Unity Bancorp, Inc.(UNTY)Earnings, Financials & Key RatiosUnity Bancorp, Inc. (UNTY) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
the high sensitivity to SBA fee income and the $16.3 million credit provision volatility in 2025Q3 warrant a cautious approach until earnings consistency improves.
Unity Bancorp, Inc. (UNTY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Unity Bancorp, Inc. (UNTY) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 13, 2026 | $1.40vs $1.37+2.2% | $34Mvs $34M+0.0% |
| Q2 2026 | Apr 10, 2026 | $1.40vs $1.37+2.2% | $34Mvs $34M+0.0% |
| Q2 2026 | Mar 4, 2026 | $1.52 | $50M |
| Q1 2026 | Jan 21, 2026 | $1.41vs $1.35+4.4% | $35Mvs $33M+6.0% |
Recent stock market news and headlines for Unity Bancorp, Inc. (UNTY)
Unity Bancorp is maintained as a 'strong buy' due to robust fundamentals, expanding margins, and attractive valuation. UNTY's organic deposit growth, low uninsured deposit ratio (21.6%), and focus on debt reduction and liquidity strengthen its balance sheet. Net interest margin improved to 4.53%, with net profits rising from $11.6M to $14.3M and a low P/E multiple of 9.7.
Key metrics vs top competitors for Unity Bancorp, Inc. (UNTY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $56.57 | $568.01M | 9.98 | 15.54% | 30.76% | 18.08% | 0.97% | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $23.24 | $416.38M | 15.92 | -0.82% | 10.52% | 5.54% | — | |
| $43.96 | $283.4M | 11.66 | 6.6% | 20.89% | 12.7% | — | |
| $24.06 | $171.21M | 13.67 | -1.44% | 12.96% | 7.98% | — | |
| $14.84 | $619.78M | 749.49 | -26.69% | 1.79% | 0.68% | — |
Unity Bancorp, Inc. (UNTY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Unity Bancorp, Inc. (UNTY) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 21, 2026·SEC
Apr 23, 2026·SEC
Apr 22, 2026·SEC
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Unity Bancorp, Inc. (UNTY) stock FAQ — growth, dividends, profitability & financials explained
Unity Bancorp, Inc. (UNTY) grew revenue by 15.5% over the past year. This is strong growth.
Yes, Unity Bancorp, Inc. (UNTY) is profitable, generating $60.6M in net income for fiscal year 2025 (30.8% net margin).
Yes, Unity Bancorp, Inc. (UNTY) pays a dividend with a yield of 0.97%. This makes it attractive for income-focused investors.
Unity Bancorp, Inc. (UNTY) has a return on equity (ROE) of 18.1%. This is reasonable for most industries.
Unity Bancorp, Inc. (UNTY) has a net interest margin (NIM) of 3.9%. This indicates healthy earnings from lending activities.
Unity Bancorp, Inc. (UNTY) has an efficiency ratio of 27.8%. This is excellent, indicating strong cost control.
