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eHealth, Inc.(EHTH)Earnings, Financials & Key Ratios
EHTH•NASDAQ•Insurance & Managed Care
$1.71
Price updated Jul 2, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryDigital insurance marketplaces and brokers
AbouteHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Individual, Family and Small Business. Its ecommerce platforms organize and present health insurance information in various formats that enable individuals, families, and small businesses to research, analyze, compare, and purchase a range of health insurance plans. The company operates a marketplace that offers consumers a choice of insurance products, such as Medicare Advantage, Medicare Supplement, Medicare Part D prescription drug, individual and family, small business, and other ancillary health insurance products from health insurance carriers. It markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com, as well as through a network of marketing partners. The company also licenses its health insurance ecommerce technology that enables health insurance carriers to market and distribute health insurance plans online; and provides online sponsorship and advertising, and lead referral services. eHealth, Inc. was incorporated in 1997 and is headquartered in Santa Clara, California.Show more
- Revenue$554M+4.1%
- Combined Ratio87.64%-8.3%
- Net Income$40M+298.2%
- Return on Equity5.13%+280.4%
- Medical Cost Ratio2.48%+637.0%
- Operating Margin12.36%+179.3%
- Net Margin7.23%+282.6%
- ROA3.31%+273.6%
- Equity / Assets77.12%+51.4%
EHTH Price & Volume
eHealth, Inc. (EHTH) stock price & volume — 10-year historical chart
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Seasonal Revenue Volatility Masks Structural Profitability Risks
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Contracting
Profitability:Strained
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Medicare Advantage regulatory churn
Key Thesis Takeaways
- eHealth faces a challenging outlook as its reliance on the Medicare Annual Enrollment Period creates extreme revenue volatility, evidenced by a 22.2% year-over-year revenue contraction in 2026Q1.
- The company's reliance on ASC 606 accounting creates a persistent divergence between GAAP net income and actual cash generation, complicating the assessment of long-term sustainability.
- Investors should monitor the company's ability to manage high customer acquisition costs, which frequently drive operating losses in non-peak quarters, such as the $41.5 million loss reported in 2025Q3.
Verdict Logic
the company's inability to sustain positive operating cash flow outside of peak periods, combined with a 22.2% revenue contraction in 2026Q1, suggests significant fundamental risk to the current valuation.
EHTH Growth Metrics
eHealth, Inc. (EHTH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.32%
5 Years-1.01%
3 Years10.98%
TTM-4.28%
Profit CAGR
10 Years-
5 Years-2.5%
3 Years-
TTM15.14%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-2.94%
Return on Capital
10 Years0.61%
5 Years-3.28%
3 Years1.88%
Last Year6.16%
EHTH Recent Earnings
eHealth, Inc. (EHTH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 2/12 qtrs (17%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 6, 2026Metric
Actual
Est
EPS
$0.30-122.2%
$0.14
Rev
$88M+8.4%
$81M
Q1 2026
Feb 25, 2026Metric
Actual
Est
EPS
$2.17-8.8%
$2.38
Rev
$326M+0.3%
$325M
Q4 2025
Nov 5, 2025Metric
Actual
Est
EPS
$1.32-41.9%
$0.93
Rev
$54M-83.1%
$318M
Q3 2025
Aug 6, 2025Metric
Actual
Est
EPS
$0.98-12.6%
$0.87
Rev
$61M+13.2%
$54M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $0.30vs $0.14-122.2% | $88Mvs $81M+8.4% |
| Q1 2026 | Feb 25, 2026 | $2.17vs $2.38-8.8% | $326Mvs $325M+0.3% |
| Q4 2025 | Nov 5, 2025 | $1.32vs $0.93-41.9% | $54Mvs $318M-83.1% |
| Q3 2025 | Aug 6, 2025 | $0.98vs $0.87-12.6% | $61Mvs $54M+13.2% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for eHealth, Inc. (EHTH)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $1.71 | $53.13M | -5.03 | 4.06% | 7.23% | 5.13% | 11.32% | |
| $0.31 | $8.94M | -0.02 | -54.71% | -189.73% | -462.09% | — | |
| $0.89 | $156.3M | 66.66 | 15.5% | 4.45% | 12.16% | — | |
| $21.90 | $1.62B | 6.64 | 18.52% | 118.91% | 47.59% | — | |
| $101.39 | $10.08B | 18.30 | 10.46% | 10.04% | 18.86% | — | |
| $33.48 | $3.44B | -41.33 | 120.01% | -49.17% | -5.89% | — |
Compare EHTH vs Peers
eHealth, Inc. (EHTH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
EHTH SEC Filings & Documents
eHealth, Inc. (EHTH) SEC filings — annual & quarterly reports (10-K, 10-Q)
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EHTH Frequently Asked Questions
eHealth, Inc. (EHTH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is eHealth, Inc. growing?
eHealth, Inc. (EHTH) grew revenue by 4.1% over the past year. Growth has been modest.
Is EHTH profitable?
Yes, eHealth, Inc. (EHTH) is profitable, generating $33.4M in net income for fiscal year 2025 (7.2% net margin).
Dividend & Returns
Does EHTH pay dividends?
Yes, eHealth, Inc. (EHTH) pays a dividend with a yield of 11.32%. This makes it attractive for income-focused investors.
What is EHTH's return on equity?
eHealth, Inc. (EHTH) has a return on equity (ROE) of 5.1%. This is below average, suggesting room for improvement.
Industry Metrics
What is eHealth, Inc.'s combined ratio?
eHealth, Inc. (EHTH) has a combined ratio of 87.6%. A ratio below 100% indicates underwriting profitability.