The First Bancorp, Inc.(FNLC)Earnings, Financials & Key RatiosThe First Bancorp, Inc. (FNLC) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the bank maintains a disciplined efficiency ratio of 36.4% and a 4.1% dividend yield, the extreme 94% concentration of assets in securities warrants caution regarding interest rate sensitivity.
The First Bancorp, Inc. (FNLC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
The First Bancorp, Inc. (FNLC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.80 | $39M |
| Q2 2026 | Mar 6, 2026 | $0.91 | $45M |
| Q1 2026 | Jan 21, 2026 | $0.91 | $45M |
| Q4 2025 | Oct 22, 2025 | $0.81 | $45M |
Recent stock market news and headlines for The First Bancorp, Inc. (FNLC)
In this article series, I summarize dividend announcements of the past week. Thirteen companies in my database (including 7 banks) announced dividend increases. JPMorgan Chase stands out with a 10% dividend hike, an A+ safety grade, and a new $50B buyback, and trades only 3.35% above fair value. Matson is the week's high-quality non-bank, boasting a 7.34 quality score, 9.4 safety score, and a conservative 10% payout ratio.
DAMARISCOTTA, Maine--(BUSINESS WIRE)--The First Bancorp (NASDAQ: FNLC), the parent company of First National Bank, today declared a quarterly cash dividend of 38 cents per share. This second quarter dividend represents an increase of one cent per share from dividend paid in each of the prior four quarters, and is payable July 17, 2026 to shareholders of record as of July 7, 2026. "The Board of Directors is pleased to authorize a dividend of 38 cents per share for the second quarter of 2026," re.
Key metrics vs top competitors for The First Bancorp, Inc. (FNLC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $33.86 | $381.8M | 11.03 | 7.37% | 19.36% | 12.84% | 4.31% | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $32.20 | $1.62B | 21.76 | 13.44% | 13.35% | 6.32% | — | |
| $43.96 | $283.4M | 11.66 | 6.6% | 20.89% | 12.7% | — | |
| $26.75 | $370.06M | 8.23 | -1.55% | 28.51% | 12.62% | — | |
| $24.06 | $171.21M | 13.67 | -1.44% | 12.96% | 7.98% | — |
The First Bancorp, Inc. (FNLC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
The First Bancorp, Inc. (FNLC) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 1, 2026·SEC
May 1, 2026·SEC
May 1, 2026·SEC
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The First Bancorp, Inc. (FNLC) stock FAQ — growth, dividends, profitability & financials explained
The First Bancorp, Inc. (FNLC) grew revenue by 7.4% over the past year. This is steady growth.
Yes, The First Bancorp, Inc. (FNLC) is profitable, generating $36.3M in net income for fiscal year 2025 (19.4% net margin).
Yes, The First Bancorp, Inc. (FNLC) pays a dividend with a yield of 4.31%. This makes it attractive for income-focused investors.
The First Bancorp, Inc. (FNLC) has a return on equity (ROE) of 12.8%. This is reasonable for most industries.
The First Bancorp, Inc. (FNLC) has a net interest margin (NIM) of 2.4%. NIM has been under pressure due to interest rate environment.
The First Bancorp, Inc. (FNLC) has an efficiency ratio of 28.7%. This is excellent, indicating strong cost control.
