Princeton Bancorp, Inc. (BPRN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.86M | 18.63M | 19.62M | 18.81M | 18.76M | 18.01M | 17.11M | 15.97M | 15.45M | 16.01M | 16.68M | 15.66M | 16.66M | 18.25M | 17.7M | 16.29M | 15.85M | 16M | 16.11M | 15.73M |
| NII Growth % | 0.54% | 3.46% | 14.67% | 17.8% | 21.42% | 12.47% | 2.55% | 1.96% | -7.28% | -12.25% | -5.72% | -3.84% | 5.09% | 14.04% | 9.84% | 3.51% | 7.45% | 17.94% | 26.09% | 31.07% |
| Net Interest Margin % | 0.84% | 0.82% | 0.88% | 0.84% | 0.81% | 0.77% | 0.73% | 0.8% | 0.78% | 0.84% | 0.87% | 0.85% | 1.05% | 1.14% | 1.1% | 1% | 0.94% | 0.95% | 0.97% | 0.96% |
| Interest Income | 31.07M | 31.76M | 32.74M | 32.76M | 33.3M | 33.66M | 31.81M | 29.41M | 28.07M | 27.55M | 27M | 23.01M | 20.61M | 20.46M | 19.09M | 17.46M | 17.08M | 17.41M | 17.66M | 17.42M |
| Interest Expense | 12.21M | 13.13M | 13.13M | 13.95M | 14.54M | 15.65M | 14.7M | 13.44M | 12.62M | 11.54M | 10.32M | 7.35M | 3.95M | 2.21M | 1.4M | 1.17M | 1.22M | 1.41M | 1.54M | 1.69M |
| Loan Loss Provision | -156K | 102K | -672K | 6.96M | 268K | 440K | 4.6M | -118K | 186K | 562K | -182K | 2.46M | 265K | 200K | 200K | 0 | 0 | 300K | 1.2M | 1M |
| Non-Interest Income | 2.45M | 2.12M | 1.91M | 2.25M | 2.16M | 2.03M | 2.06M | 2.09M | 1.99M | 1.78M | 2.4M | 1.87M | 1.37M | 997K | 1.71M | 1.01M | 1.05M | 1.47M | 1.32M | 1.02M |
| Non-Interest Income % | 7.31% | 6.26% | 5.51% | 6.43% | 6.1% | 5.68% | 6.07% | 6.63% | 6.61% | 6.06% | 8.17% | 7.51% | 6.25% | 4.65% | 8.21% | 5.47% | 5.77% | 7.77% | 6.95% | 5.52% |
| Total Revenue | 33.52M | 33.88M | 34.65M | 35.01M | 35.46M | 35.69M | 33.87M | 31.5M | 30.05M | 29.33M | 29.4M | 24.88M | 21.99M | 21.45M | 20.8M | 18.47M | 18.12M | 18.88M | 18.97M | 18.44M |
| Revenue Growth % | -5.46% | -5.08% | 2.32% | 11.14% | 17.99% | 21.66% | 15.18% | 26.58% | 36.68% | 36.72% | 41.37% | 34.74% | 21.31% | 13.65% | 9.61% | 0.15% | 2.69% | 10.9% | 13.2% | 14.04% |
| Non-Interest Expense | 13.41M | 12.73M | 13.92M | 13.51M | 13.79M | 12.77M | 20.14M | 12.01M | 11.84M | 10.95M | 10.16M | 8.12M | 9.77M | 9.67M | 10.13M | 9.33M | 9.27M | 8.96M | 8.55M | 8.68M |
| Efficiency Ratio | 40.02% | 37.58% | 40.16% | 38.59% | 38.9% | 35.79% | 59.48% | 38.13% | 39.39% | 37.33% | 34.55% | 32.62% | 44.45% | 45.08% | 48.68% | 50.51% | 51.14% | 47.48% | 45.06% | 47.08% |
| Operating Income | 8.05M | 7.92M | 8.28M | 596K | 6.89M | 6.82M | -5.58M | 6.16M | 5.41M | 6.28M | 9.11M | 6.95M | 8M | 9.37M | 9.08M | 7.97M | 7.63M | 8.2M | 7.68M | 7.07M |
| Operating Margin % | 24.01% | 23.37% | 23.9% | 1.7% | 19.42% | 19.11% | -16.48% | 19.57% | 18.01% | 21.4% | 30.98% | 27.93% | 36.38% | 43.68% | 43.65% | 43.16% | 42.11% | 43.46% | 40.48% | 38.35% |
| Operating Income Growth % | 16.89% | 16.08% | 248.42% | -90.33% | 27.28% | 8.65% | -161.25% | -11.3% | -32.35% | -33.01% | 0.35% | -12.82% | 4.8% | 14.24% | 18.2% | 12.73% | 22.43% | 58.5% | 69.42% | 85.06% |
| Pretax Income | 8.05M | 7.92M | 8.28M | 596K | 6.89M | 6.82M | -5.58M | 6.16M | 5.41M | 6.28M | 9.11M | 6.95M | 8M | 9.37M | 9.08M | 7.97M | 7.63M | 8.2M | 7.68M | 7.07M |
| Pretax Margin % | 24.01% | 23.37% | 23.9% | 1.7% | 19.42% | 19.11% | -16.48% | 19.57% | 18.01% | 21.4% | 30.98% | 27.93% | 36.38% | 43.68% | 43.65% | 43.16% | 42.11% | 43.46% | 40.48% | 38.35% |
| Income Tax | 1.82M | 1.84M | 1.82M | -92K | 1.51M | 1.59M | -1.12M | 1.04M | 1.07M | 996K | 1.51M | 161K | 1.9M | 2.2M | 2.1M | 1.64M | 1.61M | 2.02M | 1.75M | 1.55M |
| Effective Tax Rate % | 22.62% | 23.21% | 21.93% | -15.44% | 21.91% | 23.37% | 20.14% | 16.84% | 19.7% | 15.86% | 16.6% | 2.32% | 23.77% | 23.48% | 23.17% | 20.62% | 21.11% | 24.63% | 22.83% | 21.88% |
| Net Income | 6.23M | 6.08M | 6.47M | 688K | 5.38M | 5.23M | -4.46M | 5.13M | 4.34M | 5.28M | 7.6M | 6.79M | 6.1M | 7.17M | 6.97M | 6.33M | 6.02M | 6.18M | 5.93M | 5.52M |
| Net Margin % | 18.58% | 17.95% | 18.66% | 1.97% | 15.17% | 14.65% | -13.16% | 16.27% | 14.46% | 18.01% | 25.84% | 27.28% | 27.73% | 33.42% | 33.54% | 34.26% | 33.22% | 32.75% | 31.24% | 29.96% |
| Net Income Growth % | 15.82% | 16.32% | 245.11% | -86.58% | 23.77% | -1.04% | -158.65% | -24.48% | -28.74% | -26.34% | 8.93% | 7.29% | 1.26% | 15.98% | 17.68% | 14.54% | 24.09% | 50.69% | 67.19% | 76.82% |
| Net Income (Continuing) | 6.23M | 6.08M | 6.47M | 688K | 5.38M | 5.23M | -4.46M | 5.13M | 4.34M | 5.28M | 7.6M | 6.79M | 6.1M | 7.17M | 6.97M | 6.33M | 6.02M | 6.18M | 5.93M | 5.52M |
| EPS (Diluted) | 0.91 | 0.90 | 0.95 | 0.10 | 0.77 | 0.75 | -0.68 | 0.80 | 0.68 | 0.82 | 1.19 | 1.07 | 0.95 | 1.13 | 1.09 | 0.98 | 0.91 | 0.91 | 0.88 | 0.80 |
| EPS Growth % | 18.18% | 20% | 239.71% | -87.5% | 13.24% | -8.54% | -157.14% | -25.23% | -28.42% | -27.43% | 9.17% | 9.18% | 4.4% | 24.18% | 23.86% | 22.5% | 30% | 54.24% | 69.23% | 77.78% |
| EPS (Basic) | 0.92 | 0.90 | 0.95 | 0.10 | 0.78 | 0.76 | -0.68 | 0.81 | 0.69 | 0.84 | 1.21 | 1.08 | 0.97 | 1.15 | 1.11 | 1.00 | 0.93 | 0.93 | 0.89 | 0.82 |
| Diluted Shares Outstanding | 6.81M | 6.79M | 6.88M | 6.93M | 6.96M | 6.98M | 6.57M | 6.42M | 6.42M | 6.41M | 6.39M | 6.37M | 6.39M | 6.37M | 6.38M | 6.44M | 6.61M | 6.77M | 6.77M | 6.87M |