VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemes
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
Earnings
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Pharma & Energy
LLY vs NVOJNJ vs PFEXOM vs CVX
Compare Any Stocks...
WatchlistInsider
ScreenerThemes
Earnings
WatchlistInsider
ABCB
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist
ABCBAmeris Bancorp
$90.18$6.1B
Overview & Verdict
Overview
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice HistoryTechnical Analysis
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Ownership
Holders

ABCB logoAmeris Bancorp(ABCB)Earnings, Financials & Key Ratios

ABCB•NASDAQ•Banking & Credit
$90.18
15.0× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustrySpecialty finance and niche lenders
AboutAmeris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.Show more
  • Net Interest Income$937M+10.3%
  • Total Revenue$1.67B+2.0%
  • Net Income$412M+14.9%
  • Return on Equity10.53%+5.4%
  • Net Interest Margin3.41%+5.3%
  • Efficiency Ratio36.26%+4.0%
  • ROA1.53%+10.0%
  • Equity / Assets14.81%+3.7%
  • Book Value per Share59.33+9.3%

ABCB Price & Volume

Ameris Bancorp (ABCB) stock price & volume — 10-year historical chart

Loading chart...

Specialized Lending Growth Offsets Margin Stagnation Risks

Investment Thesis • Updated 2026Q1

VerdictNeutral
Growth:Expanding
Profitability:Strong
Financial:Healthy
Cash Flow:Robust
Primary Risk:CRE concentration and provisioning

Key Thesis Takeaways

  • Ameris Bancorp demonstrates resilient earnings power through specialized lending verticals, evidenced by a 10.2% year-over-year NII growth in 2026Q1.
  • While the bank maintains a solid capital position with an equity-to-assets ratio of 0.15, investors should monitor the volatility in credit provisioning, which dropped to zero in 2026Q1 from $22.9 million in 2025Q4.
  • The bank's aggressive capital return strategy, highlighted by $83.6 million in share repurchases, suggests management confidence, though persistent margin pressure at 0.9% warrants continued scrutiny.

Verdict Logic

while the bank shows strong organic growth with 10.2% NII expansion, the sudden drop to zero in provision expense from $22.9 million in 2025Q4 introduces significant uncertainty regarding credit risk management.

ABCB Growth Metrics

Ameris Bancorp (ABCB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years20.49%
5 Years7.75%
3 Years13.42%
TTM-

Profit CAGR

10 Years26.01%
5 Years9.49%
3 Years5.95%
TTM16.76%

EPS CAGR

10 Years16.8%
5 Years9.74%
3 Years6.34%
TTM17.78%

Return on Capital

10 Years9.14%
5 Years8.65%
3 Years7%
Last Year3.39%

ABCB Recent Earnings

Ameris Bancorp (ABCB) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 23, 2026
Metric
Actual
Est
EPS
$1.63+5.8%
$1.54
Rev
$314M+1.6%
$309M
Q1 2026
Jan 29, 2026
Metric
Actual
Est
EPS
$1.59+1.9%
$1.56
Rev
$310M-0.2%
$310M
Q4 2025
Oct 27, 2025
Metric
Actual
Est
EPS
$1.53+4.1%
$1.47
Rev
$305M-0.3%
$306M
Q3 2025
Jul 28, 2025
Metric
Actual
Est
EPS
$1.60+18.5%
$1.35
Rev
$301M+1.3%
$297M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 23, 2026
$1.63vs $1.54+5.8%
$314Mvs $309M+1.6%
Q1 2026Jan 29, 2026
$1.59vs $1.56+1.9%
$310Mvs $310M-0.2%
Q4 2025Oct 27, 2025
$1.53vs $1.47+4.1%
$305Mvs $306M-0.3%
Q3 2025Jul 28, 2025
$1.60vs $1.35+18.5%
$301Mvs $297M+1.3%
Based on last 12 quarters of dataView full earnings history →

Latest ABCB News

Recent stock market news and headlines for Ameris Bancorp (ABCB)

Business Wire·5 days ago
Ameris Bancorp to Announce Second Quarter 2026 Earnings on July 23, 2026

ATLANTA--(BUSINESS WIRE)--Ameris Bancorp (NYSE: ABCB) (the “Company”) announced today that it intends to release its second quarter 2026 financial results in a press release after the market closes on Thursday, July 23, 2026. H. Palmer Proctor, Jr., Chief Executive Officer, Nicole S. Stokes, Chief Financial Officer, and Douglas D. Strange, Chief Credit Officer, will host a teleconference at 9:00 a.m. Eastern time on Friday, July 24, 2026 to discuss the Company's results and answer appropriate q.

GuruFocus·Jun 30, 2026
Ameris Bank Marks America's 250th Birthday with $25,000 Gift to Support Military Education

In commemoration of America's 250th birthday, Ameris Bank is donating $25,000 to the University of North Georgia (UNG) to support education for the nation's up

Business Wire·Jun 30, 2026
Ameris Bank Marks America's 250th Birthday with $25,000 Gift to Support Military Education

ATLANTA--(BUSINESS WIRE)--In commemoration of America's 250th birthday, Ameris Bank is donating $25,000 to the University of North Georgia (UNG) to support education for the nation's up-and-coming military leaders. The funds will enable 25 high school students to attend the university's National Leadership Challenge weekend event, along with 10 scholarships of $2,000 each for entering freshman cadets. “We wanted to honor the nation in a way that is meaningful with lasting benefits,” said Ameris.

Business Wire·Jun 25, 2026
Ameris Bank Donates $10,000 to Lifecycle Building Center

ATLANTA--(BUSINESS WIRE)--To support an environmentally-conscious brick reuse program in metro Atlanta, Ameris Bank is proud to donate $10,000 to Lifecycle Building Center (LBC), a material reuse nonprofit. The funds will be applied to the organization's Brick to Brick program, which recovers vintage brick from demolition and renovation projects, removes the mortar, and offers affordable salvaged brick for construction reuse in the community.LBC delivers its mission of strengthening communities.

Business Wire·Jun 23, 2026
Ameris Bank to Expand into Nashville Market

ATLANTA--(BUSINESS WIRE)--Ameris Bank today announced plans to establish operations in Nashville, Tenn., expanding its commercial banking presence in one of the Southeast's fastest-growing markets. The company plans to open a Nashville office by year-end and is already serving commercial and mortgage customers throughout the region. Leading the expansion is Justin McClain, who joins Ameris Bank as Nashville market leader and will report to Ameris Bank President Lawton Bassett. McClain brings ne.

Peers Comparison

Key metrics vs top competitors for Ameris Bancorp (ABCB)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
ABCB logoABCBAmeris BancorpCurrent
$90.18$6.07B15.032%24.75%10.53%0.89%
SFNC logoSFNCSimmons First National Corporation
$22.75$3.3B-7.71-56.66%-63.53%-10.51%—
HOMB logoHOMBHome Bancshares, Inc.
$28.66$5.77B11.89-5.35%34.84%11.29%—
HOPE logoHOPEHope Bancorp, Inc.
$13.35$1.71B29.02-3.23%6.82%2.96%—
NBTB logoNBTBNBT Bancorp Inc.
$49.63$2.58B14.9010.36%19.66%9.83%—
IBCP logoIBCPIndependent Bank Corporation
$35.76$736.88M10.94-0.3%22.54%14.15%—

Compare ABCB vs Peers

Ameris Bancorp (ABCB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SFNC

Most directly comparable listed peer for ABCB.

Scale Benchmark

vs ICE

Larger-name benchmark to compare ABCB against a more recognizable public peer.

Peer Set

Compare Top 5

vs SFNC, HOMB, HOPE, NBTB

ABCB SEC Filings & Documents

Ameris Bancorp (ABCB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jun 18, 2026·SEC

Material company update

Jun 12, 2026·SEC

Material company update

May 26, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 26, 2026·SEC

FY 2025

Feb 28, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 8, 2026·SEC

FY 2025

Nov 7, 2025·SEC

FY 2025

Aug 8, 2025·SEC

Get notified when ABCB posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

ABCB Frequently Asked Questions

Ameris Bancorp (ABCB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Ameris Bancorp growing?

Ameris Bancorp (ABCB) grew revenue by 2.0% over the past year. Growth has been modest.

Is ABCB profitable?

Yes, Ameris Bancorp (ABCB) is profitable, generating $434.7M in net income for fiscal year 2025 (24.7% net margin).

Dividend & Returns
Does ABCB pay dividends?

Yes, Ameris Bancorp (ABCB) pays a dividend with a yield of 0.89%. This makes it attractive for income-focused investors.

What is ABCB's return on equity?

Ameris Bancorp (ABCB) has a return on equity (ROE) of 10.5%. This is reasonable for most industries.

Industry Metrics
What is Ameris Bancorp's net interest margin?

Ameris Bancorp (ABCB) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.

What is Ameris Bancorp's efficiency ratio?

Ameris Bancorp (ABCB) has an efficiency ratio of 36.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in ABCB back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →