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JOEThe St. Joe Company
$59.61$3.4B
Overview & Verdict
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JOE logoThe St. Joe Company(JOE)Earnings, Financials & Key Ratios

JOE•NYSE•REIT / Real Estate
$59.61
29.8× P/E·Price updated Jul 7, 2026
SectorReal EstateIndustryDiversified Real EstateSub-IndustryLand-rich resort and hospitality developers
AboutThe St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in Northwest Florida. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment plans and develops residential communities of various sizes for homebuilders or retail consumers. It primarily sells developed homesites and parcels of entitled or undeveloped land. The Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also plans, develops, entitles, manages, and sells commercial land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products. The company owns 170,000 acres of land in Northwest Florida. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.Show more
  • Revenue$513M+27.5%
  • FFO$163M+35.3%
  • FFO/Share2.83+36.9%
  • FFO Payout20.61%-18.1%
  • FFO per Share2.83+36.9%
  • NOI Margin93.02%+124.0%
  • FFO Margin31.77%+6.1%
  • ROE15.29%+47.9%
  • ROA7.56%+56.1%

JOE Price & Volume

The St. Joe Company (JOE) stock price & volume — 10-year historical chart

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Transactional Land Sales Drive Volatile Earnings Growth

Investment Thesis • Updated 2026Q1

VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Geographic and transactional concentration

Key Thesis Takeaways

  • The St.
  • Joe Company leverages its massive Northwest Florida land bank to drive long-term value, though its financial performance remains heavily tethered to the episodic timing of high-margin land sales.
  • While the company has successfully strengthened its balance sheet by reducing total debt to $562.0M as of 2026Q1, investors should remain cautious regarding the sustainability of earnings given the significant divergence between GAAP net income and cash-based performance.
  • Future growth appears dependent on the company's ability to transition from transactional land gains to more predictable, recurring hospitality and commercial income streams.

Verdict Logic

while the company has successfully expanded its cash reserves to $136.3M, the high P/E ratio of 33.00 and the inherent lumpiness of land-based development cycles warrant a cautious approach until recurring revenue streams demonstrate more consistent momentum.

JOE Growth Metrics

The St. Joe Company (JOE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years17.32%
5 Years26.17%
3 Years26.71%
TTM26.63%

Profit CAGR

10 Years-
5 Years20.66%
3 Years17.69%
TTM44.21%

EPS CAGR

10 Years-
5 Years21.03%
3 Years18.24%
TTM45.86%

Return on Capital

10 Years4.94%
5 Years7.41%
3 Years7.68%
Last Year9.8%

JOE Recent Earnings

The St. Joe Company (JOE) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
Q2 2026Latest
Apr 29, 2026
Metric
Actual
Est
EPS
$0.24
—
Rev
$99M
—
Q1 2026
Feb 25, 2026
Metric
Actual
Est
EPS
$0.52
—
Rev
$129M
—
Q4 2025
Oct 29, 2025
Metric
Actual
Est
EPS
$0.67
—
Rev
$161M
—
Q3 2025
Jul 23, 2025
Metric
Actual
Est
EPS
$0.51
—
Rev
$129M
—
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 29, 2026
$0.24
$99M
Q1 2026Feb 25, 2026
$0.52
$129M
Q4 2025Oct 29, 2025
$0.67
$161M
Q3 2025Jul 23, 2025
$0.51
$129M
Based on last 12 quarters of dataView full earnings history →

Latest JOE News

Recent stock market news and headlines for The St. Joe Company (JOE)

Business Wire·Jun 30, 2026
New Retailer Openings Mark Next Phase of Growth at Watersound® Town Center

PANAMA CITY BEACH, Fla.--(BUSINESS WIRE)--The St. Joe Company (NYSE: JOE) (“St. Joe” or the “Company”) announces the highly anticipated opening of elevated and new-to-market retailers at Watersound Town Center, the Company's growing open-air lifestyle center located at the entrance to the Watersound Origins® community in Inlet Beach, Florida. National and regional brands including FP Movement, Hemline, Monkee's and Sunset Shoes & Lifestyles recently opened their doors, with Johnnie-O expect.

GuruFocus·Jun 29, 2026
The St. Joe Co (JOE) Stock Down 4.6% -- Now Undervalued? GF Score: 92/100

On June 29, 2026, The St. Joe Co (JOE) shares fell 4.6% today, closing at $62.97. The stock has experienced a 52-week range between $46.37 and $73.54, highlight

Peers Comparison

Key metrics vs top competitors for The St. Joe Company (JOE)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
JOE logoJOEThe St. Joe CompanyCurrent
$59.61$3.42B29.8127.46%22.53%15.29%0.98%
FCPT logoFCPTFour Corners Property Trust, Inc.
$25.28$2.77B23.199.72%38.74%7.38%—
PINE logoPINEAlpine Income Property Trust, Inc.
$20.04$287.12M-91.0915.9%-0.64%-0.14%—
JBGS logoJBGSJBG SMITH Properties
$14.96$882.73M-7.16-8.9%-22.16%-6.47%—
FOR logoFORForestar Group Inc.
$30.22$1.54B9.1910.14%9.8%9.49%—
STRW logoSTRWStrawberry Fields REIT LLC
$13.78$185.02M22.9732.41%14.37%39.34%—

Compare JOE vs Peers

The St. Joe Company (JOE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FCPT

Most directly comparable listed peer for JOE.

Scale Benchmark

vs DHI

Larger-name benchmark to compare JOE against a more recognizable public peer.

Peer Set

Compare Top 5

vs FCPT, PINE, JBGS, FOR

JOE SEC Filings & Documents

The St. Joe Company (JOE) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 29, 2026·SEC

Material company update

Feb 25, 2026·SEC

Material company update

Oct 29, 2025·SEC

10-K Annual Reports

5
FY 2026

Feb 25, 2026·SEC

FY 2025

Feb 26, 2025·SEC

FY 2024

Feb 21, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Apr 29, 2026·SEC

FY 2025

Oct 29, 2025·SEC

FY 2025

Jul 23, 2025·SEC

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JOE Frequently Asked Questions

The St. Joe Company (JOE) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is The St. Joe Company's revenue?

The St. Joe Company (JOE) reported $518.1M in revenue for fiscal year 2025. This represents a 20% increase from $431.2M in 1996.

How fast is The St. Joe Company growing?

The St. Joe Company (JOE) grew revenue by 27.5% over the past year. This is strong growth.

Is JOE profitable?

Yes, The St. Joe Company (JOE) is profitable, generating $112.1M in net income for fiscal year 2025 (22.5% net margin).

Dividend & Returns
Does JOE pay dividends?

Yes, The St. Joe Company (JOE) pays a dividend with a yield of 0.98%. This makes it attractive for income-focused investors.

What is JOE's return on equity?

The St. Joe Company (JOE) has a return on equity (ROE) of 15.3%. This is reasonable for most industries.

Industry Metrics
What is The St. Joe Company's FFO?

The St. Joe Company (JOE) generated Funds From Operations (FFO) of $158.8M in the trailing twelve months. FFO is the primary profitability metric for REITs.

What if you invested $1,000 in JOE back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →