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BCICBCP Investment Corporation
$7.25$90M
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  4. Financial Ratios

BCP Investment Corporation (BCIC) Financial Ratios

Latest Ratios: P/E Ratio 7.0x · EV/EBITDA 12.2x · ROE 5.9%. (2006–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BCIC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$90M$131M$152M$173M$222M$211M$95M$80M$129M$127M$148M
Enterprise Value$393M$434M$399M$468M$590M$530M$462M$234M$224M$226M$322M
P/E Ratio →6.9711.38—15.16—8.123.02——37.89—
P/S Ratio2.263.317.333.9936.694.032.009.0016.775.138.78
P/B Ratio0.380.630.850.810.950.750.440.520.630.620.45
P/FCF1.351.9716.197.81—3.460.78—5.351.422.87
P/OCF1.351.9716.197.81—3.460.78—5.351.422.87

P/E links to full P/E history page with 30-year chart

BCIC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—10.9419.3010.8197.6610.119.6726.3329.099.1419.12
EV / EBITDA12.2413.54—42.72—19.2814.63——66.81—
EV / EBIT12.1113.54—42.72—19.2814.63——66.81—
EV / FCF—6.5242.6421.16—8.663.80—9.282.546.25

BCIC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin71.3%71.3%-0.5%41.6%-193.1%74.0%78.5%6.8%3.9%69.1%45.9%
Operating Margin81.7%81.7%-32.8%25.3%-334.7%52.4%66.1%-141.0%-124.2%13.7%-6.2%
Net Profit Margin28.9%28.9%-28.7%26.3%-347.7%49.7%66.1%-141.0%-124.2%13.7%-6.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE5.9%5.9%-3.0%5.1%-8.2%10.5%17.1%-7.0%-4.7%1.3%-0.4%
ROA2.4%2.4%-1.2%1.9%-3.3%4.2%6.9%-4.2%-3.2%1.0%-0.3%
ROIC5.1%5.1%-1.0%1.4%-2.5%3.4%5.3%-3.1%-2.4%0.6%-0.2%
ROCE6.7%6.7%-1.4%1.9%-3.2%4.4%6.9%-4.4%-3.5%1.0%-0.3%

BCIC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.471.471.491.511.611.241.731.010.490.500.53
Debt / EBITDA9.569.56—29.40—12.6411.82——29.93—
Net Debt / Equity—1.451.391.381.591.141.691.010.460.490.52
Net Debt / EBITDA9.459.45—26.94—11.5911.60——29.33—
Debt / FCF—4.5526.4513.35—5.203.01—3.931.123.38
Interest Coverage1.561.56-0.330.43-1.142.013.07-1.51-1.290.44-0.11

BCIC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.630.636.857.682.467.4332.53193.410.29999999.00215529.41
Quick Ratio0.630.636.857.682.467.4332.53193.410.29999999.00215529.41
Cash Ratio0.630.634.816.051.033.906.421.000.200.060.12
Asset Turnover—0.080.050.080.010.080.080.030.030.080.04
Inventory Turnover———————————
Days Sales Outstanding———————————

BCIC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield26.9%——————————
Payout Ratio188.3%188.3%———75.5%33.4%——513.9%—

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield14.3%8.8%—6.6%—12.3%33.1%——2.6%—
FCF Yield74.3%50.8%6.2%12.8%—28.9%127.4%—18.7%70.2%34.9%
Buyback Yield10.3%——————————
Total Shareholder Yield37.2%——————————
Shares Outstanding—$11M$9M$10M$10M$9M$5M$4M$4M$4M$4M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

Portfolio Valuation Volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Asset Uncertainty

According to recent market data, BCIC trades at a P/B ratio of 0.37, which significantly trails the peer group average and suggests that investors are heavily discounting the firm's net asset value due to persistent concerns regarding the quality and liquidity of its underlying private credit portfolio.

The forward P/E of 4.26 appears to imply a market expectation of earnings contraction or a permanent impairment of the investment base. This valuation gap relative to peers like Ares Capital suggests that the market is pricing in a high probability of future write-downs rather than rewarding the firm for its recent revenue growth.

Capital Efficiency Hampered by Volatility

Based on reported financial statements, BCIC's ROIC has struggled to maintain positive territory, frequently dipping into negative values such as the -0.6% observed in 2026Q1, which indicates that the firm is currently failing to generate a sustainable return on its invested capital base.

The inability to consistently compound returns suggests that the firm's underwriting process may be struggling to overcome the high management fee structure inherent in the BDC model. Investors should monitor whether this decay in returns is a structural issue related to deal selection or a temporary byproduct of the current rapid deployment phase.

Working Capital Cycles Remain Erratic

As reported in quarterly filings, BCIC's asset turnover remains extremely low at 0.03, highlighting a fundamental inefficiency in how the firm converts its investment portfolio into recurring revenue compared to more established middle-market lenders within the broader financial services sector.

The extreme fluctuations in DSO, which reached as high as 1603 in 2024Q2, suggest that the timing of cash collections from borrowers is highly unpredictable. This lack of operational rhythm complicates the firm's ability to manage liquidity and may necessitate more frequent reliance on external financing to bridge gaps in cash flow.

Leverage Utilization Masks Underlying Risk

According to the provided balance sheet data, BCIC maintains a debt-to-equity ratio of 1.74 as of 2026Q1, which, while appearing moderate, warrants caution given the firm's history of negative net income and the potential for covenant pressure if portfolio valuations continue to experience downward volatility.

The interest coverage ratio has frequently turned negative, suggesting that the firm's debt service capacity is currently insufficient to be supported by operating income alone. This reliance on capital recycling or external funding to meet obligations indicates a vulnerable balance sheet that may struggle under sustained credit market stress.

Misapplication of Price-to-Book Multiples

Investors frequently misapply the P/B ratio to BCIC, failing to recognize that in a BDC with significant Level 3 assets, the book value is an accounting estimate rather than a reflection of realizable liquidation value, thereby obscuring the true risk of portfolio impairment.

A more appropriate metric would be the Net Investment Income (NII) yield adjusted for non-accrual loans, as this provides a clearer view of the cash-generating capacity of the portfolio. Relying solely on P/B ignores the potential for significant fair-value adjustments that can rapidly erode the equity base.

Download Financial Ratios Data

Includes 30+ ratios · 20 years · Updated daily

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BCIC — Frequently Asked Questions

Quick answers to the most common questions about buying BCIC stock.

What is BCP Investment Corporation's P/E ratio?

BCP Investment Corporation's current P/E ratio is 7.0x. The historical average is 17.8x. This places it at the 17th percentile of its historical range.

What is BCP Investment Corporation's EV/EBITDA?

BCP Investment Corporation's current EV/EBITDA is 12.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 24.5x.

What is BCP Investment Corporation's ROE?

BCP Investment Corporation's return on equity (ROE) is 5.9%. The historical average is 1.7%.

Is BCIC stock overvalued?

Based on historical data, BCP Investment Corporation is trading at a P/E of 7.0x. This is at the 17th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is BCP Investment Corporation's dividend yield?

BCP Investment Corporation's current dividend yield is 26.90% with a payout ratio of 188.3%.

What are BCP Investment Corporation's profit margins?

BCP Investment Corporation has 71.3% gross margin and 81.7% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does BCP Investment Corporation have?

BCP Investment Corporation's Debt/EBITDA ratio is 9.6x, indicating high leverage. A ratio above 4x may signal elevated financial risk.