8-K Announcements
6Material company update
May 20, 2026·SEC
Material company update
Apr 30, 2026·SEC
Material company update
Feb 10, 2026·SEC
Insperity, Inc.(NSP)Earnings, Financials & Key Ratios
NSP•NYSE
$44.24
Price updated Jul 6, 2026
AboutInsperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimization and Workforce Synchronization solutions that include a range of human resources functions, such as payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. It also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; personnel record management services; and employer liability management services, as well as solutions for middle market. In addition, the company offers MarketPlace, an e-commerce portal that offers a range of products and services; and Workforce Acceleration, a human capital management and payroll services solution; time and attendance; performance management; organizational planning; recruiting; employment screening; retirement; and insurance services. As of December 31, 2021, it operated through 85 sales offices in the United States. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. The company was founded in 1986 and is headquartered in Kingwood, Texas.Show more
- Revenue$6.81B+3.5%
- EBITDA$35M-78.3%
- Net Income-$7M-107.7%
- EPS (Diluted)-0.18-107.5%
- Gross Margin13.21%-17.3%
- EBITDA Margin0.51%-79.0%
- Operating Margin-0.15%-108.3%
- Net Margin-0.1%-107.4%
- ROE-9.79%-110.3%
NSP Price & Volume
Insperity, Inc. (NSP) stock price & volume — 10-year historical chart
Loading chart...
Structural Margin Volatility Challenges Insperity Growth Outlook
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Decelerating
Profitability:Negative
Financial:Strained
Cash Flow:Mixed
Primary Risk:Rising medical benefit costs
Key Thesis Takeaways
- Insperity faces significant structural headwinds as revenue growth decelerates to 1.7% and operating margins remain pressured by rising medical benefit costs.
- The company's reliance on a high-touch PEO model appears increasingly strained, evidenced by a volatile net margin that dipped to -2.0% in 2025Q4.
- Investors should monitor the sustainability of the current dividend policy, which persists despite recent periods of negative net income and significant balance sheet contraction.
Verdict Logic
the company's precarious financial position is highlighted by a debt-to-equity ratio of 9.46x and a recent operating margin of -2.8%, suggesting limited room for operational error.
NSP Growth Metrics
Insperity, Inc. (NSP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.1%
5 Years9.7%
3 Years4.68%
TTM3.04%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-139.68%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-139.91%
Return on Capital
10 Years30.72%
5 Years22.49%
3 Years15.9%
Last Year-1.6%
NSP Recent Earnings
Insperity, Inc. (NSP) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 5/12 qtrs (42%)
Q2 2026Latest
Apr 30, 2026Metric
Actual
Est
EPS
$1.31+5.6%
$1.24
Rev
$1.9B+0.0%
$1.9B
Q1 2026
Feb 10, 2026Metric
Actual
Est
EPS
$0.60-28.9%
$0.47
Rev
$1.7B-0.6%
$1.7B
Q4 2025
Nov 3, 2025Metric
Actual
Est
EPS
$0.20-190.9%
$0.22
Rev
$1.6B-3.3%
$1.7B
Q3 2025
Aug 1, 2025Metric
Actual
Est
EPS
$0.26-36.6%
$0.41
Rev
$1.7B+2.9%
$1.6B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $1.31vs $1.24+5.6% | $1.9Bvs $1.9B+0.0% |
| Q1 2026 | Feb 10, 2026 | $0.60vs $0.47-28.9% | $1.7Bvs $1.7B-0.6% |
| Q4 2025 | Nov 3, 2025 | $0.20vs $0.22-190.9% | $1.6Bvs $1.7B-3.3% |
| Q3 2025 | Aug 1, 2025 | $0.26vs $0.41-36.6% | $1.7Bvs $1.6B+2.9% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Insperity, Inc. (NSP)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $44.24 | $1.69B | -245.78 | 3.51% | -0.1% | -9.79% | 5.35% | |
| $105.39 | $37.48B | 21.55 | 16.88% | 27.03% | 45.13% | — | |
| $239.49 | $96.43B | 24.00 | 7.07% | 20.12% | 68.69% | — | |
| $87.86 | $38.35B | 25.84 | 3% | 19.93% | 12.68% | — | |
| $37.61 | $923.69M | 18.00 | 8.37% | 3.24% | 17.82% | — | |
| $20.96 | $894.99M | 8.06 | -2.91% | 2.85% | 6.26% | — |
Compare NSP vs Peers
Insperity, Inc. (NSP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NSP SEC Filings & Documents
Insperity, Inc. (NSP) SEC filings — annual & quarterly reports (10-K, 10-Q)
Get notified when NSP posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
NSP Frequently Asked Questions
Insperity, Inc. (NSP) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Insperity, Inc.'s revenue?
Insperity, Inc. (NSP) reported $6.84B in revenue for fiscal year 2025. This represents a 661% increase from $899.6M in 1996.
How fast is Insperity, Inc. growing?
Insperity, Inc. (NSP) grew revenue by 3.5% over the past year. Growth has been modest.
Is NSP profitable?
Insperity, Inc. (NSP) reported a net loss of $25.0M for fiscal year 2025.
Dividend & Returns
Does NSP pay dividends?
Yes, Insperity, Inc. (NSP) pays a dividend with a yield of 5.35%. This makes it attractive for income-focused investors.
What is NSP's return on equity?
Insperity, Inc. (NSP) has a return on equity (ROE) of -9.8%. Negative ROE indicates the company is unprofitable.
What is Insperity, Inc.'s free cash flow?
Insperity, Inc. (NSP) generated $67.0M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.