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May 29, 2026·SEC
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Meridian Corporation(MRBK)Earnings, Financials & Key Ratios
MRBK•NASDAQ•Banking & Credit
$19.66
10.4× P/E·Price updated Jul 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutMeridian Corporation operates as the holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, and Maryland. The company offers various deposit products, such as demand non-interest bearing, demand interest bearing, savings accounts, money market accounts, and time deposits. It also provides commercial and industrial loans comprising business lines of credit, term loans, small business lending, lease financing, and shared national credits; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title and land settlement services. In addition, the company operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services. It operates through a network of 6 full-service branches, and 19 other offices. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.Show more
- Net Interest Income$88M+23.5%
- Total Revenue$205M+4.1%
- Net Income$22M+33.6%
- Return on Equity11.76%+18.6%
- Net Interest Margin3.42%+15.0%
- Efficiency Ratio40.54%+1.1%
- ROA0.88%+25.0%
- Equity / Assets7.8%+8.4%
- Book Value per Share17.31+13.5%
MRBK Price & Volume
Meridian Corporation (MRBK) stock price & volume — 10-year historical chart
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Revenue Growth Trails Rising Operational Expense Pressures
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Expanding
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Mortgage and CRE concentration
Key Thesis Takeaways
- Meridian Corporation demonstrates a consistent expansion in net interest income, which grew from $16.6 million in 2024Q1 to $23.2 million by 2026Q1, yet this growth is tempered by persistent net interest margin stagnation between 0.7% and 0.9%.
- The bank's reliance on volatile mortgage fee income, which declined from $13.3 million in 2024Q4 to $7.0 million in 2026Q1, introduces significant earnings uncertainty.
- Investors should monitor the bank's reactive provisioning strategy, evidenced by a shift from a $5.2 million provision in 2025Q1 to zero in 2026Q1, as it may mask underlying credit quality deterioration.
Verdict Logic
while the bank maintains a stable dividend payout of approximately $1.4 million to $1.7 million per quarter, the inconsistent provisioning and margin compression to 0.9% warrant a cautious wait-and-see approach.
MRBK Growth Metrics
Meridian Corporation (MRBK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years13.39%
5 Years6.56%
3 Years16.36%
TTM-
Profit CAGR
10 Years13.44%
5 Years-3.75%
3 Years0.01%
TTM50.3%
EPS CAGR
10 Years5.76%
5 Years-2.45%
3 Years1.83%
TTM45.77%
Return on Capital
10 Years10.58%
5 Years11.47%
3 Years8.65%
Last Year10.73%
MRBK Recent Earnings
Meridian Corporation (MRBK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/12 qtrs (44%)●Beat Revenue 6/12 qtrs (67%)
Q2 2026Latest
Apr 24, 2026Metric
Actual
Est
EPS
$0.39-18.8%
$0.48
Rev
$30M-4.9%
$32M
Q2 2026
Apr 23, 2026Metric
Actual
Est
EPS
$0.39-18.8%
$0.48
Rev
$30M-4.9%
$32M
Q2 2026
Mar 13, 2026Metric
Actual
Est
EPS
$0.61
—
Rev
$53M
—
Q1 2026
Jan 29, 2026Metric
Actual
Est
EPS
$0.61+10.9%
$0.55
Rev
$34M+5.7%
$32M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 24, 2026 | $0.39vs $0.48-18.8% | $30Mvs $32M-4.9% |
| Q2 2026 | Apr 23, 2026 | $0.39vs $0.48-18.8% | $30Mvs $32M-4.9% |
| Q2 2026 | Mar 13, 2026 | $0.61 | $53M |
| Q1 2026 | Jan 29, 2026 | $0.61vs $0.55+10.9% | $34Mvs $32M+5.7% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Meridian Corporation (MRBK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $19.66 | $233.76M | 10.40 | 4.12% | 10.63% | 11.76% | 2.5% | |
| $50.16 | $2.61B | 15.06 | 10.36% | 19.66% | 9.83% | — | |
| $29.64 | $267.97M | 15.12 | 27.11% | 18.05% | 11.51% | — | |
| $23.10 | $222.78M | 15.82 | -9.41% | 16.49% | 8% | — | |
| $17.03 | $427.06M | 22.41 | -10.72% | 15.32% | 6.19% | — | |
| $60.49 | $617.73M | 16.80 | 28.89% | 25.81% | 12.38% | — |
Compare MRBK vs Peers
Meridian Corporation (MRBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MRBK SEC Filings & Documents
Meridian Corporation (MRBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
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MRBK Frequently Asked Questions
Meridian Corporation (MRBK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Meridian Corporation growing?
Meridian Corporation (MRBK) grew revenue by 4.1% over the past year. Growth has been modest.
Is MRBK profitable?
Yes, Meridian Corporation (MRBK) is profitable, generating $24.2M in net income for fiscal year 2025 (10.6% net margin).
Dividend & Returns
Does MRBK pay dividends?
Yes, Meridian Corporation (MRBK) pays a dividend with a yield of 2.50%. This makes it attractive for income-focused investors.
What is MRBK's return on equity?
Meridian Corporation (MRBK) has a return on equity (ROE) of 11.8%. This is reasonable for most industries.
Industry Metrics
What is Meridian Corporation's net interest margin?
Meridian Corporation (MRBK) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
What is Meridian Corporation's efficiency ratio?
Meridian Corporation (MRBK) has an efficiency ratio of 40.5%. This is excellent, indicating strong cost control.