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ACTEnact Holdings, Inc.
$45.50$6.4B
Overview & Verdict
Overview
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ACT logoEnact Holdings, Inc.(ACT)Earnings, Financials & Key Ratios

ACT•NASDAQ•Insurance & Managed Care
$45.50
10.1× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustrySpecialty InsuranceSub-IndustryMortgage and Title Insurance
AboutEnact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.Show more
  • Revenue$1.23B+2.4%
  • Combined Ratio30.2%+12.1%
  • Net Income$674M-2.0%
  • Return on Equity13.03%-8.9%
  • Medical Cost Ratio8.9%-59.1%
  • Operating Margin69.8%-4.5%
  • Net Margin54.8%-4.3%
  • ROA10.03%-6.9%
  • Equity / Assets77.68%+1.8%

ACT Price & Volume

Enact Holdings, Inc. (ACT) stock price & volume — 10-year historical chart

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Resilient Underwriting Margins Support Capital Return Strategy

Investment Thesis • Updated 2026Q1

VerdictPositive
Growth:Stable
Profitability:Strong
Financial:Fortress
Cash Flow:Robust
Primary Risk:Housing market cyclicality

Key Thesis Takeaways

  • Enact Holdings demonstrates a robust financial profile characterized by consistent underwriting profitability and a fortress balance sheet, despite navigating cyclical headwinds in the mortgage insurance sector.
  • The company's ability to maintain operating income above $200 million per quarter since 2023Q4 suggests strong operational efficiency and effective risk management.
  • Investors should monitor the volatility in loss ratios, which peaked at 28.5% in 2025Q3, as periodic reserve adjustments may continue to influence near-term earnings stability.

Verdict Logic

the stock trades at a compelling forward P/E of 9.52 and a PEG ratio of 0.68, suggesting that the market may be undervaluing the company's consistent ability to generate significant underwriting profit.

ACT Growth Metrics

Enact Holdings, Inc. (ACT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years2.15%
3 Years3.97%
TTM1.84%

Profit CAGR

10 Years-
5 Years12.73%
3 Years-1.44%
TTM-2.4%

EPS CAGR

10 Years-
5 Years14.77%
3 Years1.6%
TTM3.83%

Return on Capital

10 Years14.42%
5 Years14.08%
3 Years13.91%
Last Year12.98%

ACT Recent Earnings

Enact Holdings, Inc. (ACT) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
May 5, 2026
Metric
Actual
Est
EPS
$1.21+0.0%
$1.21
Rev
$312M-0.9%
$315M
Q1 2026
Feb 3, 2026
Metric
Actual
Est
EPS
$1.23+12.8%
$1.09
Rev
$313M-1.4%
$317M
Q4 2025
Nov 5, 2025
Metric
Actual
Est
EPS
$1.12+0.0%
$1.12
Rev
$311M-1.3%
$316M
Q3 2025
Jul 30, 2025
Metric
Actual
Est
EPS
$1.15+3.6%
$1.11
Rev
$305M-1.8%
$310M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 5, 2026
$1.21vs $1.21+0.0%
$312Mvs $315M-0.9%
Q1 2026Feb 3, 2026
$1.23vs $1.09+12.8%
$313Mvs $317M-1.4%
Q4 2025Nov 5, 2025
$1.12vs $1.12+0.0%
$311Mvs $316M-1.3%
Q3 2025Jul 30, 2025
$1.15vs $1.11+3.6%
$305Mvs $310M-1.8%
Based on last 12 quarters of dataView full earnings history →

Latest ACT News

Recent stock market news and headlines for Enact Holdings, Inc. (ACT)

GlobeNewsWire·Jun 24, 2026
OPENING POSITION DISCLOSURE UNDER RULE 8.1(a) AND (b) OF THE IRISH TAKEOVER PANEL ACT, 1997, TAKEOVER RULES, 2022 BY AN OFFEROR OR AN OFFEREE

FORM 8.1(a) & (b) (Opening Position Disclosure) IRISH TAKEOVER PANEL AUSTIN, TX, June 24, 2026 (GLOBE NEWSWIRE) -- Forward Industries, Inc. (NASDAQ: FWDI) 1.    KEY INFORMATION (a)   Full name of discloser: Forward Industries, Inc. (b)   Owner or controller of interests and short positions disclosed, if different from 1(a): The naming of nominee or vehicle companies is insufficient.

GlobeNewsWire·Jun 24, 2026
Aduro Clean Technologies Announces Closing of LIFE Offering

LONDON, Ontario, June 24, 2026 (GLOBE NEWSWIRE) -- Aduro Clean Technologies Inc . (“Aduro” or the “Company”) (Nasdaq: ADUR) (TSX: ACT) (FSE: 9D5), a clean technology company using the power of chemistry to transform lower value feedstocks, like waste plastics, heavy bitumen, and renewable oils, into resources for the 21st century, today announced that, further to its previous news releases dated June 10, 2026 and June 15, 2026, it has completed a non-brokered private placement for gross proceeds of C$9,155,940.80 (US$6,564,810.21) from the sale of 431,884 common shares (the “LIFE Shares”) at a price of C$21.20 (US$15.20) per LIFE Share (the “LIFE Offering”) under the LIFE Exemption (as defined herein).

GlobeNewsWire·Jun 17, 2026
Aduro Clean Technologies Europe Signs MOU with Ortessa Groep BV to Advance FOAK Plant Feedstock Logistics

LONDON, Ontario, June 17, 2026 (GLOBE NEWSWIRE) -- Aduro Clean Technologies Inc . (“Aduro” or the “Company”) (Nasdaq: ADUR) (TSX: ACT) (FSE: 9D5), a clean technology company using the power of chemistry to transform lower value feedstocks, like waste plastics, heavy bitumen, and renewable oils, into resources for the 21st century, today announced that Aduro Clean Technologies Europe BV (“ACTE”), the Company's European subsidiary, has signed a non-binding memorandum of understanding (“MOU”) with Ortessa Groep BV (“Ortessa”), a Dutch group of enterprising waste companies, to evaluate the development of a feedstock logistics center to support Aduro's first-of-a-kind (“FOAK”) industrial site at Chemelot Industrial Park (“Chemelot”) in Sittard-Geleen, the Netherlands.

Peers Comparison

Key metrics vs top competitors for Enact Holdings, Inc. (ACT)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
ACT logoACTEnact Holdings, Inc.Current
$45.50$6.42B10.072.37%54.8%13.03%1.78%
MTG logoMTGMGIC Investment Corporation
$28.19$5.96B8.980.49%59.63%14%—
RDN logoRDNRadian Group Inc.
$38.03$5.18B9.19-3.36%40.28%12.01%—
ESNT logoESNTEssent Group Ltd.
$64.60$5.95B9.36-0.49%53.34%12.01%—
NMIH logoNMIHNMI Holdings, Inc.
$41.22$3.13B8.388.39%53.84%0.06%—
PFSI logoPFSIPennyMac Financial Services, Inc.
$81.11$4.23B8.72173.81%14.31%12.02%—

Compare ACT vs Peers

Enact Holdings, Inc. (ACT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MTG

Most directly comparable listed peer for ACT.

Scale Benchmark

vs RKT

Larger-name benchmark to compare ACT against a more recognizable public peer.

Peer Set

Compare Top 5

vs MTG, RDN, ESNT, NMIH

ACT SEC Filings & Documents

Enact Holdings, Inc. (ACT) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

5
Material company update

May 5, 2026·SEC

Material company update

Feb 3, 2026·SEC

Material company update

Nov 5, 2025·SEC

10-K Annual Reports

1
FY 2026

Feb 27, 2026·SEC

10-Q Quarterly Reports

3
FY 2026

May 6, 2026·SEC

FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 1, 2025·SEC

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ACT Frequently Asked Questions

Enact Holdings, Inc. (ACT) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Enact Holdings, Inc. growing?

Enact Holdings, Inc. (ACT) grew revenue by 2.4% over the past year. Growth has been modest.

Is ACT profitable?

Yes, Enact Holdings, Inc. (ACT) is profitable, generating $676.2M in net income for fiscal year 2025 (54.8% net margin).

Dividend & Returns
Does ACT pay dividends?

Yes, Enact Holdings, Inc. (ACT) pays a dividend with a yield of 1.78%. This makes it attractive for income-focused investors.

What is ACT's return on equity?

Enact Holdings, Inc. (ACT) has a return on equity (ROE) of 13.0%. This is reasonable for most industries.

Industry Metrics
What is Enact Holdings, Inc.'s combined ratio?

Enact Holdings, Inc. (ACT) has a combined ratio of 30.2%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in ACT back in 2018?

Total return calculator · dividends reinvested · 8+ years of data

See returns →