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AIGAmerican International Group, Inc.
$81.06$43.5B
Overview & Verdict
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AIG logoAmerican International Group, Inc.(AIG)Earnings, Financials & Key Ratios

AIG•NYSE•Insurance & Managed Care
$81.06
14.9× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryDiversified InsuranceSub-IndustryCommercial and specialty P&C insurers
AboutAmerican International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuities, and retail mutual funds; and financial planning and advisory services; record-keeping, plan administrative, and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. The company was founded in 1919 and is headquartered in New York, New York.Show more
  • Revenue$26.77B-1.8%
  • Combined Ratio85.51%-0.4%
  • Net Income$3.1B+320.5%
  • Return on Equity7.4%+347.2%
  • Medical Cost Ratio65.49%-0.7%
  • Operating Margin14.49%+2.2%
  • Net Margin11.56%+324.6%
  • ROA1.92%+578.9%
  • Equity / Assets25.53%-3.2%

AIG Price & Volume

American International Group, Inc. (AIG) stock price & volume — 10-year historical chart

Loading chart...

Strategic Deconsolidation Drives Pure Play P&C Transition

Investment Thesis • Updated 2026Q1

VerdictNeutral: While the company trades at a forward P/E of 9.37
Growth:Mixed
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Long-tail casualty reserve volatility

Key Thesis Takeaways

  • AIG is currently undergoing a fundamental transformation into a leaner, pure-play property and casualty insurer following the deconsolidation of Corebridge Financial, which reduced total assets from $544.1 billion in 2024Q1 to $161.5 billion by 2026Q1.
  • While underwriting discipline has improved, evidenced by a 78.1% combined ratio in 2025Q2, the firm faces persistent risks from long-tail casualty reserve sensitivity and volatile operating cash flows.
  • Investors should monitor whether the current 9.37 forward P/E valuation adequately prices the potential for social inflation to erode underwriting gains in future periods.

Verdict Logic

the lack of correlation between net income and cash flow, highlighted by the 2025Q1 operating cash flow deficit of $56 million, warrants caution regarding the quality of earnings.

AIG Growth Metrics

American International Group, Inc. (AIG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-7.59%
5 Years-9.39%
3 Years-3.69%
TTM-2.28%

Profit CAGR

10 Years3.49%
5 Years-
3 Years-32.85%
TTM264.46%

EPS CAGR

10 Years12.65%
5 Years-
3 Years-25.13%
TTM345.95%

Return on Capital

10 Years1.23%
5 Years2.45%
3 Years2.92%
Last Year6.53%

AIG Recent Earnings

American International Group, Inc. (AIG) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
Apr 30, 2026
Metric
Actual
Est
EPS
$2.11+11.6%
$1.89
Rev
$6.8B-3.6%
$7.0B
Q1 2026
Feb 10, 2026
Metric
Actual
Est
EPS
$1.96+3.2%
$1.90
Rev
$6.7B-2.5%
$6.9B
Q4 2025
Nov 4, 2025
Metric
Actual
Est
EPS
$2.20+27.9%
$1.72
Rev
$6.4B-6.0%
$6.8B
Q3 2025
Aug 6, 2025
Metric
Actual
Est
EPS
$1.81+13.1%
$1.60
Rev
$7.0B+3.8%
$6.8B
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 30, 2026
$2.11vs $1.89+11.6%
$6.8Bvs $7.0B-3.6%
Q1 2026Feb 10, 2026
$1.96vs $1.90+3.2%
$6.7Bvs $6.9B-2.5%
Q4 2025Nov 4, 2025
$2.20vs $1.72+27.9%
$6.4Bvs $6.8B-6.0%
Q3 2025Aug 6, 2025
$1.81vs $1.60+13.1%
$7.0Bvs $6.8B+3.8%
Based on last 12 quarters of dataView full earnings history →

Latest AIG News

Recent stock market news and headlines for American International Group, Inc. (AIG)

Business Wire·1 day ago
AIG Appoints Christine Williams as Head of Global Client and Broker Relationships

NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) today announced that Christine Williams has been named Head of Global Client and Broker Relationships, effective September 1, 2026. Ms. Williams will report to Jon Hancock, Executive Vice President and Chief Executive Officer of General Insurance, AIG. She will be based in New York. In this new role, Ms. Williams will lead AIG's enterprise-wide relationships with key global clients and distribution partners, working acros.

Business Wire·6 days ago
AIG to Report Second Quarter 2026 Financial Results on August 6, 2026, and Host Conference Call on August 7, 2026

NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) will report financial results for the second quarter ended June 30, 2026, after the market closes on Thursday, August 6, 2026. AIG's press release and financial supplement will be available in the Investors section of AIG's website at https://www.aig.com. AIG will also host a conference call on Friday, August 7, 2026, at 8:30 a.m. ET to review these results. The live, listen-only webcast is open to the public and can be a.

Business Wire·6 days ago
AIG Appoints Nancy Bewlay as Global Chief Underwriting Officer

NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) today announced that Nancy Bewlay has been named Executive Vice President, Global Chief Underwriting Officer, effective September 8, 2026. Ms. Bewlay will report to Eric Andersen, President & Chief Executive Officer of AIG, and join the Company's Executive Leadership Team. She will be based in New York. In this role, Ms. Bewlay will have responsibility for AIG's underwriting strategy, including advancing underwriting.

Zacks Investment Research·Jun 30, 2026
Looking Beyond Tech? Here Are 3 Buy-Rated Insurance Stocks

Seeking opportunities outside tech? These three buy-rated insurance stocks combine strong earnings momentum, pricing power and long-term growth potential.

Zacks Investment Research·Jun 29, 2026
Why American International Group (AIG) is a Top Momentum Stock for the Long-Term

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Peers Comparison

Key metrics vs top competitors for American International Group, Inc. (AIG)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
AIG logoAIGAmerican International Group, Inc.Current
$81.06$43.49B14.93-1.82%11.56%7.4%2.11%
MET logoMETMetLife, Inc.
$91.67$59.77B19.1010.22%4.7%12.72%—
PRU logoPRUPrudential Financial, Inc.
$115.47$40.16B11.30-14.01%5.62%10.26%—
HIG logoHIGThe Hartford Financial Services Group, Inc.
$139.64$38.4B10.487.1%14.13%22.01%—
TRV logoTRVThe Travelers Companies, Inc.
$343.73$73.09B12.535.17%15.54%24.14%—
ALL logoALLThe Allstate Corporation
$251.46$64.73B6.584.64%18.09%42.74%—

Compare AIG vs Peers

American International Group, Inc. (AIG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MET

Most directly comparable listed peer for AIG.

Scale Benchmark

vs BAC

Larger-name benchmark to compare AIG against a more recognizable public peer.

Peer Set

Compare Top 5

vs MET, PRU, HIG, TRV

AIG SEC Filings & Documents

American International Group, Inc. (AIG) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 30, 2026·SEC

Material company update

Apr 27, 2026·SEC

Material company update

Mar 16, 2026·SEC

10-K Annual Reports

1
FY 2026

Feb 12, 2026·SEC

10-Q Quarterly Reports

4
FY 2026

May 1, 2026·SEC

FY 2025

Nov 5, 2025·SEC

FY 2025

Aug 7, 2025·SEC

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AIG Frequently Asked Questions

American International Group, Inc. (AIG) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is American International Group, Inc. growing?

American International Group, Inc. (AIG) saw revenue decline by 1.8% over the past year.

Is AIG profitable?

Yes, American International Group, Inc. (AIG) is profitable, generating $3.16B in net income for fiscal year 2025 (11.6% net margin).

Dividend & Returns
Does AIG pay dividends?

Yes, American International Group, Inc. (AIG) pays a dividend with a yield of 2.11%. This makes it attractive for income-focused investors.

What is AIG's return on equity?

American International Group, Inc. (AIG) has a return on equity (ROE) of 7.4%. This is below average, suggesting room for improvement.

Industry Metrics
What is American International Group, Inc.'s combined ratio?

American International Group, Inc. (AIG) has a combined ratio of 85.5%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in AIG back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →