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ABRArbor Realty Trust, Inc.
$4.94$950M
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  4. Financial Ratios

Arbor Realty Trust, Inc. (ABR) Financial Ratios

Latest Ratios: P/E Ratio 8.8x · EV/EBITDA 12.4x · ROE 4.8%. (2003–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ABR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$950M$1.6B$2.8B$3.3B$2.6B$2.9B$1.9B$1.7B$943M$694M$548M
Enterprise Value$11.5B$12.2B$12.4B$11.9B$15.7B$14.6B$6.2B$6.1B$4.1B$3.1B$2.4B
P/E Ratio →8.8213.8611.748.677.908.0410.0611.306.717.718.99
P/S Ratio0.781.344.544.624.024.324.324.482.712.543.20
P/B Ratio0.340.530.901.020.851.121.281.230.880.800.73
P/FCF2.404.116.1714.092.3913.1934.44——1.51—
P/OCF2.404.116.1714.092.3913.1934.44——1.51—

P/E links to full P/E history page with 30-year chart

ABR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—10.0719.7416.5123.9422.0914.2016.3311.7811.4414.16
EV / EBITDA12.4413.1726.8420.6431.0228.6920.1623.7816.7016.6520.96
EV / EBIT12.7613.8811.248.9216.8622.9715.3817.0213.1515.5319.13
EV / FCF—30.7726.8450.3214.2467.37113.13——6.79—

ABR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin93.9%93.9%90.1%92.1%91.4%93.0%90.4%86.4%86.3%84.9%81.9%
Operating Margin74.6%74.6%61.1%69.8%66.7%67.0%57.5%53.6%54.6%48.7%52.0%
Net Profit Margin12.3%12.3%42.2%51.7%49.8%51.3%38.9%34.6%33.3%26.9%29.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE4.8%4.8%8.3%11.7%11.6%16.8%12.0%10.6%12.0%9.1%7.7%
ROA1.1%1.1%1.8%2.3%2.0%3.0%2.5%2.4%2.8%2.2%2.1%
ROIC5.1%5.1%2.3%2.7%2.2%3.3%3.3%3.0%3.8%3.4%3.2%
ROCE9.2%9.2%3.0%3.5%3.6%6.3%3.6%4.4%5.0%4.4%4.0%

ABR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity3.603.603.192.914.424.773.163.473.112.932.70
Debt / EBITDA11.9311.9321.7716.4826.8823.8715.1218.4213.5113.5017.42
Net Debt / Equity—3.453.032.634.244.612.933.252.962.812.52
Net Debt / EBITDA11.4111.4120.6714.8725.8223.0814.0217.2512.8612.9516.23
Debt / FCF—26.6620.6736.2311.8554.1978.69——5.28—
Interest Coverage1.251.251.371.471.673.002.401.912.032.232.00

ABR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.100.103.531.694.223.25—3.470.490.350.51
Quick Ratio0.100.103.531.694.223.25—3.470.510.350.53
Cash Ratio0.100.100.151.580.140.09—0.200.490.350.51
Asset Turnover—0.080.050.050.040.040.060.060.080.080.06
Inventory Turnover———————————
Days Sales Outstanding———————————

ABR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield30.9%19.7%13.9%11.5%12.3%7.9%7.9%6.9%7.2%6.1%5.8%
Payout Ratio215.0%215.0%149.2%102.5%98.8%66.9%——58.8%58.1%63.2%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield11.3%7.2%8.5%11.5%12.7%12.4%9.9%8.9%14.9%13.0%11.1%
FCF Yield41.7%24.4%16.2%7.1%41.9%7.6%2.9%——66.2%—
Buyback Yield0.4%0.2%0.4%1.1%0.0%2.0%1.1%0.7%1.1%0.0%0.0%
Total Shareholder Yield31.3%19.9%14.3%12.6%12.3%9.9%9.0%7.6%8.3%6.1%5.8%
Shares Outstanding—$210M$206M$219M$199M$156M$134M$116M$94M$80M$73M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Multifamily bridge loan distress

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Compression Amid Earnings Uncertainty

According to recent market data, ABR trades at a P/E of 9.64, yet the absence of stable P/FFO metrics complicates traditional valuation, as the 28.2% dividend yield suggests the market is pricing in significant risk regarding the sustainability of future cash distributions and long-term asset quality.

The disconnect between the low P/B ratio of 0.37 and the high dividend yield indicates that investors are heavily discounting the book value of the loan portfolio. This valuation profile suggests that the market views the current earnings as transitory or potentially overstated due to accounting adjustments, warranting caution for those seeking a value entry point.

Dividend Sustainability Under Structural Pressure

Based on reported financial statements, the FFO payout ratio has deteriorated significantly, reaching 4.1% in 2026Q1, which, when contrasted with the 4.05x AFFO payout ratio, indicates that the dividend is increasingly reliant on non-recurring capital sources rather than core operational cash flow generation.

The extreme volatility in the payout ratio suggests that the dividend policy is disconnected from the underlying cash-generating capacity of the bridge loan platform. Investors should monitor whether management maintains this distribution level, as the current trend appears to be eroding the firm's internal capital base.

Leverage Instability and Refinancing Risk

As indicated by quarterly filings, the debt-to-equity ratio climbed to 3.81 in 2026Q1, reflecting a heightened reliance on debt financing that appears increasingly precarious given the concurrent compression in interest coverage ratios, which fell to 1.07 during the same period.

The narrowing interest coverage ratio suggests that the firm's ability to service its debt obligations is under significant strain. This leverage profile warrants further investigation into the maturity schedule of the warehouse lines, as any tightening in credit availability could force a deleveraging event that would likely impact shareholder equity.

Misapplication of Standard P/E Multiples

Financial analysts frequently misapply the standard P/E ratio to ABR, which obscures the impact of non-cash CECL reserves and MSR mark-to-market adjustments that fundamentally distort GAAP net income and fail to reflect the true distributable cash flow available to shareholders.

Using P/E for a mortgage REIT like ABR ignores the significant depreciation and non-cash accounting entries inherent in the business model. Investors should instead prioritize FFO and AFFO metrics, as these adjustments provide a more accurate representation of the firm's ability to sustain its dividend and fund future loan originations.

Download Financial Ratios Data

Includes 30+ ratios · 23 years · Updated daily

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ABR — Frequently Asked Questions

Quick answers to the most common questions about buying ABR stock.

What is Arbor Realty Trust, Inc.'s P/E ratio?

Arbor Realty Trust, Inc.'s current P/E ratio is 8.8x. The historical average is 8.9x. This places it at the 58th percentile of its historical range.

What is Arbor Realty Trust, Inc.'s EV/EBITDA?

Arbor Realty Trust, Inc.'s current EV/EBITDA is 12.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 24.8x.

What is Arbor Realty Trust, Inc.'s ROE?

Arbor Realty Trust, Inc.'s return on equity (ROE) is 4.8%. The historical average is 5.2%.

Is ABR stock overvalued?

Based on historical data, Arbor Realty Trust, Inc. is trading at a P/E of 8.8x. This is at the 58th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Arbor Realty Trust, Inc.'s dividend yield?

Arbor Realty Trust, Inc.'s current dividend yield is 30.88% with a payout ratio of 215.0%.

What are Arbor Realty Trust, Inc.'s profit margins?

Arbor Realty Trust, Inc. has 93.9% gross margin and 74.6% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Arbor Realty Trust, Inc. have?

Arbor Realty Trust, Inc.'s Debt/EBITDA ratio is 11.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.