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Assurant, Inc. 5.25% Subordinat(AIZN)Earnings, Financials & Key Ratios
AIZN•NYSE•Insurance & Managed Care
$18.79
1.1× P/E·Price updated Jul 7, 2026
AboutAssurant, Inc. engages in the provision of lifestyle and housing solutions for consumer purchases. It operates through the following segments: Global Lifestyle, Global Housing, and Corporate and Other. The Global Lifestyle segment offers mobile device solutions and extended service products and related services for mobile devices, consumer electronics and appliances, vehicle protection, and related services. The Global Housing segment includes lender-placed homeowners’ insurance, lender-placed manufactured housing insurance, lender-placed flood insurance, renters' insurance, and related products, voluntary manufactured housing insurance, voluntary homeowners’ insurance and other specialty products. The Corporate and Other segment refers to the corporate employee-related expenses and activities of the holding company. The company was founded in 1892 and is headquartered in Atlanta, GA.Show more
- Revenue$12.81B+7.9%
- Combined Ratio91.51%-0.7%
- Net Income$873M+14.8%
- Return on Equity15.9%+3.7%
- Medical Cost Ratio22.85%-1.9%
- Operating Margin8.49%+8.7%
- Net Margin6.81%+6.4%
- ROA2.45%+10.5%
- Equity / Assets16.18%+11.0%
AIZN Price & Volume
Assurant, Inc. 5.25% Subordinat (AIZN) stock price & volume — 10-year historical chart
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Disciplined Underwriting Drives Consistent Revenue Growth Trajectory
Investment Thesis • Updated 2026Q1
VerdictPositive
Growth:Expanding
Profitability:Strong
Financial:Healthy
Cash Flow:Robust
Primary Risk:Claims severity and inflation
Key Thesis Takeaways
- Assurant demonstrates a robust growth profile with revenue expanding from $2.9 billion in 2024Q1 to $3.4 billion by 2026Q1, supported by disciplined underwriting that improved the combined ratio to 90.2%.
- While the company maintains a conservative capital structure with a 0.38 debt-to-equity ratio, investors should monitor the impact of inflationary pressures on claims severity, which previously spiked to a 26.2% loss ratio in 2024Q3.
- The firm's ability to scale operating income to $335.6 million in 2026Q1 suggests strong operational leverage, though future margin stability remains sensitive to repair and replacement cost volatility.
Verdict Logic
the company trades at a compelling 0.16 price-to-book ratio while maintaining a 17.8% dividend yield, suggesting significant value despite the inherent risks of claims inflation.
AIZN Growth Metrics
Assurant, Inc. 5.25% Subordinat (AIZN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years2.2%
5 Years5.92%
3 Years7.93%
TTM9.02%
Profit CAGR
10 Years19.95%
5 Years14.64%
3 Years46.67%
TTM49.19%
EPS CAGR
10 Years23.84%
5 Years21.02%
3 Years51.01%
TTM53.39%
Return on Capital
10 Years4.17%
5 Years6.78%
3 Years8.75%
Last Year9.27%
AIZN Recent Earnings
Assurant, Inc. 5.25% Subordinat (AIZN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/9 qtrs (100%)●Beat Revenue 4/9 qtrs (80%)
Q2 2026Latest
May 5, 2026Metric
Actual
Est
EPS
$5.47+2.4%
$5.34
Rev
$3.4B+3.8%
$3.3B
Q1 2026
Feb 10, 2026Metric
Actual
Est
EPS
$5.61+1.3%
$5.54
Rev
$3.4B+1.3%
$3.3B
Q4 2025
Nov 4, 2025Metric
Actual
Est
EPS
$5.18+18.0%
$4.39
Rev
$3.2B+1.4%
$3.2B
Q3 2025
Aug 5, 2025Metric
Actual
Est
EPS
$4.56+1.3%
$4.50
Rev
$3.2B+1.1%
$3.1B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $5.47vs $5.34+2.4% | $3.4Bvs $3.3B+3.8% |
| Q1 2026 | Feb 10, 2026 | $5.61vs $5.54+1.3% | $3.4Bvs $3.3B+1.3% |
| Q4 2025 | Nov 4, 2025 | $5.18vs $4.39+18.0% | $3.2Bvs $3.2B+1.4% |
| Q3 2025 | Aug 5, 2025 | $4.56vs $4.50+1.3% | $3.2Bvs $3.1B+1.1% |
Based on last 9 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Assurant, Inc. 5.25% Subordinat (AIZN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $18.79 | $933.86M | 1.08 | 7.89% | 6.81% | 15.9% | 17.85% | |
| $280.11 | $13.95B | 16.11 | 7.89% | 7.6% | 17.4% | — | |
| $115.47 | $40.16B | 11.30 | -14.01% | 5.62% | 10.26% | — | |
| $91.67 | $59.77B | 19.10 | 10.22% | 4.7% | 12.72% | — | |
| $121.49 | $61.84B | 17.79 | -8.84% | 25.44% | 16.08% | — | |
| $89.20 | $14.41B | 20.84 | 2.07% | 5.87% | 7.07% | — |
Compare AIZN vs Peers
Assurant, Inc. 5.25% Subordinat (AIZN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
AIZN SEC Filings & Documents
Assurant, Inc. 5.25% Subordinat (AIZN) SEC filings — annual & quarterly reports (10-K, 10-Q)
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AIZN Frequently Asked Questions
Assurant, Inc. 5.25% Subordinat (AIZN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Assurant, Inc. 5.25% Subordinat growing?
Assurant, Inc. 5.25% Subordinat (AIZN) grew revenue by 7.9% over the past year. This is steady growth.
Is AIZN profitable?
Yes, Assurant, Inc. 5.25% Subordinat (AIZN) is profitable, generating $1.00B in net income for fiscal year 2025 (6.8% net margin).
Dividend & Returns
Does AIZN pay dividends?
Yes, Assurant, Inc. 5.25% Subordinat (AIZN) pays a dividend with a yield of 17.85%. This makes it attractive for income-focused investors.
What is AIZN's return on equity?
Assurant, Inc. 5.25% Subordinat (AIZN) has a return on equity (ROE) of 15.9%. This is reasonable for most industries.
Industry Metrics
What is Assurant, Inc. 5.25% Subordinat's combined ratio?
Assurant, Inc. 5.25% Subordinat (AIZN) has a combined ratio of 91.5%. A ratio below 100% indicates underwriting profitability.