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BHMBluerock Homes Trust, Inc.
$9.10$37M
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Bluerock Homes Trust, Inc. (BHM) Financial Ratios

Latest Ratios: P/E Ratio -3.0x · EV/EBITDA 48.1x · ROE 0.4%. (2020–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BHM Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Market Cap$37M$41M$51M$54M$82M——
Enterprise Value$296M$300M$310M$140M$157M——
P/E Ratio →-3.01——————
P/S Ratio0.540.601.021.311.92——
P/B Ratio0.050.060.090.110.17——
P/FCF3.593.99—12.36———
P/OCF1.351.495.653.8823.41——

P/E links to full P/E history page with 30-year chart

BHM EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
EV / Revenue—4.376.173.413.67——
EV / EBITDA48.1248.7996.7630.995.05——
EV / EBIT——51.62————
EV / FCF—28.87—32.23———

BHM Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Gross Margin-56.9%-56.9%24.4%23.3%55.1%78.8%86.8%
Operating Margin-33.8%-33.8%-36.6%-35.9%35.3%2.2%-6.9%
Net Profit Margin3.3%3.3%0.1%-10.6%-2.3%192.6%-240.7%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
ROE0.4%0.4%0.0%-0.9%-0.2%10.6%-9.6%
ROA0.2%0.2%0.0%-0.7%-0.2%6.6%-3.6%
ROIC-2.0%-2.0%-2.0%-2.0%2.3%0.1%—
ROCE-2.4%-2.4%-2.5%-2.4%2.7%0.1%-0.2%

BHM Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Debt / Equity0.620.620.660.350.310.140.29
Debt / EBITDA69.6069.60116.7736.824.946.173.59
Net Debt / Equity—0.370.450.180.15-0.140.03
Net Debt / EBITDA42.0542.0580.7819.112.41-6.500.34
Debt / FCF—24.88—19.87—-8.190.39
Interest Coverage-0.43-0.430.33-0.20-0.161.24-3.62

BHM Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Current Ratio6.356.351.372.991.4611.000.42
Quick Ratio6.356.351.372.991.4611.000.42
Cash Ratio4.964.960.791.731.147.850.19
Asset Turnover—0.060.050.060.060.030.01
Inventory Turnover———————
Days Sales Outstanding———————

BHM Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Dividend Yield——7.6%0.1%83.6%——
Payout Ratio——12121.9%————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Earnings Yield———————
FCF Yield27.8%25.1%—8.1%———
Buyback Yield2.3%2.1%0.0%0.0%0.0%——
Total Shareholder Yield2.3%2.1%7.6%0.1%83.6%——
Shares Outstanding—$4M$4M$4M$4M$4M$4M

Key Metrics

Growth RegimeExpanding
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Sunbelt insurance cost inflation

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Obscured by Earnings Volatility

According to recent market data, BHM trades at a P/FFO multiple of 178.17 as of 2026Q1, a figure that appears significantly elevated compared to historical norms and suggests that investors are pricing the company as a speculative growth vehicle rather than a stabilized income-producing REIT.

The extreme P/FFO multiple reflects the current lack of earnings visibility and the market's uncertainty regarding the company's transition from a spin-off entity to a stabilized operator. Investors should monitor whether the company can achieve the scale necessary to compress this multiple toward peer levels, as the current valuation appears to rely heavily on future growth expectations rather than current operational output.

NOI Margin Volatility Hinders Performance

As reported in financial statements, BHM's NOI margin experienced a sharp contraction to -57.5% in 2026Q1, a stark reversal from the 188.0% margin observed in 2025Q4, which highlights the extreme volatility in property-level profitability and the potential impact of rising non-discretionary operating expenses.

This margin instability suggests that the company's property-level operations are currently unable to consistently cover fixed costs, such as insurance and property taxes, which are particularly burdensome in the Sunbelt region. The erratic nature of these margins warrants further investigation into whether this is a temporary scaling issue or a structural weakness in the company's cost-to-revenue model.

Conservative Leverage Supports Strategic Optionality

Based on reported figures, BHM maintains a debt-to-gross-assets ratio of 0.61 as of 2026Q1, which remains notably lower than larger institutional peers and suggests a balance sheet that is currently insulated from the immediate pressures of high-interest-rate debt refinancing cycles.

The company's relatively low leverage provides a significant liquidity buffer, allowing management to maintain optionality in a volatile interest rate environment. While this conservative stance is prudent, investors should monitor whether the company will eventually deploy this capacity to acquire assets, as holding excess cash may be value-dilutive if not utilized to drive operational growth.

Misapplication of Standard P/E Multiples

Analysis of the provided data indicates that the market's reliance on P/E ratios for BHM is fundamentally flawed, as the metric is heavily distorted by non-cash depreciation charges that do not reflect the actual cash-generating capacity of the company's residential portfolio.

Using P/E for a REIT like BHM obscures the true operational performance by treating depreciation as a cash expense, which is misleading given the capital-intensive nature of single-family rentals. Analysts should instead prioritize FFO or AFFO, which adjust for these non-cash items and provide a more accurate representation of the company's ability to sustain dividends and fund capital expenditures.

Download Financial Ratios Data

Includes 30+ ratios · 6 years · Updated daily

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BHM — Frequently Asked Questions

Quick answers to the most common questions about buying BHM stock.

What is Bluerock Homes Trust, Inc.'s P/E ratio?

Bluerock Homes Trust, Inc.'s current P/E ratio is -3.0x. This places it at the 50th percentile of its historical range.

What is Bluerock Homes Trust, Inc.'s EV/EBITDA?

Bluerock Homes Trust, Inc.'s current EV/EBITDA is 48.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 45.4x.

What is Bluerock Homes Trust, Inc.'s ROE?

Bluerock Homes Trust, Inc.'s return on equity (ROE) is 0.4%. The historical average is 0.0%.

Is BHM stock overvalued?

Based on historical data, Bluerock Homes Trust, Inc. is trading at a P/E of -3.0x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Bluerock Homes Trust, Inc.'s profit margins?

Bluerock Homes Trust, Inc. has -56.9% gross margin and -33.8% operating margin.

How much debt does Bluerock Homes Trust, Inc. have?

Bluerock Homes Trust, Inc.'s Debt/EBITDA ratio is 69.6x, indicating high leverage. A ratio above 4x may signal elevated financial risk.