8-K Announcements
6Material company update
Apr 30, 2026·SEC
Material company update
Apr 29, 2026·SEC
Material company update
Mar 6, 2026·SEC
Tiptree Inc.(TIPT)Earnings, Financials & Key Ratios
TIPT•NASDAQ
$17.78
23.4× P/E·Price updated Jul 7, 2026
- Revenue$488K-100.0%
- EBITDA-$37M-121.9%
- Net Income$35M-34.6%
- EPS (Diluted)0.76-41.5%
- Gross Margin-6835.25%-11720.2%
- EBITDA Margin-7676.84%-91826.2%
- Operating Margin-7973.57%-109188.0%
- Net Margin7157.17%+273869.2%
- ROE4.96%-42.7%
TIPT Price & Volume
Tiptree Inc. (TIPT) stock price & volume — 10-year historical chart
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Structural Deconsolidation Obscures Core Operational Performance
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Contracting
Profitability:Strained
Financial:Mixed
Cash Flow:Mixed
Primary Risk:Deconsolidation obscures operational performance
Key Thesis Takeaways
- Tiptree's fundamental outlook is currently clouded by the deconsolidation of its primary insurance subsidiary, Fortegra, which has rendered traditional revenue and margin metrics largely incomparable to historical periods.
- While the company has successfully reduced its total debt from a peak of $542.8 million in 2025Q3 to $16.1 million in 2026Q1, the lack of transparency in core operational earnings warrants significant caution.
- Investors should monitor whether the firm can transition from its current reliance on non-operating gains to a sustainable, transparent business model that justifies its current 0.89 P/B valuation.
Verdict Logic
while the company has achieved a cleaner balance sheet with debt down to $16.1 million, the lack of operational visibility and the shift to a negative $8.3 million free cash flow in 2026Q1 suggest that the investment case remains speculative.
TIPT Growth Metrics
Tiptree Inc. (TIPT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-48.78%
5 Years-77.3%
3 Years-92.96%
TTM-48.55%
Profit CAGR
10 Years19.71%
5 Years-
3 Years-
TTM-12.84%
EPS CAGR
10 Years16.15%
5 Years-
3 Years-
TTM-24.66%
Return on Capital
10 Years3.57%
5 Years7.31%
3 Years6.66%
Last Year-0.9%
TIPT Recent Earnings
Tiptree Inc. (TIPT) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
Apr 30, 2026Metric
Actual
Est
EPS
$0.19
—
Rev
$705,000
—
Q2 2026
Mar 6, 2026Metric
Actual
Est
EPS
$0.25
—
Rev
$72,000
—
Q4 2025
Oct 31, 2025Metric
Actual
Est
EPS
$0.71
—
Rev
$523M
—
Q3 2025
Jul 30, 2025Metric
Actual
Est
EPS
$0.58
—
Rev
$529M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $0.19 | $705,000 |
| Q2 2026 | Mar 6, 2026 | $0.25 | $72,000 |
| Q4 2025 | Oct 31, 2025 | $0.71 | $523M |
| Q3 2025 | Jul 30, 2025 | $0.58 | $529M |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Tiptree Inc. (TIPT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $17.78 | $673.45M | 23.39 | -99.98% | 7157.17% | 4.96% | 1.36% | |
| $10.05 | $756.12M | -3.30 | 4.79% | -12.3% | -49.61% | — | |
| $180.41 | $2.34B | 7.25 | 20.21% | 32.64% | 30.81% | — | |
| $54.40 | $994.32M | 27.76 | -5.43% | 2.6% | 27.22% | — | |
| $27.20 | $825.52M | 4.30 | 3.71% | 25.99% | 43.68% | — | |
| $276.75 | $522.5M | 14.90 | 5.6% | 13.59% | 14.03% | — |
Compare TIPT vs Peers
Tiptree Inc. (TIPT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TIPT SEC Filings & Documents
Tiptree Inc. (TIPT) SEC filings — annual & quarterly reports (10-K, 10-Q)
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TIPT Frequently Asked Questions
Tiptree Inc. (TIPT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Tiptree Inc.'s revenue?
Tiptree Inc. (TIPT) reported $1.05B in revenue for fiscal year 2025. This represents a 8032% increase from $12.9M in 2007.
How fast is Tiptree Inc. growing?
Tiptree Inc. (TIPT) saw revenue decline by 100.0% over the past year.
Is TIPT profitable?
Yes, Tiptree Inc. (TIPT) is profitable, generating $43.5M in net income for fiscal year 2025 (7157.2% net margin).
Dividend & Returns
Does TIPT pay dividends?
Yes, Tiptree Inc. (TIPT) pays a dividend with a yield of 1.36%. This makes it attractive for income-focused investors.
What is TIPT's return on equity?
Tiptree Inc. (TIPT) has a return on equity (ROE) of 5.0%. This is below average, suggesting room for improvement.
What is Tiptree Inc.'s free cash flow?
Tiptree Inc. (TIPT) generated $194.3M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.