expense | 6.06M | 6.66M | 6.73M | 6.81M | 7.33M | 8.1M | 7.96M | 7.73M | 7.41M | 6.63M | 6.07M | 5.11M | 4.49M | 2.94M | 1.97M | 1.21M | 1.16M | 1.26M | 1.41M | 1.43M |
| Loan Loss Provision | 50K | 0 | -50K | 0 | -80K | -218K | 0 | 35K | 35K | 0 | 0 | -125K | 0 | 150K | 175K | 100K | 0 | 0 | 25K | -54K |
| Non-Interest Income | 321.25K | 285.36K | 321.34K | 331.71K | 889.37K | 418.74K | 327.38K | 303.2K | 299.08K | 282.55K | 289.73K | 283.48K | 283.28K | 256.02K | 269.51K | 253.72K | 344.42K | 1.25M | 374.41K | 533.29K |
| Non-Interest Income % | 2.97% | 2.54% | 2.93% | 3.06% | 7.53% | 3.8% | 2.99% | 2.81% | 2.89% | 2.87% | 3.02% | 2.93% | 3.05% | 2.77% | 3.19% | 3.54% | 5.2% | 16.99% | 5.46% | 7.92% |
| Total Revenue | 10.81M | 11.24M | 10.95M | 10.84M | 11.81M | 11.01M | 10.95M | 10.78M | 10.36M | 9.85M | 9.58M | 9.69M | 9.3M | 9.24M | 8.44M | 7.16M | 6.62M | 7.36M | 6.86M | 6.73M |
| Revenue Growth % | -8.49% | 2.05% | 0.01% | 0.55% | 14.02% | 11.82% | 14.29% | 11.21% | 11.4% | 6.62% | 13.43% | 35.25% | 40.42% | 25.57% | 23.1% | 6.39% | -0.54% | 27.98% | 14.12% | 2.29% |
| Non-Interest Expense | 3.78M | 3.9M | 3.74M | 3.85M | 3.86M | 3.62M | 3.6M | 3.73M | 3.64M | 4.95M | 3.66M | 3.63M | 3.52M | 3.51M | 3.64M | 3.59M | 3.54M | 3.66M | 3.78M | 3.58M |
| Efficiency Ratio | 34.97% | 34.74% | 34.14% | 35.57% | 32.67% | 32.83% | 32.93% | 34.57% | 35.16% | 50.22% | 38.22% | 37.48% | 37.82% | 38.01% | 43.09% | 50.16% | 53.47% | 49.76% | 55.04% | 53.11% |
| Operating Income | 918.08K | 670.29K | 527.45K | 171.81K | 702.94K | -480.17K | -620.18K | -713.87K | -727.78K | -1.73M | -154.32K | 1.07M | 1.29M | 2.64M | 2.66M | 2.27M | 1.93M | 2.44M | 1.65M | 1.78M |
| Operating Margin % | 8.49% | 5.96% | 4.82% | 1.59% | 5.95% | -4.36% | -5.66% | -6.62% | -7.02% | -17.52% | -1.61% | 11.04% | 13.88% | 28.53% | 31.55% | 31.61% | 29.08% | 33.13% | 24.04% | 26.5% |
| Operating Income Growth % | 30.61% | 239.6% | 185.05% | 124.07% | 196.59% | 72.18% | -301.88% | -166.74% | -156.38% | -165.48% | -105.79% | -52.78% | -32.99% | 8.13% | 61.61% | 26.92% | -45.35% | 68.57% | 28.5% | 6.94% |
| Pretax Income | 918.08K | 670.29K | 527.45K | 171.81K | 702.94K | -480.17K | -620.18K | -713.87K | -727.78K | -1.73M | -154.32K | 1.07M | 1.29M | 2.64M | 2.66M | 2.27M | 1.93M | 2.44M | 1.65M | 1.78M |
| Pretax Margin % | 8.49% | 5.96% | 4.82% | 1.59% | 5.95% | -4.36% | -5.66% | -6.62% | -7.02% | -17.52% | -1.61% | 11.04% | 13.88% | 28.53% | 31.55% | 31.61% | 29.08% | 33.13% | 24.04% | 26.5% |
| Income Tax | 212.13K | -10.52K | 72.83K | -52.58K | -28.01K | 449.83K | -253.22K | -281.39K | -286.8K | -547.96K | -125.27K | 213.01K | 298.06K | 732.12K | 734.15K | 623.03K | 525.24K | 404.37K | 606.74K | 345.92K |
| Effective Tax Rate % | 23.11% | -1.57% | 13.81% | -30.6% | -3.98% | -93.68% | 40.83% | 39.42% | 39.41% | 31.75% | 81.17% | 19.91% | 23.09% | 27.78% | 27.55% | 27.51% | 27.27% | 16.59% | 36.8% | 19.38% |
| Net Income | 705.95K | 680.81K | 454.63K | 224.4K | 730.95K | -930K | -366.96K | -432.48K | -440.98K | -1.18M | -29.05K | 856.64K | 992.71K | 1.9M | 1.93M | 1.64M | 1.4M | 2.03M | 1.04M | 1.44M |
| Net Margin % | 6.53% | 6.06% | 4.15% | 2.07% | 6.19% | -8.44% | -3.35% | -4.01% | -4.26% | -11.96% | -0.3% | 8.84% | 10.67% | 20.61% | 22.86% | 22.92% | 21.15% | 27.64% | 15.19% | 21.36% |
| Net Income Growth % | -3.42% | 173.21% | 223.89% | 151.89% | 265.76% | 21.04% | -1163.07% | -150.49% | -144.42% | -161.88% | -101.5% | -47.83% | -29.14% | -6.37% | 85.25% | 14.13% | -53.4% | 94.29% | 8.97% | 2.54% |
| Net Income (Continuing) | 705.95K | 680.81K | 454.63K | 224.4K | 730.95K | -930K | -366.96K | -432.48K | -440.98K | -1.18M | -29.05K | 856.64K | 992.71K | 1.9M | 1.93M | 1.64M | 1.4M | 2.03M | 1.04M | 1.44M |
| EPS (Diluted) | 0.06 | 0.05 | 0.04 | 0.02 | 0.06 | -0.07 | -0.03 | -0.03 | -0.03 | -0.09 | -0.00 | 0.07 | 0.08 | 0.14 | 0.14 | 0.12 | 0.10 | 0.14 | 0.07 | 0.10 |
| EPS Growth % | 3.81% | 173.67% | 224.22% | 152.66% | 268.51% | 20.5% | - | -148.29% | -142.88% | -165.86% | -101.57% | -41.67% | -20% | 0% | 100% | 20% | -56.52% | 75% | -12.5% | -9.09% |
| EPS (Basic) | 0.06 | 0.05 | 0.04 | 0.02 | 0.06 | -0.07 | -0.03 | -0.03 | -0.03 | -0.09 | -0.00 | 0.07 | 0.08 | 0.14 | 0.14 | 0.12 | 0.10 | 0.15 | 0.07 | 0.10 |
| Diluted Shares Outstanding | 12.61M | 12.61M | 12.65M | 12.64M | 12.65M | 12.69M | 12.7M | 12.8M | 12.85M | 12.77M | 13.04M | 13.08M | 13.06M | 13.33M | 13.53M | 13.7M | 13.88M | 14.22M | 14.02M | 13.95M |