Axos Financial, Inc. (AX) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 0 | 331.71M | 291.05M | 280.16M | 275.46M | 280.1M | 292.05M | 260.06M | 261.61M | 228.61M | 211.16M | 203.75M | 198.98M | 199.91M | 180.47M | 165.41M | 149.54M | 145.57M | 146.64M | 141.65M |
| NII Growth % | -100% | 18.43% | -0.34% | 7.73% | 5.3% | 22.52% | 38.31% | 27.64% | 31.47% | 14.35% | 17% | 23.18% | 33.06% | 37.33% | 23.07% | 16.77% | 10.22% | 8.56% | 15.17% | 20.79% |
| Net Interest Margin % | 0% | 1.18% | 1.06% | 1.13% | 1.15% | 1.18% | 1.24% | 1.14% | 1.16% | 1.06% | 1.01% | 1% | 1.01% | 1.07% | 0.98% | 0.95% | 0.93% | 0.94% | 0.98% | 0.99% |
| Interest Income | -979.58M | 513.85M | 465.74M | 442.41M | 432.72M | 456.07M | 484.26M | 453.43M | 443.56M | 394.66M | 363.95M | 346.43M | 307.33M | 279.59M | 223.79M | 184.16M | 160.18M | 157.08M | 158.31M | 156.92M |
| Interest Expense | 171.98M | 182.14M | 174.69M | 162.25M | 157.26M | 175.97M | 192.21M | 193.37M | 181.96M | 166.06M | 152.8M | 142.68M | 108.35M | 79.68M | 43.31M | 18.75M | 10.64M | 11.51M | 11.67M | 15.27M |
| Loan Loss Provision | 227.1M | 25M | 17.25M | 15M | 14.5M | 12.25M | 14M | 6M | 6M | 13.5M | 7M | 7M | 5.5M | 3M | 8.75M | 6M | 4.5M | 4M | 4M | 1.25M |
| Non-Interest Income | -77.23M | 49.1M | 28.14M | 37M | 29.2M | 23.5M | 24.3M | 27.02M | 28.7M | 25.78M | 30.5M | 29.2M | 28.89M | 24.59M | 24.38M | 23.16M | 25.21M | 27.11M | 22.7M | 13.63M |
| Non-Interest Income % | 7.31% | 8.72% | 5.7% | 7.72% | 6.32% | 4.9% | 4.78% | 5.62% | 6.08% | 6.13% | 7.73% | 7.77% | 8.59% | 8.08% | 9.82% | 11.17% | 13.6% | 14.72% | 12.54% | 7.99% |
| Total Revenue | -1.06B | 562.94M | 493.87M | 479.42M | 461.92M | 479.57M | 508.56M | 480.45M | 472.27M | 420.45M | 394.45M | 375.63M | 336.22M | 304.18M | 248.16M | 207.32M | 185.39M | 184.19M | 181.01M | 170.56M |
| Revenue Growth % | -328.79% | 17.39% | -2.89% | -0.21% | -2.19% | 14.06% | 28.93% | 27.91% | 40.46% | 38.22% | 58.95% | 81.18% | 81.36% | 65.15% | 37.1% | 21.56% | 5.17% | 1.4% | -1.35% | -0.07% |
| Non-Interest Expense | 224.47M | 180.29M | 152.04M | 146.37M | 142.08M | 141.02M | 143.16M | 136.69M | 128.77M | 23.49M | 116.49M | 108.95M | 107.69M | 104.29M | 113.26M | 100.85M | 83.26M | 82.34M | 80.43M | 78.69M |
| Efficiency Ratio | -21.24% | 32.03% | 30.79% | 30.53% | 30.76% | 29.41% | 28.15% | 28.45% | 27.27% | 5.59% | 29.53% | 29% | 32.03% | 34.29% | 45.64% | 48.65% | 44.91% | 44.71% | 44.43% | 46.14% |
| Operating Income | -325.4M | 175.51M | 149.89M | 155.8M | 148.08M | 150.33M | 159.19M | 144.39M | 155.54M | 217.4M | 118.16M | 117M | 114.68M | 117.21M | 82.85M | 81.72M | 86.99M | 86.34M | 84.91M | 75.34M |
| Operating Margin % | 30.79% | 31.18% | 30.35% | 32.5% | 32.06% | 31.35% | 31.3% | 30.05% | 32.93% | 51.71% | 29.95% | 31.15% | 34.11% | 38.53% | 33.38% | 39.42% | 46.92% | 46.87% | 46.91% | 44.18% |
| Operating Income Growth % | -319.75% | 16.75% | -5.84% | 7.9% | -4.8% | -30.85% | 34.73% | 23.41% | 35.63% | 85.47% | 42.62% | 43.18% | 31.83% | 35.76% | -2.43% | 8.46% | 14.39% | 9.96% | 11.97% | 10.92% |
| Pretax Income | 165.3M | 175.51M | 149.89M | 155.8M | 148.08M | 150.33M | 159.19M | 144.39M | 155.54M | 217.4M | 118.16M | 117M | 114.68M | 117.21M | 82.85M | 81.72M | 86.99M | 86.34M | 84.91M | 75.34M |
| Pretax Margin % | -15.64% | 31.18% | 30.35% | 32.5% | 32.06% | 31.35% | 31.3% | 30.05% | 32.93% | 51.71% | 29.95% | 31.15% | 34.11% | 38.53% | 33.38% | 39.42% | 46.92% | 46.87% | 46.91% | 44.18% |
| Income Tax | 40.62M | 47.12M | 37.54M | 45.12M | 42.87M | 45.64M | 46.85M | 39.52M | 44.82M | 65.63M | 35.51M | 29.65M | 34.83M | 35.66M | 24.44M | 23.82M | 25.17M | 25.55M | 24.7M | 21.09M |
| Effective Tax Rate % | 24.57% | 26.84% | 25.04% | 28.96% | 28.95% | 30.36% | 29.43% | 27.37% | 28.82% | 30.19% | 30.05% | 25.34% | 30.37% | 30.42% | 29.5% | 29.15% | 28.93% | 29.59% | 29.09% | 27.99% |
| Net Income | 124.68M | 128.4M | 112.35M | 110.67M | 105.21M | 104.69M | 112.34M | 104.87M | 110.72M | 151.77M | 82.64M | 87.36M | 79.85M | 81.55M | 58.41M | 57.9M | 61.82M | 60.79M | 60.21M | 54.26M |
| Net Margin % | -11.8% | 22.81% | 22.75% | 23.09% | 22.78% | 21.83% | 22.09% | 21.83% | 23.44% | 36.1% | 20.95% | 23.26% | 23.75% | 26.81% | 23.54% | 27.93% | 33.35% | 33% | 33.26% | 31.81% |
| Net Income Growth % | 18.51% | 22.65% | 0.01% | 5.53% | -4.98% | -31.02% | 35.93% | 20.05% | 38.66% | 86.1% | 41.5% | 50.88% | 29.16% | 34.16% | -2.99% | 6.71% | 15.24% | 10.96% | 13.56% | 19.77% |
| Net Income (Continuing) | 0 | 128.4M | 112.35M | 110.67M | 105.21M | 104.69M | 112.34M | 104.87M | 110.72M | 151.77M | 82.64M | 87.36M | 79.85M | 81.55M | 58.41M | 57.9M | 61.82M | 60.79M | 60.21M | 54.26M |
| EPS (Diluted) | -2.79 | 2.22 | 1.94 | 1.92 | 1.81 | 1.80 | 1.93 | 1.80 | 1.91 | 2.62 | 1.38 | 1.46 | 1.32 | 1.35 | 0.97 | 0.96 | 1.02 | 1.00 | 0.99 | 0.90 |
| EPS Growth % | -254.14% | 23.33% | 0.52% | 6.67% | -5.24% | -31.3% | 39.86% | 23.29% | 44.7% | 94.07% | 42.27% | 52.08% | 29.41% | 35% | -2.02% | 6.67% | 14.61% | 9.89% | 12.5% | 20% |
| EPS (Basic) | -2.89 | 2.27 | 1.99 | 1.96 | 1.84 | 1.83 | 1.97 | 1.84 | 1.94 | 2.65 | 1.40 | 1.48 | 1.33 | 1.36 | 0.98 | 0.97 | 1.04 | 1.02 | 1.01 | 0.92 |
| Diluted Shares Outstanding | 57.77M | 58.24M | 58.24M | 57.56M | 58.23M | 58.23M | 58.17M | 58.16M | 58.04M | 57.93M | 59.81M | 59.71M | 60.63M | 60.52M | 60.49M | 60.31M | 60.61M | 60.76M | 60.64M | 60.55M |