Zacks Investment Research·Jun 26, 2026
5 Stocks to Watch on Recent Dividend Hikes as Market Risks RiseKR, WOR, DAL, NECB and WKC recently raised dividends as persistent inflation and market risks keep income-focused investors on alert.
Northeast Community Bancorp, Inc.(NECB)Earnings, Financials & Key Ratios
NECB•NASDAQ•Banking & Credit
$26.75
8.2× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutNortheast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.Show more
- Net Interest Income$101M-2.0%
- Total Revenue$157M-1.6%
- Net Income$44M-5.7%
- Return on Equity13.26%-15.8%
- Net Interest Margin4.88%-4.6%
- Efficiency Ratio26.58%+17.6%
- ROA2.18%-12.6%
- Equity / Assets17.04%+7.6%
- Book Value per Share25.75+8.1%
NECB Price & Volume
Northeast Community Bancorp, Inc. (NECB) stock price & volume — 10-year historical chart
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Margin Compression Challenges Northeast Community Bancorp Outlook
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Contracting
Profitability:Moderate
Financial:Healthy
Cash Flow:Stable
Primary Risk:Regional real estate concentration
Key Thesis Takeaways
- Northeast Community Bancorp faces a challenging growth environment characterized by net interest income stagnation, which declined from $26.3 million in 2024Q3 to $24.1 million in 2026Q1.
- While the bank maintains a robust capital buffer with an equity-to-assets ratio of 18%, the heavy concentration in investment securities and limited fee-based revenue diversification warrant caution.
- Investors should monitor the bank's ability to manage funding costs, as the net interest margin has compressed to 1.2% in the most recent quarter.
Verdict Logic
while the stock trades at a P/B of 1.08, the ongoing contraction in net interest income and the 1.2% net interest margin suggest limited near-term catalysts for valuation expansion.
NECB Growth Metrics
Northeast Community Bancorp, Inc. (NECB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years20.63%
5 Years25.01%
3 Years28.84%
TTM-
Profit CAGR
10 Years34.21%
5 Years29.22%
3 Years21.37%
TTM-5.34%
EPS CAGR
10 Years32.16%
5 Years33.73%
3 Years27.18%
TTM-6.4%
Return on Capital
10 Years10.62%
5 Years14.42%
3 Years18.11%
Last Year16.2%
NECB Recent Earnings
Northeast Community Bancorp, Inc. (NECB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (70%)●Beat Revenue 3/12 qtrs (30%)
Q2 2026Latest
Apr 29, 2026Metric
Actual
Est
EPS
$0.74-1.3%
$0.75
Rev
$25M-5.6%
$26M
Q2 2026
Mar 13, 2026Metric
Actual
Est
EPS
$0.79
—
Rev
$39M
—
Q1 2026
Jan 28, 2026Metric
Actual
Est
EPS
$0.79-7.1%
$0.85
Rev
$26M-2.6%
$27M
Q4 2025
Oct 23, 2025Metric
Actual
Est
EPS
$0.87+3.6%
$0.84
Rev
$26M-4.3%
$27M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $0.74vs $0.75-1.3% | $25Mvs $26M-5.6% |
| Q2 2026 | Mar 13, 2026 | $0.79 | $39M |
| Q1 2026 | Jan 28, 2026 | $0.79vs $0.85-7.1% | $26Mvs $27M-2.6% |
| Q4 2025 | Oct 23, 2025 | $0.87vs $0.84+3.6% | $26Mvs $27M-4.3% |
Based on last 12 quarters of dataView full earnings history →
Latest NECB News
Recent stock market news and headlines for Northeast Community Bancorp, Inc. (NECB)
GlobeNewsWire·Jun 18, 2026
NorthEast Community Bancorp, Inc. Announces Increased Quarterly Cash DividendWHITE PLAINS, N.Y., June 18, 2026 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (the “Company”) (Nasdaq: NECB) announced today that its Board of Directors has declared a quarterly cash dividend of $0.25 per common share.
Globe News Wire·Jun 18, 2026
NorthEast Community Bancorp, Inc. Announces Increased Quarterly Cash DividendWHITE PLAINS, N. Y. , June 18, 2026 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (the "Company") (Nasdaq: NECB) announced today that its Board of Directors has declared a quarterly cash dividend of $0. 25 per common share.
Peers Comparison
Key metrics vs top competitors for Northeast Community Bancorp, Inc. (NECB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $26.75 | $370.06M | 8.23 | -1.55% | 28.22% | 13.26% | 3.65% | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $54.71 | $956.05M | 16.83 | 5.77% | 22.43% | 9.21% | — | |
| $14.84 | $619.78M | 749.49 | -26.69% | 1.79% | 0.68% | — | |
| $23.29 | $224.61M | 15.95 | -9.41% | 16.49% | 8% | — | |
| $39.64 | $1.75B | 16.73 | 13.03% | 16.65% | 8.46% | — |
Compare NECB vs Peers
Northeast Community Bancorp, Inc. (NECB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NECB SEC Filings & Documents
Northeast Community Bancorp, Inc. (NECB) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
May 26, 2026·SEC
Material company update
Apr 30, 2026·SEC
Material company update
Jan 30, 2026·SEC
10-K Annual Reports
410-Q Quarterly Reports
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NECB Frequently Asked Questions
Northeast Community Bancorp, Inc. (NECB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Northeast Community Bancorp, Inc. growing?
Northeast Community Bancorp, Inc. (NECB) saw revenue decline by 1.6% over the past year.
Is NECB profitable?
Yes, Northeast Community Bancorp, Inc. (NECB) is profitable, generating $43.8M in net income for fiscal year 2025 (28.2% net margin).
Dividend & Returns
Does NECB pay dividends?
Yes, Northeast Community Bancorp, Inc. (NECB) pays a dividend with a yield of 3.65%. This makes it attractive for income-focused investors.
What is NECB's return on equity?
Northeast Community Bancorp, Inc. (NECB) has a return on equity (ROE) of 13.3%. This is reasonable for most industries.
Industry Metrics
What is Northeast Community Bancorp, Inc.'s net interest margin?
Northeast Community Bancorp, Inc. (NECB) has a net interest margin (NIM) of 4.9%. This indicates healthy earnings from lending activities.
What is Northeast Community Bancorp, Inc.'s efficiency ratio?
Northeast Community Bancorp, Inc. (NECB) has an efficiency ratio of 26.6%. This is excellent, indicating strong cost control.