Visa is rated Buy, with the current valuation offering a solid margin of safety and strong growth prospects, especially via value-added services. Q2'FY26 saw robust 17% YoY net revenue growth, a 20% EPS increase, and resilient consumer spending, supporting continued bullishness. Value-added services now comprise 30% of V's net revenue, growing ~28% YoY, and are central to mitigating macro and disruption risks.