International General Insurance Holdings Ltd.(IGIC)Earnings, Financials & Key Ratios

IGIC•NASDAQ•Insurance & Managed Care

$28.25

9.8× P/E·Price updated Jul 7, 2026

SectorFinancial Services IndustryDiversified Insurance Sub-IndustryCommercial and specialty P&C insurers

AboutInternational General Insurance Holdings Ltd. provides specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It underwrites a diversified portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, casualty, financial institutions, marine, contingency, and treaty reinsurance. The company was founded in 2001 and is based in Amman, Jordan.Show more

Revenue$517M-1.8%
Combined Ratio75.38%+0.7%
Net Income$127M-5.9%
Return on Equity18.64%-17.6%
Medical Cost Ratio41.77%-25.7%
Operating Margin24.62%-2.1%
Net Margin24.62%-4.2%
ROA6.15%-19.2%
Equity / Assets33.8%+5.2%

IGIC Price & Volume

International General Insurance Holdings Ltd. (IGIC) stock price & volume — 10-year historical chart

Loading chart...

Disciplined Underwriting Drives Consistent Specialty Margin Expansion

Investment Thesis • Updated 2025Q4

VerdictNeutral

Growth:Mixed

Profitability:Strong

Financial:Healthy

Cash Flow:Mixed

Primary Risk:Geopolitical and Reserve Volatility

Key Thesis Takeaways

International General Insurance Holdings demonstrates a disciplined approach to specialty underwriting, evidenced by a combined ratio that has remained consistently below the 80% threshold throughout 2024 and 2025.
While the company has successfully expanded its equity base from $470.1 million in 2023Q3 to $710.2 million by 2025Q4, investors should remain cautious regarding the volatility of premium growth and the potential for reserve sensitivity in long-tail lines.
The current valuation, characterized by a 9.29 P/E TTM and a 0.25 PEG ratio, suggests that the market may be underappreciating the company's operational resilience despite the lack of transparency in cash flow reporting.

Verdict Logic

while the company maintains a strong underwriting margin below 80% and a low 9.29 P/E TTM, the lack of transparency regarding investment portfolio activity and cash flow conversion warrants further investigation before committing capital.

IGIC Growth Metrics

International General Insurance Holdings Ltd. (IGIC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years11.88%

5 Years10.88%

3 Years9.42%

TTM0.35%

Profit CAGR

10 Years13.77%

5 Years36.09%

3 Years12.54%

TTM-5.92%

EPS CAGR

10 Years28.04%

5 Years37.41%

3 Years16.24%

TTM-3.37%

Return on Capital

10 Years5047.81%

5 Years8.86%

3 Years11.32%

Last Year12.04%

IGIC Recent Earnings

International General Insurance Holdings Ltd. (IGIC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 8/12 qtrs (67%)●Beat Revenue 4/12 qtrs (33%)

Q2 2026Latest

May 5, 2026

Metric

Actual

Est

EPS

$0.56-20.6%

$0.70

Rev

$126M+11.5%

$113M

Q1 2026

Feb 24, 2026

Metric

Actual

Est

EPS

$0.80+11.1%

$0.72

Rev

$126M+8.6%

$116M

Q4 2025

Nov 4, 2025

Metric

Actual

Est

EPS

$0.87-4.4%

$0.91

Rev

$123M-9.5%

$135M

Q3 2025

Aug 5, 2025

Metric

Actual

Est

EPS

$0.51-7.3%

$0.55

Rev

$133M-5.6%

$140M

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	May 5, 2026	$0.56vs $0.70-20.6%	$126Mvs $113M+11.5%
Q1 2026	Feb 24, 2026	$0.80vs $0.72+11.1%	$126Mvs $116M+8.6%
Q4 2025	Nov 4, 2025	$0.87vs $0.91-4.4%	$123Mvs $135M-9.5%
Q3 2025	Aug 5, 2025	$0.51vs $0.55-7.3%	$133Mvs $140M-5.6%

Based on last 12 quarters of dataView full earnings history →

Latest IGIC News

Recent stock market news and headlines for International General Insurance Holdings Ltd. (IGIC)

Business Wire·1 day ago

IGI to Release Second Quarter and Half Year 2026 Financial Results on August 4, 2026

HAMILTON, Bermuda--(BUSINESS WIRE)--International General Insurance Holdings Ltd. (“IGI” or the “Company”) (NASDAQ: IGIC) today announced that it expects to release financial results for the second quarter and first half of 2026 on Tuesday, August 4, 2026, after the close of the U.S. financial markets. The results, along with an accompanying slide presentation, will be posted in the Investors section of the Company website at www.iginsure.com. The Company will host an investor teleconference, i.

Peers Comparison

Key metrics vs top competitors for International General Insurance Holdings Ltd. (IGIC)

Full Screener →

Company	Price	Market Cap	P/E Ratio	Rev Growth (1Y)	Net Margin	ROE	Div Yield
IGICInternational General Insurance Holdings Ltd.Current	$28.25	$1.21B	9.78	-1.76%	24.62%	18.64%	3.74%
RNRRenaissanceRe Holdings Ltd.	$323.69	$13.97B	5.72	9.45%	26.93%	16.59%	—
ACGLArch Capital Group Ltd.	$102.85	$35.93B	8.85	14.27%	24.73%	20.48%	—
MKLMarkel Corporation	$1969.34	$24.64B	11.64	-0.96%	10.7%	9.56%	—
GLREGreenlight Capital Re, Ltd.	$16.42	$544.59M	7.57	7.47%	11.46%	11.68%	—
SIGISelective Insurance Group, Inc.	$97.99	$5.89B	13.10	9.78%	8.39%	12.93%	—

Compare IGIC vs Peers

International General Insurance Holdings Ltd. (IGIC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs RNR

Most directly comparable listed peer for IGIC.

Scale Benchmark

vs CB

Larger-name benchmark to compare IGIC against a more recognizable public peer.

Peer Set

Compare Top 5

vs RNR, ACGL, MKL, GLRE

Get notified when IGIC posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

IGIC Frequently Asked Questions

International General Insurance Holdings Ltd. (IGIC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

How fast is International General Insurance Holdings Ltd. growing?

International General Insurance Holdings Ltd. (IGIC) saw revenue decline by 1.8% over the past year.

Is IGIC profitable?

Yes, International General Insurance Holdings Ltd. (IGIC) is profitable, generating $127.2M in net income for fiscal year 2025 (24.6% net margin).

Dividend & Returns

Does IGIC pay dividends?

Yes, International General Insurance Holdings Ltd. (IGIC) pays a dividend with a yield of 3.74%. This makes it attractive for income-focused investors.

What is IGIC's return on equity?

International General Insurance Holdings Ltd. (IGIC) has a return on equity (ROE) of 18.6%. This is reasonable for most industries.

Industry Metrics

What is International General Insurance Holdings Ltd.'s combined ratio?

International General Insurance Holdings Ltd. (IGIC) has a combined ratio of 75.4%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in IGIC back in 2015?

Total return calculator · dividends reinvested · 11+ years of data

See returns →

Quarter

Date

EPS (Act vs Est)

Revenue (Act vs Est)

Q2 2026Latest

May 5, 2026

$0.56vs $0.70-20.6%

$126Mvs $113M+11.5%

Q1 2026

Feb 24, 2026

$0.80vs $0.72+11.1%

$126Mvs $116M+8.6%

Q4 2025

Nov 4, 2025

$0.87vs $0.91-4.4%

$123Mvs $135M-9.5%

Q3 2025

Aug 5, 2025

$0.51vs $0.55-7.3%

$133Mvs $140M-5.6%

Company

Price

Market Cap

P/E Ratio

Rev Growth (1Y)

Net Margin

ROE

Div Yield

IGICInternational General Insurance Holdings Ltd.Current

$28.25

$1.21B

9.78

-1.76%

24.62%

18.64%

3.74%

RNRRenaissanceRe Holdings Ltd.

$323.69

$13.97B

5.72

9.45%

26.93%

16.59%

—

ACGLArch Capital Group Ltd.

$102.85

$35.93B

8.85

14.27%

24.73%

20.48%

—

MKLMarkel Corporation

$1969.34

$24.64B

11.64

-0.96%

10.7%

9.56%

—

GLREGreenlight Capital Re, Ltd.

$16.42

$544.59M

7.57

7.47%

11.46%

11.68%

—

SIGISelective Insurance Group, Inc.

$97.99

$5.89B

13.10

9.78%

8.39%

12.93%

—