BCB Bancorp, Inc. (BCBP) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 22.84M | 24.22M | 23.71M | 23.1M | 22M | 5.56M | 23.05M | 23.64M | 23.14M | 10.23M | 25.68M | 26.99M | 27.47M | 27.05M | 30.95M | 27.74M | 25.07M | 24.2M | 24.61M | 24.06M |
| NII Growth % | 3.78% | 335.51% | 2.89% | -2.27% | -4.92% | -45.61% | -10.26% | -12.41% | -15.75% | -62.19% | -17.03% | -2.71% | 9.57% | 11.79% | 25.75% | 15.28% | 6.41% | 6.35% | 17.82% | 33.76% |
| Net Interest Margin % | 0.7% | 0.74% | 0.71% | 0.68% | 0.63% | 0.15% | 0.64% | 0.62% | 0.6% | 0.27% | 0.67% | 0.7% | 0.73% | 0.76% | 0.95% | 0.9% | 0.82% | 0.82% | 0.82% | 0.83% |
| Interest Income | 40.4M | 42.54M | 43.04M | 43.18M | 44.19M | 30.02M | 48.63M | 49.45M | 49.28M | 36.01M | 49.07M | 47.24M | 42.35M | 35.72M | 34.4M | 30.46M | 27.72M | 27.39M | 28.14M | 28M |
| Interest Expense | 17.57M | 18.32M | 19.33M | 20.08M | 22.19M | 24.46M | 25.58M | 25.81M | 26.14M | 25.78M | 23.39M | 20.25M | 14.88M | 8.68M | 3.45M | 2.72M | 2.65M | 3.2M | 3.53M | 3.94M |
| Loan Loss Provision | 2.79M | 12.2M | 4.08M | 4.89M | 20.84M | 4.15M | 2.89M | 2.44M | 2.09M | 1.93M | 2.21M | 1.35M | 622K | -500K | 0 | 0 | -2.58M | -985K | 680K | 2.29M |
| Non-Interest Income | 1.95M | -13.13M | 2.75M | 2.08M | 1.79M | 17.57M | 3.13M | -3.23M | 2.11M | 16.92M | 1.41M | 1.12M | -1.66M | 4.2M | 1.45M | -313K | -600K | 3.57M | 1.32M | 2.45M |
| Non-Interest Income % | 4.61% | -44.66% | 6% | 4.59% | 3.89% | 36.92% | 6.04% | -7% | 4.1% | 31.97% | 2.79% | 2.31% | -4.09% | 10.51% | 4.03% | -1.04% | -2.21% | 11.52% | 4.47% | 8.04% |
| Total Revenue | 42.35M | 29.41M | 45.79M | 45.26M | 45.98M | 47.59M | 51.75M | 46.21M | 51.39M | 52.93M | 50.47M | 48.35M | 40.69M | 39.92M | 35.85M | 30.15M | 27.12M | 30.96M | 29.46M | 30.45M |
| Revenue Growth % | -7.89% | -38.2% | -11.53% | -2.06% | -10.53% | -10.08% | 2.54% | -4.43% | 26.31% | 32.59% | 40.81% | 60.39% | 50.01% | 28.94% | 21.67% | -1% | -9.66% | -3.49% | -5.1% | 7.55% |
| Non-Interest Expense | 15.4M | 16.31M | 16.57M | 15.27M | 14.66M | 14.37M | 13.93M | 13.99M | 14.83M | 16.57M | 15.46M | 14.71M | 13.85M | 16.04M | 13.45M | 13.06M | 12.96M | 13.71M | 13.53M | 12.79M |
| Efficiency Ratio | 36.36% | 55.45% | 36.19% | 33.74% | 31.88% | 30.19% | 26.91% | 30.27% | 28.86% | 31.3% | 30.64% | 30.41% | 34.05% | 40.17% | 37.53% | 43.31% | 47.78% | 44.28% | 45.92% | 41.99% |
| Operating Income | 6.6M | -17.41M | 5.81M | 5.02M | -11.71M | 4.61M | 9.35M | 3.98M | 8.33M | 8.65M | 9.42M | 12.05M | 11.33M | 15.71M | 18.94M | 14.37M | 14.09M | 15.04M | 11.72M | 11.43M |
| Operating Margin % | 15.58% | -59.21% | 12.68% | 11.09% | -25.46% | 9.69% | 18.07% | 8.61% | 16.2% | 16.35% | 18.66% | 24.92% | 27.85% | 39.35% | 52.85% | 47.67% | 51.94% | 48.58% | 39.79% | 37.54% |
| Operating Income Growth % | 156.36% | -477.66% | -37.92% | 26.11% | -240.63% | -46.72% | -0.69% | -66.97% | -26.52% | -44.89% | -50.29% | -16.15% | -19.57% | 4.43% | 61.61% | 25.72% | 39.98% | 47.42% | -0.47% | 197.17% |
| Pretax Income | 6.6M | -17.41M | 5.81M | 5.02M | -11.71M | 4.61M | 9.35M | 3.98M | 8.33M | 8.65M | 9.42M | 12.05M | 11.33M | 15.71M | 18.94M | 14.37M | 14.09M | 15.04M | 11.72M | 11.43M |
| Pretax Margin % | 15.58% | -59.21% | 12.68% | 11.09% | -25.46% | 9.69% | 18.07% | 8.61% | 16.2% | 16.35% | 18.66% | 24.92% | 27.85% | 39.35% | 52.85% | 47.67% | 51.94% | 48.58% | 39.79% | 37.54% |
| Income Tax | 1.7M | -5.38M | 1.54M | 1.46M | -3.38M | 1.34M | 2.69M | 1.16M | 2.46M | 2.59M | 2.71M | 3.45M | 3.23M | 3.63M | 5.55M | 4.21M | 4.14M | 4.29M | 3.4M | 3.38M |
| Effective Tax Rate % | 25.69% | 30.92% | 26.59% | 28.99% | 28.91% | 29.04% | 28.71% | 29.22% | 29.55% | 29.96% | 28.74% | 28.6% | 28.46% | 23.14% | 29.31% | 29.29% | 29.36% | 28.52% | 29.01% | 29.58% |
| Net Income | 4.9M | -12.03M | 4.26M | 3.56M | -8.32M | 3.27M | 6.67M | 2.82M | 5.87M | 6.06M | 6.71M | 8.6M | 8.11M | 12.07M | 13.39M | 10.16M | 9.95M | 10.75M | 8.32M | 8.05M |
| Net Margin % | 11.58% | -40.9% | 9.31% | 7.88% | -18.1% | 6.88% | 12.88% | 6.1% | 11.41% | 11.45% | 13.3% | 17.79% | 19.92% | 30.24% | 37.36% | 33.71% | 36.69% | 34.73% | 28.25% | 26.43% |
| Net Income Growth % | 158.91% | -467.63% | -36.08% | 26.52% | -241.9% | -46.02% | -0.64% | -67.26% | -27.63% | -49.78% | -49.89% | -15.34% | -18.55% | 12.29% | 60.92% | 26.25% | 39.83% | 47.31% | 0.12% | 195.3% |
| Net Income (Continuing) | 4.9M | -12.03M | 4.26M | 3.56M | -8.32M | 3.27M | 6.67M | 2.82M | 5.87M | 6.06M | 6.71M | 8.6M | 8.11M | 12.07M | 13.39M | 10.16M | 9.95M | 10.75M | 8.32M | 8.05M |
| EPS (Diluted) | 0.26 | -0.73 | 0.22 | 0.18 | -0.51 | 0.16 | 0.36 | 0.14 | 0.32 | 0.35 | 0.39 | 0.50 | 0.46 | 0.69 | 0.76 | 0.58 | 0.56 | 0.62 | 0.47 | 0.45 |
| EPS Growth % | 150.98% | -556.25% | -38.89% | 28.57% | -259.38% | -54.29% | -7.69% | -72% | -30.43% | -49.28% | -48.68% | -13.79% | -17.86% | 11.29% | 61.7% | 28.89% | 40% | 51.22% | 0% | 221.43% |
| EPS (Basic) | 0.26 | -0.73 | 0.22 | 0.18 | -0.51 | 0.16 | 0.36 | 0.14 | 0.32 | 0.35 | 0.39 | 0.50 | 0.47 | 0.70 | 0.78 | 0.59 | 0.57 | 0.63 | 0.47 | 0.45 |
| Diluted Shares Outstanding | 17.31M | 17.25M | 17.16M | 17.18M | 17.11M | 17.04M | 17.06M | 17M | 16.94M | 16.88M | 16.85M | 16.83M | 17.21M | 17.29M | 17.36M | 17.4M | 17.34M | 17.22M | 17.22M | 17.28M |