Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?

Arrow Financial Corporation (AROW) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the bank shows a 15.2 percent year-over-year growth in net interest income, the stagnant 0.8 percent net interest margin and 15.49 P/E ratio suggest limited near-term upside potential.
Arrow Financial Corporation (AROW) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Arrow Financial Corporation (AROW) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $0.85vs $0.79+7.6% | $45Mvs $44M+2.2% |
| Q2 2026 | Mar 6, 2026 | $0.85 | $63M |
| Q1 2026 | Jan 29, 2026 | $0.85vs $0.80+6.3% | $43Mvs $43M+0.3% |
| Q4 2025 | Oct 30, 2025 | $0.77vs $0.72+6.9% | $43Mvs $42M+2.8% |
Recent stock market news and headlines for Arrow Financial Corporation (AROW)
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?

GLENS FALLS, N.Y., July 1, 2026 /PRNewswire/ -- Arrow Financial Corporation (NASDAQGS: AROW) ("Arrow" or "AROW"), the parent company of Arrow Bank National Association, today announced the completion of the previously announced strategic acquisition of Adirondack Bancorp, Inc. ("Adirondack") and its banking subsidiary Adirondack Bank, which was merged with and into Arrow Bank.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?

Key metrics vs top competitors for Arrow Financial Corporation (AROW)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $40.82 | $674.71M | 15.40 | 8.75% | 18.12% | 10.56% | 2.8% | |
| $23.29 | $224.61M | 15.95 | -9.41% | 16.49% | 8% | — | |
| $43.96 | $283.4M | 11.66 | 6.6% | 20.89% | 12.7% | — | |
| $26.75 | $370.06M | 8.23 | -1.55% | 28.51% | 12.62% | — | |
| $54.71 | $956.05M | 16.83 | 5.77% | 22.43% | 9.21% | — | |
| $74.33 | $358.26M | 23.75 | -6.46% | 12.83% | 7.33% | — |
Arrow Financial Corporation (AROW) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Arrow Financial Corporation (AROW) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jun 11, 2026·SEC
Jun 4, 2026·SEC
Jun 3, 2026·SEC
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Arrow Financial Corporation (AROW) stock FAQ — growth, dividends, profitability & financials explained
Arrow Financial Corporation (AROW) grew revenue by 8.7% over the past year. This is steady growth.
Yes, Arrow Financial Corporation (AROW) is profitable, generating $51.1M in net income for fiscal year 2025 (18.1% net margin).
Yes, Arrow Financial Corporation (AROW) pays a dividend with a yield of 2.80%. This makes it attractive for income-focused investors.
Arrow Financial Corporation (AROW) has a return on equity (ROE) of 10.6%. This is reasonable for most industries.
Arrow Financial Corporation (AROW) has a net interest margin (NIM) of 3.0%. NIM has been under pressure due to interest rate environment.
Arrow Financial Corporation (AROW) has an efficiency ratio of 42.4%. This is excellent, indicating strong cost control.