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UHALU-Haul Holding Company
$66.64$12.7B
Overview & Verdict
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UHAL logoU-Haul Holding Company(UHAL)Earnings, Financials & Key Ratios

UHAL•NYSE
$66.64
277.7× P/E·Price updated Jul 7, 2026
SectorIndustrialsIndustryRental & LeasingSub-IndustryVehicle rental, leasing and fleet management
AboutU-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. The company's Moving and Storage segment rents trucks, trailers, portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. It also provides uhaul.com, an online marketplace that connects consumers to independent Moving Help service providers and independent self-storage affiliates; auto transport and tow dolly options to transport vehicles; and specialty boxes for dishes, computers, flat screen television, and sensitive electronic equipment, as well as tapes, security locks, and packing supplies. This segment rents its products and services through a network of approximately 2,100 company operated retail moving stores and 21,100 independent U-Haul dealers. As of March 31, 2022, it had a rental fleet of approximately 186,000 trucks, 128,000 trailers, and 46,000 towing devices; and 1,844 self-storage locations with approximately 876,000 rentable storage units. The company's Property and Casualty Insurance segment offers loss adjusting and claims handling services. It also provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage customers from loss on their goods in storage; Safestor Mobile, which protects customers stored belongings; and Safemove Plus, which provides rental customers with a layer of primary liability protection. The company's Life Insurance segment provides life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.Show more
  • Revenue$6.04B+3.6%
  • EBITDA$1.75B+2.9%
  • Net Income$83M-74.9%
  • EPS (Diluted)0.24-85.8%
  • Gross Margin85.83%
  • EBITDA Margin28.95%-0.7%
  • Operating Margin7.63%-37.9%
  • Net Margin1.38%-75.8%
  • ROE1.1%-75.7%

UHAL Price & Volume

U-Haul Holding Company (UHAL) stock price & volume — 10-year historical chart

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Capital Intensive Growth Masks Underlying Margin Volatility

Investment Thesis • Updated 2026Q4

VerdictNegative: The company's fundamental health is challenged by a $1.5 billion free cash flow deficit in 2026Q4 and a high debt-to-equity ratio of 1.07
Growth:Mixed
Profitability:Strained
Financial:Healthy
Cash Flow:Deteriorating
Primary Risk:Cyclical rental demand volatility

Key Thesis Takeaways

  • U-Haul's aggressive expansion into self-storage and fleet maintenance has resulted in a massive $16.4 billion PPE footprint, yet this strategy is increasingly reliant on debt financing as free cash flow remains persistently negative.
  • While the company maintains a dominant market position, the normalization of post-pandemic migration trends has slowed revenue growth to 3.1% as of 2026Q4.
  • Investors should monitor the sustainability of this capital-heavy model, as the company's inability to generate positive free cash flow—evidenced by a $1.5 billion deficit in 2026Q4—may necessitate further balance sheet strain.

Verdict Logic

suggesting that the current valuation of 279.38x TTM P/E may not adequately reflect the risks of its capital-intensive business model.

UHAL Growth Metrics

U-Haul Holding Company (UHAL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years6.31%
5 Years5.86%
3 Years0.97%
TTM3.59%

Profit CAGR

10 Years-16.24%
5 Years-32.89%
3 Years-54.64%
TTM-82.92%

EPS CAGR

10 Years-37.15%
5 Years-62.21%
3 Years-62.48%
TTM-85.82%

Return on Capital

10 Years6.97%
5 Years6.21%
3 Years4.02%
Last Year2.31%

UHAL Recent Earnings

U-Haul Holding Company (UHAL) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 1/12 qtrs (8%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
May 27, 2026
Metric
Actual
Est
EPS
$0.70-2.9%
$0.68
Rev
$1.3B-2.8%
$1.3B
Q1 2026
Feb 4, 2026
Metric
Actual
Est
EPS
$0.23+4.2%
$0.24
Rev
$1.4B-1.0%
$1.4B
Q4 2025
Nov 5, 2025
Metric
Actual
Est
EPS
$0.49-43.5%
$0.87
Rev
$1.7B-0.5%
$1.7B
Q3 2025
Aug 6, 2025
Metric
Actual
Est
EPS
$0.68-2.9%
$0.70
Rev
$1.6B+1.0%
$1.6B
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 27, 2026
$0.70vs $0.68-2.9%
$1.3Bvs $1.3B-2.8%
Q1 2026Feb 4, 2026
$0.23vs $0.24+4.2%
$1.4Bvs $1.4B-1.0%
Q4 2025Nov 5, 2025
$0.49vs $0.87-43.5%
$1.7Bvs $1.7B-0.5%
Q3 2025Aug 6, 2025
$0.68vs $0.70-2.9%
$1.6Bvs $1.6B+1.0%
Based on last 12 quarters of dataView full earnings history →

Latest UHAL News

Recent stock market news and headlines for U-Haul Holding Company (UHAL)

Business Wire·Jun 29, 2026
Attention Grill Masters: U-Haul Offers Safety Checks and Propane Refills

PHOENIX--(BUSINESS WIRE)-- #america250--Be sure your Fourth of July barbecue is a tasty, entertaining and safe experience for your family and friends. A safe grilling experience starts with a tank safety inspection and propane refill from your neighborhood U-Haul facility. Free safety checks are available this week at more than 1,200 U-Haul-owned and -operated stores where propane refills are sold. Summertime demand for propane spikes prior to July 4, widely considered the busiest grilling day of the year. T.

Business Wire·Jun 26, 2026
Utah Wildfires: U-Haul Offers 30 Days Free Storage to Evacuees of Iron and Cottonwood Fires

SALT LAKE CITY--(BUSINESS WIRE)-- #cottonwoodfire--Six U-Haul® facilities in Utah are offering 30 days of free self-storage and U-Box® container use to residents affected by the Iron and Cottonwood Fires, a pair of human-caused wildfires that have burned a combined 110,000 acres. The Iron Fire has burned more than 40,000 acres in Juab and Tooele Counties and forced the full evacuation of Eureka. The fire began June 19 south of Boulter Peak and was 27% contained as of Friday morning. It has prompted the closure o.

Business Wire·Jun 22, 2026
Pocket Fire: U-Haul Offers 30 Days Free Storage to Oak Creek Canyon Evacuees

FLAGSTAFF, Ariz.--(BUSINESS WIRE)-- #arizona--U-Haul® is offering 30 days of free self-storage and U-Box® container use to residents displaced by the Pocket Fire, which has prompted evacuations along State Road 89A near Oak Creek Canyon and Sedona. The fire has forced the closure of SR-89A, with evacuations remaining in effect for residents and visitors in the Oak Creek Canyon area as crews continue to battle the blaze, which has burned hundreds of acres. Access to self-storage units and portable storage.

Business Wire·Jun 19, 2026
U-Haul Offers Disaster Relief to Flood Victims at 84 Stores across the Southeast

NEW ORLEANS--(BUSINESS WIRE)-- #30daysfree--Six U-Haul® Companies in the Southeast are making 84 centers in Louisiana, Mississippi, Alabama and Florida available to provide 30 days of free self-storage and U-Box® container use to residents who have been impacted by severe flooding in recent days. The remnants of Tropical Storm Arthur dumped inches, and in some cases feet, of rain across coastal regions including metro New Orleans, Gulfport-Biloxi, and Mobile among many other areas. Heavy rainfall caused flas.

Business Wire·Jun 18, 2026
U-Haul Offering 30 Days Free Storage to Upriver Fire Victims and Evacuees

SPOKANE, Wash.--(BUSINESS WIRE)-- #disasterrelief--U-Haul® is offering 30 days of free self-storage and U-Box® container use at six Company facilities in Spokane County for residents displaced or impacted by the Upriver Fire. The wildfire east of Spokane has burned more than 200 acres and damaged or destroyed at least 15 homes, according to reports. Containment was 10% as of Thursday. Evacuation orders remain in place for communities nearest the fire perimeter. Access to self-storage units and portable storage c.

Peers Comparison

Key metrics vs top competitors for U-Haul Holding Company (UHAL)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
UHAL logoUHALU-Haul Holding CompanyCurrent
$66.64$12.66B277.673.59%1.38%1.1%0.27%
RCMT logoRCMTRCM Technologies, Inc.
$27.60$195.58M12.8314.74%5.03%37.76%—
REXR logoREXRRexford Industrial Realty, Inc.
$34.34$7.95B39.937.13%23.47%2.6%—
NSA logoNSANational Storage Affiliates Trust
$45.94$3.54B65.63-2.26%11.92%5.74%—
CUBE logoCUBECubeSmart
$40.88$9.32B28.005.33%28.93%11.7%—
EXR logoEXRExtra Space Storage Inc.
$147.73$31.21B32.191.19%27.82%6.54%—

Compare UHAL vs Peers

U-Haul Holding Company (UHAL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs RCMT

Most directly comparable listed peer for UHAL.

Scale Benchmark

vs GM

Larger-name benchmark to compare UHAL against a more recognizable public peer.

Peer Set

Compare Top 5

vs RCMT, REXR, NSA, CUBE

UHAL SEC Filings & Documents

U-Haul Holding Company (UHAL) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 27, 2026·SEC

Material company update

Feb 4, 2026·SEC

Material company update

Dec 10, 2025·SEC

10-K Annual Reports

4
FY 2026

May 27, 2026·SEC

FY 2025

May 29, 2025·SEC

FY 2024

May 30, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Feb 4, 2026·SEC

FY 2025

Nov 5, 2025·SEC

FY 2025

Aug 6, 2025·SEC

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UHAL Frequently Asked Questions

U-Haul Holding Company (UHAL) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is U-Haul Holding Company's revenue?

U-Haul Holding Company (UHAL) reported $6.04B in revenue for fiscal year 2026. This represents a 336% increase from $1.39B in 1997.

How fast is U-Haul Holding Company growing?

U-Haul Holding Company (UHAL) grew revenue by 3.6% over the past year. Growth has been modest.

Is UHAL profitable?

Yes, U-Haul Holding Company (UHAL) is profitable, generating $56.7M in net income for fiscal year 2026 (1.4% net margin).

Dividend & Returns
Does UHAL pay dividends?

Yes, U-Haul Holding Company (UHAL) pays a dividend with a yield of 0.27%. This makes it attractive for income-focused investors.

What is UHAL's return on equity?

U-Haul Holding Company (UHAL) has a return on equity (ROE) of 1.1%. This is below average, suggesting room for improvement.

What is U-Haul Holding Company's free cash flow?

U-Haul Holding Company (UHAL) had negative free cash flow of $119.9M in fiscal year 2026, likely due to heavy capital investments.

What if you invested $1,000 in UHAL back in 1997?

Total return calculator · dividends reinvested · 29+ years of data

See returns →