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BJBJ's Wholesale Club Holdings, Inc.
$87.52$11.2B
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  4. Financial Ratios

BJ's Wholesale Club Holdings, Inc. (BJ) Financial Ratios

Latest Ratios: P/E Ratio 20.0x · EV/EBITDA 12.1x · ROE 28.6%. (2016–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BJ Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$11.2B$12.2B$13.2B$8.7B$9.9B$8.5B$5.8B$2.9B$3.2B——
Enterprise Value$13.7B$14.8B$16.0B$11.6B$13.0B$11.4B$9.0B$6.6B$5.0B——
P/E Ratio →19.9821.1124.7616.5819.2719.8913.8815.2025.06——
P/S Ratio0.520.570.650.440.510.510.380.220.25——
P/B Ratio5.265.567.165.969.4513.0918.30————
P/FCF33.7636.8842.2934.5223.6816.108.9918.0411.33——
P/OCF10.8511.8514.6912.0912.5510.206.738.047.46——

P/E links to full P/E history page with 30-year chart

BJ EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.690.780.580.670.680.590.500.38——
EV / EBITDA12.1113.0215.5211.3213.8214.2911.1613.0210.74——
EV / EBIT16.2417.4620.8314.5817.7118.7514.3719.1818.21——
EV / FCF—44.6251.2946.2331.0621.6313.9041.9017.79——

BJ Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin18.6%18.6%18.4%18.2%17.8%18.5%19.3%18.4%18.2%17.6%17.2%
Operating Margin3.9%3.9%3.8%4.0%3.8%3.7%4.2%2.7%2.3%1.7%1.7%
Net Profit Margin2.7%2.7%2.6%2.6%2.7%2.6%2.7%1.4%1.0%0.4%0.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE28.6%28.6%32.3%41.8%60.6%88.2%317.8%————
ROA7.9%7.9%7.8%8.0%8.5%7.7%7.9%4.4%3.9%1.5%1.4%
ROIC13.5%13.5%12.8%14.1%14.4%13.1%13.3%9.9%13.7%9.7%9.6%
ROCE18.1%18.1%17.7%20.0%19.8%17.5%18.8%13.7%17.5%11.5%10.6%

BJ Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.191.191.542.052.984.5710.15————
Debt / EBITDA2.302.302.752.903.323.724.007.483.967.195.26
Net Debt / Equity—1.171.522.022.944.5010.01————
Net Debt / EBITDA2.262.262.722.873.283.663.957.423.907.105.18
Debt / FCF—7.749.0011.717.385.544.9223.866.4637.5711.18
Interest Coverage19.9619.9615.2612.7315.4310.237.453.311.671.111.45

BJ Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.750.750.740.730.670.760.720.750.850.911.05
Quick Ratio0.160.160.150.140.130.140.130.150.180.220.19
Cash Ratio0.020.020.010.010.010.020.020.020.020.020.03
Asset Turnover—2.862.902.993.042.942.852.504.023.903.82
Inventory Turnover11.2211.2211.0911.2211.5210.9310.339.9510.1210.329.91
Days Sales Outstanding—4.304.944.294.533.814.095.715.455.464.91

BJ Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield——0.0%0.0%0.0%0.0%0.0%0.0%0.0%——
Payout Ratio——0.0%0.0%0.0%0.0%0.0%0.0%0.0%1462.2%0.1%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.0%4.7%4.0%6.0%5.2%5.0%7.2%6.6%4.0%——
FCF Yield3.0%2.7%2.4%2.9%4.2%6.2%11.1%5.5%8.8%——
Buyback Yield2.6%2.3%1.7%1.8%1.7%2.3%1.8%2.4%0.6%——
Total Shareholder Yield2.6%2.3%1.7%1.8%1.7%2.3%1.8%2.4%0.6%——
Shares Outstanding—$132M$134M$135M$136M$138M$139M$139M$121M$131M$131M

Key Metrics

Growth RegimeMixed
ProfitabilityModerate
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Regional concentration and competition

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Discount Reflects Regional Constraints

According to current market data, BJ's trades at a forward P/E of 19.66, which represents a significant discount to national warehouse peers like Costco, suggesting that investors are pricing in the company's smaller geographic footprint and more limited long-term growth trajectory compared to industry leaders.

The current PEG ratio of 2.65 implies that the market expects moderate earnings growth, yet the valuation remains compressed relative to the broader retail sector. This pricing suggests that while the membership model provides defensive stability, the market remains cautious about the company's ability to achieve national scale without diluting its regional operational advantages.

Capital Efficiency Lags Industry Leaders

Based on reported financial figures, BJ's ROIC has remained in a narrow range between 2.7% and 3.8% over the last ten quarters, which is substantially lower than the double-digit returns generated by national warehouse competitors, indicating a less efficient deployment of capital within its regional store base.

The persistent gap in ROIC suggests that the company's capital-intensive expansion strategy into new markets has yet to yield the same level of compounding returns seen in more mature, national-scale operations. Investors should monitor whether future club openings in the Southeast can improve these returns or if the current asset-heavy model will continue to weigh on overall capital efficiency.

Working Capital Efficiency Remains Stable

As reported in recent quarterly filings, BJ's cash conversion cycle has held steady between 9 and 11 days, reflecting a consistent ability to manage inventory turnover and supplier payment terms despite the inherent complexities of maintaining a high-volume, perishable-heavy inventory mix across its regional club network.

The stability in the cash conversion cycle suggests that management has successfully optimized its supply chain and inventory management processes to support its low-markup strategy. This efficiency is critical for maintaining liquidity, as it allows the company to reinvest cash flow into new club openings without relying heavily on external financing.

Structural Divergence From National Peers

Based on a comparative analysis of industry metrics, BJ's maintains a significantly higher debt-to-equity ratio of 1.14 compared to Costco's 0.28, highlighting a structural difference in capital structure and leverage that reflects BJ's ongoing transition from its historical private equity ownership to a public growth entity.

While BJ's operates in the same warehouse club industry, its financial profile is distinct from national peers due to its regional concentration and different stage of corporate maturity. The higher leverage and lower valuation multiples suggest that the company is still in a phase of proving its long-term competitive durability against larger, more established national players.

Misapplication of Traditional Debt Metrics

Analysis of the company's financial structure suggests that the debt-to-equity ratio is a frequently misapplied metric for BJ's, as it fails to account for the substantial off-balance-sheet obligations inherent in the company's extensive portfolio of long-term operating leases for its club locations.

Investors relying solely on traditional debt-to-equity ratios may underestimate the true extent of the company's financial commitments and fixed-cost burden. A more accurate assessment of leverage would require adjusting for these lease liabilities to better reflect the company's actual risk profile and long-term solvency in a volatile retail environment.

Download Financial Ratios Data

Includes 30+ ratios · 10 years · Updated daily

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BJ — Frequently Asked Questions

Quick answers to the most common questions about buying BJ stock.

What is BJ's Wholesale Club Holdings, Inc.'s P/E ratio?

BJ's Wholesale Club Holdings, Inc.'s current P/E ratio is 20.0x. The historical average is 19.5x. This places it at the 63th percentile of its historical range.

What is BJ's Wholesale Club Holdings, Inc.'s EV/EBITDA?

BJ's Wholesale Club Holdings, Inc.'s current EV/EBITDA is 12.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.9x.

What is BJ's Wholesale Club Holdings, Inc.'s ROE?

BJ's Wholesale Club Holdings, Inc.'s return on equity (ROE) is 28.6%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 94.9%.

Is BJ stock overvalued?

Based on historical data, BJ's Wholesale Club Holdings, Inc. is trading at a P/E of 20.0x. This is at the 63th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are BJ's Wholesale Club Holdings, Inc.'s profit margins?

BJ's Wholesale Club Holdings, Inc. has 18.6% gross margin and 3.9% operating margin.

How much debt does BJ's Wholesale Club Holdings, Inc. have?

BJ's Wholesale Club Holdings, Inc.'s Debt/EBITDA ratio is 2.3x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.