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BMGLBasel Medical Group Ltd Ordinary Shares
$7.04$11M
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  4. Financial Ratios

Basel Medical Group Ltd Ordinary Shares (BMGL) Financial Ratios

Latest Ratios: P/E Ratio -1.8x · EV/EBITDA N/A · ROE -194.6%. (2021–2024 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BMGL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2024FY 2023FY 2022FY 2021
Market Cap$11M$33M———
Enterprise Value$11M$34M———
P/E Ratio →-1.76————
P/S Ratio1.262.95———
P/B Ratio2.936.87———
P/FCF—————
P/OCF—————

P/E links to full P/E history page with 30-year chart

BMGL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2024FY 2023FY 2022FY 2021
EV / Revenue—2.99———
EV / EBITDA—————
EV / EBIT—————
EV / FCF—————

BMGL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2024FY 2023FY 2022FY 2021
Gross Margin77.7%77.7%77.6%75.9%79.6%
Operating Margin-19.3%-19.3%21.8%20.6%23.2%
Net Profit Margin-106.8%-106.8%20.6%18.4%18.6%

Return on Capital

MetricTTMFY 2024FY 2023FY 2022FY 2021
ROE-194.6%-194.6%31.8%38.8%53.4%
ROA-72.9%-72.9%13.1%11.1%11.7%
ROIC-21.5%-21.5%15.4%12.6%15.1%
ROCE-28.5%-28.5%24.3%21.6%25.6%

BMGL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2024FY 2023FY 2022FY 2021
Debt / Equity0.700.700.571.312.74
Debt / EBITDA——1.572.823.33
Net Debt / Equity—0.090.311.092.32
Net Debt / EBITDA——0.862.342.82
Debt / FCF——0.932.313.18
Interest Coverage-60.32-60.3214.649.938.44

BMGL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021
Current Ratio1.231.232.262.282.18
Quick Ratio1.191.192.252.272.17
Cash Ratio0.280.280.270.190.22
Asset Turnover—0.670.620.630.63
Inventory Turnover—————
Days Sales Outstanding—————

BMGL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2024FY 2023FY 2022FY 2021
Dividend Yield—————
Payout Ratio—————

Total Shareholder Return Metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021
Earnings Yield—————
FCF Yield—————
Buyback Yield0.0%0.0%———
Total Shareholder Yield0.0%0.0%———
Shares Outstanding—$2M$1M$1M$1M

Key Metrics

Growth RegimeExpanding
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Unsustainable capital burn rate

Speculative Valuation Amid Negative Earnings

As reported in recent financial filings, BMGL trades at a P/B of 2.86, a multiple that appears disconnected from its negative ROE of -2.0% and suggests investors are pricing in future platform scalability rather than current underwriting performance or tangible book value accumulation.

The current P/B ratio implies a significant premium for a company that has yet to demonstrate a path to underwriting profitability. This valuation warrants further investigation, as it likely reflects speculative interest in the firm's medical technology segment rather than the underlying insurance or healthcare plan business.

Underwriting Losses Impair Core Profitability

Based on 2024Q4 data, BMGL recorded a combined ratio of 126.7%, which indicates that for every dollar of premium earned, the company is paying out significantly more in claims and expenses, thereby failing to achieve the underwriting profit necessary for long-term sustainability.

The 89.4% loss ratio suggests that the company's pricing or risk selection may be inadequate for the current medical cost environment. Without a material reduction in this ratio, the firm will continue to rely on external capital to bridge the gap between claims obligations and premium revenue.

Capital Base Constrained by Underwriting

According to the latest quarterly figures, the company maintains a debt-to-equity ratio of 0.70, which, while appearing conservative, masks the underlying pressure on the capital base caused by the persistent underwriting losses and the lack of a meaningful investment float to support operations.

The current leverage profile suggests that the company is operating with limited financial flexibility. Investors should monitor whether the firm can maintain its capital adequacy ratios as it continues to scale its specialist footprint without a corresponding improvement in underwriting margins.

Misleading Reliance on P/B Multiples

As indicated by the company's 2024Q4 financial statements, the P/B ratio is a frequently misapplied metric for BMGL, as it obscures the rapid erosion of book value caused by the -106.78% net margin and the lack of high-quality, liquid invested assets backing the reserves.

Relying on P/B for an insurer in a startup phase ignores the reality that the book value is being depleted by operational losses rather than being supported by profitable underwriting. A more appropriate focus would be the burn rate relative to the remaining cash reserves, which provides a clearer picture of the firm's immediate survival risk.

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Includes 30+ ratios · 4 years · Updated daily

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BMGL — Frequently Asked Questions

Quick answers to the most common questions about buying BMGL stock.

What is Basel Medical Group Ltd Ordinary Shares's P/E ratio?

Basel Medical Group Ltd Ordinary Shares's current P/E ratio is -1.8x. This places it at the 50th percentile of its historical range.

What is Basel Medical Group Ltd Ordinary Shares's ROE?

Basel Medical Group Ltd Ordinary Shares's return on equity (ROE) is -194.6%. The historical average is -17.7%.

Is BMGL stock overvalued?

Based on historical data, Basel Medical Group Ltd Ordinary Shares is trading at a P/E of -1.8x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Basel Medical Group Ltd Ordinary Shares's profit margins?

Basel Medical Group Ltd Ordinary Shares has 77.7% gross margin and -19.3% operating margin.