Blue Ridge Bankshares, Inc. (BRBS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 16.91M | 18.12M | 21.91M | 19.84M | 18.99M | 19.13M | 19.1M | 20.09M | 20.35M | 21.76M | 22.19M | 23.89M | 25.2M | 33.96M | 28.68M | 24.09M | 23.67M | 20.88M | 21.12M | 30.46M |
| NII Growth % | -10.97% | -5.26% | 14.71% | -1.21% | -6.68% | -12.12% | -13.93% | -15.93% | -19.24% | -35.91% | -22.61% | -0.83% | 6.46% | 62.64% | 35.76% | -20.92% | 18.24% | 48.99% | 78.58% | 186.16% |
| Net Interest Margin % | 0.7% | 0.74% | 0.88% | 0.78% | 0.71% | 0.7% | 0.65% | 0.68% | 0.66% | 0.7% | 0.68% | 0.74% | 0.76% | 1.08% | 1% | 0.86% | 0.87% | 0.78% | 0.78% | 1.1% |
| Interest Income | 29.39M | 31.47M | 36.21M | 34.74M | 35.35M | 37.93M | 39.23M | 40.63M | 42.53M | 43.16M | 42.48M | 42.46M | 40.89M | 42.28M | 33.15M | 26.24M | 25.8M | 23.4M | 23.75M | 33.81M |
| Interest Expense | 12.48M | 13.36M | 14.3M | 14.89M | 16.36M | 18.81M | 20.12M | 20.55M | 22.18M | 21.4M | 20.29M | 18.57M | 15.69M | 8.33M | 4.47M | 2.15M | 2.13M | 2.53M | 2.63M | 3.35M |
| Loan Loss Provision | -600K | -1.5M | -1.8M | -700K | 0 | -1M | -6.2M | 3.1M | -1M | 2.77M | 11.05M | 10.01M | -1.51M | 3.99M | 3.9M | 7.49M | 2.5M | 117K | 0 | 0 |
| Non-Interest Income | 2.35M | 2.69M | 3.83M | 3.24M | 3.07M | 2.7M | 2.7M | 272K | 7.79M | 4.11M | 7.42M | 9.74M | 7.28M | 5.84M | 7.97M | 10.19M | 24.09M | 22.2M | 13.29M | 36.21M |
| Non-Interest Income % | 7.4% | 7.87% | 9.57% | 8.54% | 8% | 6.65% | 6.44% | 0.66% | 15.48% | 8.69% | 14.86% | 18.65% | 15.12% | 12.14% | 19.38% | 27.97% | 48.29% | 48.68% | 35.88% | 51.71% |
| Total Revenue | 31.74M | 34.16M | 40.05M | 37.98M | 38.42M | 40.63M | 41.92M | 40.9M | 50.32M | 47.27M | 49.9M | 52.2M | 48.17M | 48.13M | 41.11M | 36.43M | 49.9M | 45.61M | 37.05M | 70.02M |
| Revenue Growth % | -17.4% | -15.93% | -4.48% | -7.15% | -23.64% | -14.03% | -15.99% | -21.64% | 4.45% | -1.78% | 21.37% | 43.27% | -3.45% | 5.52% | 10.97% | -47.97% | 30.91% | 34.68% | 15.57% | 137.21% |
| Non-Interest Expense | 18.74M | 16.92M | 20.04M | 22.01M | 22.95M | 25.53M | 26.45M | 29.31M | 32.44M | 30.58M | 64.62M | 34.05M | 28.85M | 27.55M | 29.21M | 25.33M | 22.69M | 25.45M | 25.34M | 30.27M |
| Efficiency Ratio | 59.05% | 49.53% | 50.04% | 57.95% | 59.73% | 62.82% | 63.1% | 71.65% | 64.46% | 64.7% | 129.5% | 65.24% | 59.88% | 57.25% | 71.04% | 69.51% | 45.47% | 55.79% | 68.41% | 43.22% |
| Operating Income | 1.11M | 5.38M | 7.5M | 1.78M | -889K | -2.7M | 1.54M | -12.05M | -3.3M | -7.48M | -46.06M | -10.44M | 5.14M | 8.25M | 3.54M | 1.46M | 22.57M | 17.52M | 9.07M | 36.41M |
| Operating Margin % | 3.51% | 15.76% | 18.74% | 4.68% | -2.31% | -6.65% | 3.69% | -29.46% | -6.56% | -15.83% | -92.31% | -20% | 10.67% | 17.15% | 8.6% | 4.01% | 45.24% | 38.41% | 24.49% | 51.99% |
| Operating Income Growth % | 225.2% | 299.37% | 385.63% | 114.74% | 73.06% | 63.9% | 103.35% | -15.44% | -164.18% | -190.68% | -1402.35% | -815% | -77.22% | -52.9% | -61.02% | -95.99% | 324.22% | 159.04% | 34.13% | 363.09% |
| Pretax Income | 1.11M | 5.38M | 7.5M | 1.78M | -889K | -2.7M | 1.54M | -12.05M | -3.3M | -7.48M | -46.06M | -10.44M | 5.14M | 8.25M | 3.54M | 1.46M | 22.57M | 17.52M | 9.07M | 36.41M |
| Pretax Margin % | 3.51% | 15.76% | 18.74% | 4.68% | -2.31% | -6.65% | 3.69% | -29.46% | -6.56% | -15.83% | -92.31% | -20% | 10.67% | 17.15% | 8.6% | 4.01% | 45.24% | 38.41% | 24.49% | 51.99% |
| Income Tax | 277K | 1.14M | 1.9M | 480K | -455K | -698K | 599K | -616K | -407K | -1.72M | -4.69M | -1.83M | 1.17M | 1.95M | 801K | 342K | 5.15M | 4.72M | 2.21M | 7.71M |
| Effective Tax Rate % | 24.89% | 21.19% | 25.32% | 27.03% | 51.18% | 25.84% | 38.77% | 5.11% | 12.33% | 23.04% | 10.19% | 17.49% | 22.79% | 23.61% | 22.65% | 23.42% | 22.83% | 26.97% | 24.4% | 21.19% |
| Net Income | 836K | 4.24M | 5.6M | 1.3M | -434K | -2M | 946K | -11.44M | -2.89M | -5.76M | -41.37M | -8.61M | 3.97M | 6.3M | 2.74M | 1.12M | 17.76M | 12.79M | 6.81M | 28.65M |
| Net Margin % | 2.63% | 12.42% | 13.99% | 3.41% | -1.13% | -4.93% | 2.26% | -27.96% | -5.75% | -12.18% | -82.91% | -16.5% | 8.24% | 13.1% | 6.65% | 3.07% | 35.59% | 28.05% | 18.38% | 40.91% |
| Net Income Growth % | 292.63% | 311.88% | 492.28% | 111.33% | 85% | 65.22% | 102.29% | -32.76% | -172.87% | -191.35% | -1612.1% | -870.39% | -77.64% | -50.72% | -59.82% | -96.1% | 319.96% | 129.22% | 34.51% | 360.4% |
| Net Income (Continuing) | 836K | 4.24M | 5.6M | 1.3M | -434K | -2M | 946K | -11.44M | -2.89M | -5.76M | -41.37M | -8.61M | 3.97M | 6.3M | 2.74M | 1.12M | 17.42M | 12.79M | 6.86M | 28.69M |
| EPS (Diluted) | 0.01 | 0.04 | 0.06 | 0.02 | -0.01 | -0.03 | 0.03 | -0.47 | -0.15 | -0.30 | -2.18 | -0.45 | 0.21 | 0.33 | 0.15 | 0.06 | 0.95 | 0.68 | 0.36 | 1.54 |
| EPS Growth % | - | 257.48% | 133.46% | 103.21% | 96.67% | 91.53% | 101.18% | -4.44% | -171.43% | -190.91% | -1553.33% | -850% | -77.89% | -51.47% | -58.33% | -96.1% | 239.29% | 4.62% | -38.98% | 110.96% |
| EPS (Basic) | 0.01 | 0.04 | 0.06 | 0.02 | -0.01 | -0.03 | 0.01 | -0.47 | -0.15 | -0.30 | -2.18 | -0.45 | 0.21 | 0.33 | 0.15 | 0.06 | 0.95 | 0.68 | 0.36 | 1.54 |
| Diluted Shares Outstanding | 99.76M | 106.1M | 93.38M | 86M | 86M | 78.88M | 36.8M | 24.48M | 19.18M | 19.03M | 19.01M | 18.85M | 18.86M | 18.86M | 18.86M | 18.78M | 18.79M | 18.8M | 18.8M | 18.65M |