Pagaya Technologies Ltd.(PGY)Earnings, Financials & Key RatiosPagaya Technologies Ltd. (PGY) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the company has achieved a 12.6% FCF margin, the $838.0 million accumulated deficit and reliance on volatile fair value assets warrant a cautious approach.
Pagaya Technologies Ltd. (PGY) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Pagaya Technologies Ltd. (PGY) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $0.28vs $0.32-12.5% | $318Mvs $324M-1.8% |
| Q1 2026 | Feb 9, 2026 | $0.36vs $0.34+5.2% | $335Mvs $349M-4.2% |
| Q4 2025 | Nov 10, 2025 | $0.23vs $0.21+8.8% | $350Mvs $338M+3.5% |
| Q3 2025 | Aug 7, 2025 | $0.64vs $0.69-7.2% | $318Mvs $339M-6.3% |
Recent stock market news and headlines for Pagaya Technologies Ltd. (PGY)
Pagaya and LendingTree target digital lending profits, but AI-driven underwriting and funding scale put PGY's growth story against TREE's mature marketplace.
Pagaya Tchnologies, Ltd. (PGY) expands its partnership with Upgrade, integrating AI underwriting into Upgrade's Flex Pay BNPL product, broadening its reach beyond personal loans. This partnership and product diversification mark a strategic pivot as PGY's personal loan segment matures, with management now targeting new asset classes for growth. PGY's AI-driven expansion into auto lending and BNPL demonstrates effective risk management and supports consistent credit performance across diversified lending verticals.
16,230 shares acquired, representing a transaction value of approximately $250,000 at around $15.43 per share as of June 24, 2026. Direct holdings in Common Stock remained at zero after the transaction, with no change to indirect ownership.
In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $15.87, marking a +2.52% move from the previous day.
TXN, ARCB, PGY, RBB and ETSY have been added to the Zacks Rank #1 (Strong Buy) List on June 16, 2026.
Key metrics vs top competitors for Pagaya Technologies Ltd. (PGY)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $18.34 | $1.52B | 19.72 | 25.56% | 6.45% | 16.33% | — | |
| $33.06 | $3.16B | 73.47 | 58.87% | 4.25% | 6.59% | — | |
| $83.62 | $27.85B | 557.47 | 38.8% | 11.95% | 11.17% | — | |
| $18.03 | $687.68M | -2.31 | 10.36% | -21.88% | -25% | — | |
| $237.00 | $5.91B | 20.47 | 18.58% | 9.95% | 24.88% | — | |
| $1300.27 | $30.15B | 48.99 | 15.91% | 33.67% | — | — |
Pagaya Technologies Ltd. (PGY) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Pagaya Technologies Ltd. (PGY) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 7, 2026·SEC
Feb 9, 2026·SEC
Jan 13, 2026·SEC
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Pagaya Technologies Ltd. (PGY) stock FAQ — growth, dividends, profitability & financials explained
Pagaya Technologies Ltd. (PGY) reported $1.30B in revenue for fiscal year 2025. This represents a 3488% increase from $36.1M in 2019.
Pagaya Technologies Ltd. (PGY) grew revenue by 25.6% over the past year. This is strong growth.
Yes, Pagaya Technologies Ltd. (PGY) is profitable, generating $98.2M in net income for fiscal year 2025 (6.5% net margin).
Pagaya Technologies Ltd. (PGY) has a return on equity (ROE) of 16.3%. This is reasonable for most industries.
Pagaya Technologies Ltd. (PGY) generated $234.1M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
