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SelectQuote, Inc.(SLQT)Earnings, Financials & Key Ratios
SLQT•NYSE•Insurance & Managed Care
$0.73
54.6× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryDigital insurance marketplaces and brokers
AboutSelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance policies to consumers from various insurance carriers in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related policies, including prescription drugs, dental, vision, and hearing plans; term life policies; and non-commercial auto and home property, and casualty policies. The company was incorporated in 1999 and is headquartered in Overland Park, Kansas.Show more
- Revenue$1.53B+15.5%
- Combined Ratio95.51%+0.4%
- Net Income$48M+239.4%
- Return on Equity10.66%+203.7%
- Medical Cost Ratio61.28%+11.9%
- Operating Margin4.49%-8.1%
- Net Margin3.12%+220.7%
- ROA3.89%+237.7%
- Equity / Assets46.07%+73.6%
SLQT Price & Volume
SelectQuote, Inc. (SLQT) stock price & volume — 10-year historical chart
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Volatile Medicare Distribution Masks Underlying Operational Risks
Investment Thesis • Updated 2026Q3
VerdictNeutral
Growth:Mixed
Profitability:Strained
Financial:Healthy
Cash Flow:Mixed
Primary Risk:CMS Regulatory Marketing Compliance
Key Thesis Takeaways
- SelectQuote's reliance on ASC 606 revenue recognition creates significant divergence between reported net income and actual cash generation, complicating the assessment of its long-term profitability.
- While the firm has successfully reduced total liabilities from $953.2 million in 2025Q2 to $671.2 million in 2026Q3, the inherent volatility in Medicare Advantage enrollment cycles continues to pressure underwriting margins.
- Investors should monitor the sustainability of the 91.7% combined ratio achieved in 2026Q3 against the backdrop of ongoing CMS regulatory compliance requirements.
Verdict Logic
while the firm has successfully deleveraged total liabilities to $671.2 million, the persistent divergence between reported net income and operating cash flow, highlighted by the $37.5 million cash outflow in 2025Q4, warrants a cautious approach.
SLQT Growth Metrics
SelectQuote, Inc. (SLQT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years23.59%
3 Years25.95%
TTM10.29%
Profit CAGR
10 Years-
5 Years-9.75%
3 Years-
TTM1879%
EPS CAGR
10 Years-
5 Years-51.39%
3 Years-
TTM-185%
Return on Capital
10 Years8.31%
5 Years0.49%
3 Years4.61%
Last Year6.66%
SLQT Recent Earnings
SelectQuote, Inc. (SLQT) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
May 5, 2026Metric
Actual
Est
EPS
$0.15+850.0%
$0.02
Rev
$431M-1.8%
$439M
Q1 2026
Feb 5, 2026Metric
Actual
Est
EPS
$0.26+52.9%
$0.17
Rev
$537M+1.2%
$531M
Q4 2025
Nov 6, 2025Metric
Actual
Est
EPS
$0.26+18.8%
$0.32
Rev
$329M+1.6%
$324M
Q3 2025
Aug 21, 2025Metric
Actual
Est
EPS
$0.17+5.6%
$0.18
Rev
$345M+3.3%
$334M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $0.15vs $0.02+850.0% | $431Mvs $439M-1.8% |
| Q1 2026 | Feb 5, 2026 | $0.26vs $0.17+52.9% | $537Mvs $531M+1.2% |
| Q4 2025 | Nov 6, 2025 | $0.26vs $0.32+18.8% | $329Mvs $324M+1.6% |
| Q3 2025 | Aug 21, 2025 | $0.17vs $0.18+5.6% | $345Mvs $334M+3.3% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for SelectQuote, Inc. (SLQT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.73 | $127.97M | 54.58 | 15.5% | 3.12% | 10.66% | — | |
| $0.31 | $8.94M | -0.02 | -54.71% | -189.73% | -462.09% | — | |
| $110.72 | $11.01B | 19.99 | 10.46% | 10.04% | 18.86% | — | |
| $24.06 | $171.21M | 13.67 | -1.44% | 12.96% | 7.98% | — | |
| $373.22 | $15.03B | 9.86 | 1.42% | 11.86% | 13.31% | — | |
| $35.45 | $663.05M | 14.35 | 2.63% | 14.27% | 17.85% | — |
Compare SLQT vs Peers
SelectQuote, Inc. (SLQT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SLQT SEC Filings & Documents
SelectQuote, Inc. (SLQT) SEC filings — annual & quarterly reports (10-K, 10-Q)
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SLQT Frequently Asked Questions
SelectQuote, Inc. (SLQT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is SelectQuote, Inc. growing?
SelectQuote, Inc. (SLQT) grew revenue by 15.5% over the past year. This is strong growth.
Is SLQT profitable?
Yes, SelectQuote, Inc. (SLQT) is profitable, generating $73.1M in net income for fiscal year 2025 (3.1% net margin).
Dividend & Returns
What is SLQT's return on equity?
SelectQuote, Inc. (SLQT) has a return on equity (ROE) of 10.7%. This is reasonable for most industries.
Industry Metrics
What is SelectQuote, Inc.'s combined ratio?
SelectQuote, Inc. (SLQT) has a combined ratio of 95.5%. A ratio below 100% indicates underwriting profitability.