Banner Corporation (BANR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 150.17M | 152.45M | 149.99M | 144.4M | 141.08M | 140.54M | 135.68M | 132.55M | 132.96M | 138.41M | 141.77M | 142.52M | 153.31M | 159.07M | 146.44M | 129.01M | 118.65M | 121.53M | 130.15M | 127.55M |
| NII Growth % | 6.44% | 8.48% | 10.55% | 8.94% | 6.11% | 1.54% | -4.3% | -7% | -13.28% | -12.99% | -3.19% | 10.47% | 29.21% | 30.89% | 12.52% | 1.14% | 0.84% | 0.08% | 7.54% | 6.67% |
| Net Interest Margin % | 0.92% | 0.93% | 0.91% | 0.88% | 0.87% | 0.87% | 0.84% | 0.84% | 0.86% | 0.88% | 0.91% | 0.91% | 0.99% | 1% | 0.9% | 0.79% | 0.71% | 0.72% | 0.78% | 0.79% |
| Interest Income | 197.82M | 204.98M | 205.84M | 200.26M | 193.87M | 196.44M | 195.84M | 189.14M | 184.69M | 183.74M | 179.06M | 171.81M | 166.96M | 165.56M | 151.12M | 133M | 122.89M | 126.55M | 135.87M | 133.56M |
| Interest Expense | 47.65M | 52.53M | 55.86M | 55.86M | 52.78M | 55.9M | 60.17M | 56.59M | 51.73M | 45.33M | 37.3M | 29.29M | 13.65M | 6.49M | 4.68M | 3.99M | 4.24M | 5.02M | 5.72M | 6.01M |
| Loan Loss Provision | -796K | 0 | -53.19M | 4.79M | 3.14M | 3M | 1.69M | 2.37M | 520K | 2.52M | 2.03M | 6.76M | -524K | 6.7M | 6.09M | 4.53M | -6.96M | -5.24M | -8.64M | -10.26M |
| Non-Interest Income | 19.05M | 15.22M | -35.13M | 17.75M | 16.69M | 18.45M | 17.07M | 16.15M | 9.56M | 11.84M | 11.98M | 8.21M | 8.09M | 12.84M | 16.06M | 20.91M | 20.76M | 27.06M | 27.44M | 26.13M |
| Non-Interest Income % | 8.78% | 6.91% | -20.58% | 8.14% | 7.93% | 8.59% | 8.02% | 7.87% | 4.92% | 6.05% | 6.27% | 4.56% | 4.62% | 7.2% | 9.61% | 13.59% | 14.45% | 17.62% | 16.8% | 16.36% |
| Total Revenue | 216.87M | 220.21M | 170.72M | 218.01M | 210.56M | 214.89M | 212.91M | 205.28M | 194.25M | 195.57M | 191.05M | 180.02M | 175.05M | 178.4M | 167.18M | 153.91M | 143.65M | 153.6M | 163.31M | 159.69M |
| Revenue Growth % | 3% | 2.47% | -19.82% | 6.2% | 8.4% | 9.88% | 11.44% | 14.04% | 10.96% | 9.63% | 14.28% | 16.96% | 21.86% | 16.14% | 2.37% | -3.62% | -6.82% | -2.85% | 0.64% | -2.46% |
| Non-Interest Expense | 102.5M | 104.14M | 102.02M | 101.35M | 98.84M | 97.89M | 95.3M | 97.08M | 95.61M | 94.4M | 95.22M | 95.19M | 93.43M | 98.78M | 95.51M | 85.79M | 92.53M | 94.39M | 104.25M | 96.42M |
| Efficiency Ratio | 47.26% | 47.29% | 59.76% | 46.49% | 46.94% | 45.56% | 44.76% | 47.29% | 49.22% | 48.27% | 49.84% | 52.88% | 53.38% | 55.37% | 57.13% | 55.74% | 64.41% | 61.45% | 63.84% | 60.38% |
| Operating Income | 67.52M | 63.53M | 66.03M | 56.01M | 55.79M | 58.09M | 55.76M | 49.25M | 46.39M | 53.32M | 56.51M | 48.77M | 68.49M | 66.42M | 60.91M | 59.6M | 53.85M | 59.44M | 61.97M | 67.52M |
| Operating Margin % | 31.13% | 28.85% | 38.68% | 25.69% | 26.5% | 27.03% | 26.19% | 23.99% | 23.88% | 27.26% | 29.58% | 27.09% | 39.13% | 37.23% | 36.43% | 38.72% | 37.48% | 38.7% | 37.95% | 42.28% |
| Operating Income Growth % | 21.02% | 9.36% | 18.42% | 13.72% | 20.27% | 8.96% | -1.33% | 0.98% | -32.27% | -19.73% | -7.23% | -18.17% | 27.2% | 11.75% | -1.72% | -11.74% | -6.61% | 21.84% | 40.72% | 139.99% |
| Pretax Income | 67.52M | 61.09M | 66.03M | 56.01M | 55.79M | 58.09M | 55.76M | 49.25M | 46.39M | 53.32M | 56.51M | 48.77M | 68.49M | 66.42M | 60.91M | 59.6M | 53.85M | 59.44M | 61.97M | 67.52M |
| Pretax Margin % | 31.13% | 27.74% | 38.68% | 25.69% | 26.5% | 27.03% | 26.19% | 23.99% | 23.88% | 27.26% | 29.58% | 27.09% | 39.13% | 37.23% | 36.43% | 38.72% | 37.48% | 38.7% | 37.95% | 42.28% |
| Income Tax | 12.8M | 9.84M | 12.53M | 10.51M | 10.66M | 11.7M | 10.6M | 9.45M | 8.83M | 10.69M | 10.65M | 9.18M | 12.94M | 12.04M | 11.84M | 11.63M | 9.88M | 9.52M | 12.09M | 13.14M |
| Effective Tax Rate % | 18.96% | 16.1% | 18.97% | 18.77% | 19.1% | 20.14% | 19.02% | 19.19% | 19.03% | 20.06% | 18.85% | 18.82% | 18.89% | 18.13% | 19.43% | 19.52% | 18.36% | 16.01% | 19.51% | 19.46% |
| Net Income | 54.72M | 51.25M | 53.5M | 45.5M | 45.13M | 46.39M | 45.15M | 39.8M | 37.56M | 42.62M | 45.85M | 39.59M | 55.55M | 54.38M | 49.07M | 47.97M | 43.96M | 49.93M | 49.88M | 54.38M |
| Net Margin % | 25.23% | 23.27% | 31.34% | 20.87% | 21.44% | 21.59% | 21.21% | 19.39% | 19.34% | 21.79% | 24% | 21.99% | 31.74% | 30.48% | 29.35% | 31.16% | 30.6% | 32.5% | 30.55% | 34.05% |
| Net Income Growth % | 21.23% | 10.47% | 18.49% | 14.33% | 20.17% | 8.84% | -1.53% | 0.52% | -32.39% | -21.62% | -6.55% | -17.46% | 26.37% | 8.92% | -1.63% | -11.8% | -6.17% | 28.16% | 36.49% | 131.01% |
| Net Income (Continuing) | 54.72M | 51.25M | 53.5M | 45.5M | 45.13M | 46.39M | 45.15M | 39.8M | 37.56M | 42.62M | 45.85M | 39.59M | 55.55M | 54.38M | 49.07M | 47.97M | 43.96M | 49.93M | 49.88M | 54.38M |
| EPS (Diluted) | 1.60 | 1.49 | 1.54 | 1.31 | 1.30 | 1.34 | 1.30 | 1.15 | 1.09 | 1.24 | 1.33 | 1.15 | 1.61 | 1.58 | 1.43 | 1.39 | 1.27 | 1.44 | 1.44 | 1.56 |
| EPS Growth % | 23.08% | 11.19% | 18.46% | 13.91% | 19.27% | 8.06% | -2.26% | 0% | -32.3% | -21.52% | -6.99% | -17.27% | 26.77% | 9.72% | -0.69% | -10.9% | -4.51% | 30.91% | 39.81% | 132.84% |
| EPS (Basic) | 1.61 | 1.50 | 1.55 | 1.31 | 1.31 | 1.34 | 1.31 | 1.15 | 1.09 | 1.24 | 1.33 | 1.15 | 1.62 | 1.59 | 1.43 | 1.40 | 1.28 | 1.46 | 1.45 | 1.57 |
| Diluted Shares Outstanding | 34.25M | 34.41M | 34.73M | 34.74M | 34.78M | 34.74M | 34.65M | 34.54M | 34.52M | 34.47M | 34.43M | 34.41M | 34.46M | 34.44M | 34.42M | 34.45M | 34.6M | 34.58M | 34.67M | 34.93M |